StartingMoney said:062703 said:Don't any of you have parents or grandparents that served?

Yes, on both sides, but when I called PenFed said that your relatives have to be members of PenFed, not just eligible. Also, IIRC, Navy is not eligible.

Membership Application
You're eligible to join if you have a family member or housemate who is:
-Eligible to join Pentagon Federal
-Currently a member


Membership Application

Please let us know a little about your family member / housemate:
Name:


Relationship:
~~~~~~~~~~~~~~~>

Is the above a member?
Yes
No

If "Yes"
Please enter their member number or social security number if you have it:


If "No"
Please tell us how they are eligible:


What is their phone number?:


Family Members:

spouse
child
sibling
parent
grandparent
grandchild
stepparent
stepchild
stepsibling


Housemates:

domestic partner
foster child
legal guardian
roommate

LustfortheMoment said:smstarks, it's an "OK" card....

My AMEX Blue Cash pays 5% on gas, supermarket, and groceries in addition to 1.5% on everything else. I use either HSBC or CHASE for EDP each year until I reach the $6500 ceiling on AMEX with non-EDP purchases.

Alternatively, one can use a CHASE card (I don't think that HSBC is still issuing a 5% card) for EDP and a Fidelity 1.5% card for non-EDP without any tier.
I gave up on my AMEX Blue. Could not pay some of my big bills with AMEX, Like College tuition and Keyspan would not take it for a $2,100 water heater I had them install. Now use my Chase for 5% and Emigrant 1.40% for everything else, With Emigrant at least you get your money every 6 months and no cap

sloth911 said:Join SAME for FREE, that is what I did to become a member:

http://www.same.org/i4a/pages/index.cfm?pageid=1
I understand the point of FW is to always find a way to save/make a buck but if I decide to do the Penfed CD I would gladly pay that $20 to join the NMFA. Was checking out their site and they seem like a great organization and helping our troops is better than joining some dance club or some of the other things I have seen for getting into a CU

Put me down with the Blue Cash folks above. No gimmicks, just good rewards (assuming a fairly high annual spending level). The only other rewards card I use are Chase Home Improvements (3% back at Home Depot, Sherwin Williams, etc.) and Citi Dividend Select (2% back for utilities). Everything else goes to Blue Cash.

sounds great, but my chase rewards plus visa and cash plus rewards MC both give 5% at the pump and 5% at grocery stores and drug stores (pen fed needs to do that too for me to switch) and 1% on all other purchases. otherwise if I got the penfed card i'd only get 1.25% back at grocery and drug stores. or I can still get it and use my chase cards for drug/grocery only and penfed for gas and all other purchases.

walletfart said:sloth911 said:Join SAME for FREE, that is what I did to become a member:

http://www.same.org/i4a/pages/index.cfm?pageid=1

It's only free for students if I'm reading correctly, right? Otherwise it's $35+

Correct. Free for students. I was taking graduate classes when I signed up, so it worked for me. Hopefully it works for others.

Hilarious!!

walletfart said:sloth911 said:Join SAME for FREE, that is what I did to become a member:

http://www.same.org/i4a/pages/index.cfm?pageid=1

It's only free for students if I'm reading correctly, right? Otherwise it's $35+

You can join PenFed through the National Military Family Associaton (NMFA) membership is $20 yr and you don't have to renew in order to remain a PenFed member.

dumroo, I think you missed the part of my post that noted that MADD had been caught 'cooking the books'. Showing me their self serving statements from 2004 doesn't prove anything.

Were you aware that the nice lady that founded MADD resigned in disgust over their fundraising practices?

I have been resisting this deal but since Citi screwed me on my former AT&T card, I need to get one of these.

Already have several CDs with them and will probably buy more now that they are 6.25%.