sloth911 said:Grobe said:What are the payment options for the credit card bills? (I am interested in Autopay in full each month)

From logging on (to my account) and checking out the payment optioins, you need to have a Penfed checking account to pay the bill electronically via Penfed.

I have had no problem paying the bill electronically via Commerce Bank, Citibank, and Presidentials Banks's online billpay systems.

they are also an option on MBNA Bill pay (now bofa) so you can use your credit card to pay penfed's card

ch00wie said:they are also an option on MBNA Bill pay (now bofa) so you can use your credit card to pay penfed's card

so what would happen? Would this get considered a cash transaction since you are paying a credit card with another? or would i earn the 2% (529) i get from mbna plus the 1.25% from penfed?

would the rewards be stacked?

can i pay my mortgage using mbna billpay?

the bill pay is treated as a purchase with no rewards from mbna, but you get the 1.25%. For mortgages if your mortgage company is one of the merchants, you can do that to. You can only use the list of merchants that mbna has on their list (which is pretty large), you can not add any additional ones

I'll stick with Advanta;
5%-Gas
5%-Cell Phones
5%-Utilities
5%-Computer equipment
5%-Office supplies
5%-Internet services
5%-Ground transportation
5%-Courier services
1%-All other purchases

Can I ask what type of Citi Card credit card you have ?

I have Diamond Preferred MC.

You say your gasoline rebate was REDUCED to 4% ?

Called Citi. They told me I am still @ 5%

Please let me know.

thanks

ALAN

signed up.. they changed their membership joining procedure a bit in the last couple of days. Since I have a grandparent that served, all they need now is their phone number instead of the ssn (didn't feel comfortable asking my grandparent for their ssn!)

Also applied for the CC asking for max 30k, we'll see what happens! may stick a CD on here as well.

stateofmind said:walletfart said:stateofmind said:I'll stick with Advanta;
5%-Gas
5%-Cell Phones
5%-Utilities
5%-Computer equipment
5%-Office supplies
5%-Internet services
5%-Ground transportation
5%-Courier services
1%-All other purchases

$300/year

Per person!

can anyone send a correct link? avanta.com cash reward card's fine print is that you only get 5% over $30,000 before $50,000 spending on those mentioned above.

chipcollector said:Can I ask what type of Citi Card credit card you have ?

I have Diamond Preferred MC.

You say your gasoline rebate was REDUCED to 4% ?

Called Citi. They told me I am still @ 5%

Please let me know.

thanks

ALAN

5 points per dollar is no longer 5%... it costs 6000 points for a $50 card instead of 5000. That means that it takes 6 points to equal the 5 point value from before. 5*(5/6) = 4.167, so the new CashBack is really more like ~4.2%.

TightWalletToo said:Good card, I have had Penfed card for 2 years with no problems. Rewards applied on each following month statment. 5% on gas is a bonus. I don't have to use my 5% gas rewards Discover & wait on a check after reaching $20 reward. Good fixed rate Home Equity loans also.


i have these problems:

1. their online sytem is not user friendly, for example, unable to check available credit.
2. their online statement is always posted several days late
3. unable to schedule payment in advance.

elph31337 said:5 points per dollar is no longer 5%... it costs 6000 points for a $50 card instead of 5000.

Except most of us on this forum are patient enough to wait until 10000 points for $100 rather than blowing our points at 6000. I still consider it 5%.

tomprc said:TightWalletToo said:Good card, I have had Penfed card for 2 years with no problems. Rewards applied on each following month statment. 5% on gas is a bonus. I don't have to use my 5% gas rewards Discover & wait on a check after reaching $20 reward. Good fixed rate Home Equity loans also.


i have these problems:

1. their online sytem is not user friendly, for example, unable to check available credit.
2. their online statement is always posted several days late
3. unable to schedule payment in advance.

I have not had any problems with the Penfed site just checking balances & posted dates, I don't carry a balance. They do mail you a monthly statement for credit card & any loan balance. Try the Discover site if you want real problems. Discover also says 6 to 8 weeks to credit your account for the award amount or 1 week to get a check. What's up with that???