Starting in January Pentagon Federal Credit Union is giving you 5.00% for gas paid at the pump on top, and you still get 1.25% on any purchases elsewhere. I called a csr, and they said existing cardholders will also get this feature. That definitely decreases the need to be using my citi card, which now seems to only be doing 4% on gas transactions, and what is really nice about pfcu is their reward is immediate, and credited toward your balance, so you don't have to wait for $50 increments or participate in any thank you network junk. This is on their Visa Platinum Cash rewards card. Any better deals??
Message edited by: smstarks on 2006-12-30 10:10:28 CST
Anyone can be a member. 1) Join the National Military Family Association (NMFA) for $20 to qualify for membership 2) Join the Society of American Military Engineers (SAME) (free for students).
Calling the helpful Penfed CSR%u2019s will help you join or you can do it all online by clicking through the membership organizations until you get to join NMFA.
Make sure you pay at the pump! If you pay inside of the gas station store you will only get 1.25% CashBack!
Membership seems really easy. I joined using my grandfather as a qualifying relative (served in WWII). He died in the mid-1960s.
Other Notes: -5% Gas, 2% supermarket, 1.25% everything else -Rewards are automatically credited every month -Cell phone insurance is offered when you pay your bill with the card -Can be set up to automatically pay the full balance every month
Message edited by: asdf83 on 2009-06-28 21:46:20 CDT
Hmm. So my last hard credit pull was 13 days ago. And today is a weekend. Would the hard pull fall under the 14 day window or would it come out on the 2nd and ding me again... (which is 16 days I believe).... 5% is quite nice though!
My AMEX Blue Cash pays 5% on gas, supermarket, and groceries in addition to 1.5% on everything else. I use either HSBC or CHASE for EDP each year until I reach the $6500 ceiling on AMEX with non-EDP purchases.
Alternatively, one can use a CHASE card (I don't think that HSBC is still issuing a 5% card) for EDP and a Fidelity 1.5% card for non-EDP without any tier.
Penfed credits this every month as a credit, vs a yearly one for BLUE
LustfortheMoment said:smstarks, it's an "OK" card....
My AMEX Blue Cash pays 5% on gas, supermarket, and groceries in addition to 1.5% on everything else. I use either HSBC or CHASE for EDP each year until I reach the $6500 ceiling on AMEX with non-EDP purchases.
Alternatively, one can use a CHASE card (I don't think that HSBC is still issuing a 5% card) for EDP and a Fidelity 1.5% card for non-EDP without any tier.
Penfed credits this every month as a credit, vs a yearly one for BLUE
That's true, Big Don, but it pays 3.75% less than AMEX Blue Cash for groceries and Drugstore purchases. I'll take the higher reimbursement and get it yearly.........
TheBigDon said:Penfed credits this every month as a credit, vs a yearly one for BLUE
LustfortheMoment said:smstarks, it's an "OK" card....
My AMEX Blue Cash pays 5% on gas, supermarket, and groceries in addition to 1.5% on everything else. I use either HSBC or CHASE for EDP each year until I reach the $6500 ceiling on AMEX with non-EDP purchases.
Alternatively, one can use a CHASE card (I don't think that HSBC is still issuing a 5% card) for EDP and a Fidelity 1.5% card for non-EDP without any tier.
You need to spend $6,500 @ 1%/.5% to get to that point.
Anyone know what the foreign transaction fee is on this card? A lot of the cards now jacked it up to 3%, some are 1%, and some rare ones don't charge anything.
Message edited by: walletfart on 2006-12-30 14:06:32 CST
smstarks said:Starting in January Pentagon Federal Credit Union is giving you 5.00% for gas paid at the pump on top, and you still get 1.25% on any purchases elsewhere. I called a csr, and they said existing cardholders will also get this feature. That definitely decreases the need to be using my citi card, which now seems to only be doing 4% on gas transactions, and what is really nice about pfcu is their reward is immediate, and credited toward your balance, so you don't have to wait for $50 increments or participate in any thank you network junk. This is on their Visa Platinum Cash rewards card. Any better deals??
i just signed up for Capital One's 1.25% card. but dont think they do 5% on gas
so is this a trend towards 1.25% rewards in 2007? (I hope so)
Discovery Gas Card --> 5% Cash Back on gas and auto related expenses, with max $60 Cash Back max. PenFed --> 5% Cash Back on gas, no max Cash Back limit?.
With both cards, I guess it should be able to cover all my gas and auto expense for the full year.
062703 said:Don't any of you have parents or grandparents that served?
Yes, on both sides, but when I called PenFed said that your relatives have to be members of PenFed, not just eligible. Also, IIRC, Navy is not eligible.
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