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Has anyone found a replacement for the Advanta card? Since they changed their reward terms its no longer an attractive offer. I'm looking for a card to give rebates on telephone, cell phone, cable, and internet. I've searched and all I can find is 5 thank you points w/ ATT Universal, but some report it doesn't even give you 5% on all ATT services (No rebate for home telephone services and internet from old SBC.

Any input is appreciated! Thanks!



Wow they've changed the terms to a tiered structure. That sucks. Are you sure the change applies to the current cardmembers as well?

Here's the new terms and conditions:
http://www.advanta.com/index.cfm?fuseaction=apply_terms&strSourceCode=WQ67

Cash Back rewards are earned based on the annual level of account purchases, excluding purchases in the Bonus categories, as follows: 0.75% on up to $10,000 in purchases; and 1.00% on purchases over $10,000.

Cash Back rewards are also earned on the Bonus categories of "gasoline and diesel fuel," "computers, computer supplies, electronics and office supplies," and "utilities and telecommunications." Cash Back rewards on Bonus category qualifying purchases are earned as follows: 1.00% on up to $20,000 in purchases; 2.00% on purchases between $20,001 and $30,000; 5.00% on purchases between $30,001 and $50,000; and 0.50% on purchases over $50,000.


I have been thinking of getting this card for a while considering I have ATT in my office and home. Both of them show up as ATT Easypay on my card statement. Are you saying I wont get 5X points for thoses charges for my monthly Phone Bill? Between my home and my office thoses 2 charges add up to about $600 a month. Currently I have it billed to Citibank AA card.


I haven't heard anything about changing existing rewards.

Here's link to Citi's home rebate card http://hhonorscard.com/us/cards/cardserv/homerebate/index.jsp


Earn a FULL 6% rebate on Internet connections, telecom services, cable, satellite (including other pay TV and radio services), and utilities for 12 months†

Earn a FULL 1% Rebate on all eligible purchases†

Rebates applied to your outstanding mortgage principal

No cap or limits on the amount of rebates you can accumulate in a year


We're considering this: American Express SimplyCash Business Card.

Why?:
* Earn 5% Cash Back on gas, office supplies, and wireless services ('You will receive a Rebate of 5% for Purchases of wireless telephone services, automobile gasoline, and office supplies and equipment, in each case not purchased at a warehouse club, superstore or supermarket.')

* Earn 1% Cash Back on virtually all other purchases

* Cash Back is automatically credited to the statement each month

* No limit to rewards

[Updated:] I have a current letter from Advanta: They have NOT changed our 5% Cash Back reward system (it is grandfathered), other than to allow employee cards to earn rewards for the primary card holder.

ndml said: Has anyone found a replacement for the Advanta card? ... I'm looking for a card to give rebates on telephone, cell phone, cable, and internet. ... Any input is appreciated! Thanks!


dolmar said: I have been thinking of getting this card for a while considering I have ATT in my office and home. Both of them show up as ATT Easypay on my card statement. Are you saying I wont get 5X points for thoses charges for my monthly Phone Bill? Between my home and my office thoses 2 charges add up to about $600 a month. Currently I have it billed to Citibank AA card.

I have read several threads about the universal card rewards. In several of them, people complained that they did not get the 5x reward for many purchases that showed up as AT&T on the statement. Although I am not certain, the conclusion that I came to is that they give you rewards on the original AT&T services (long distance, worldnet, etc.), prior to the buyout and rename of SBC.


mhesidence said: Here's link to Citi's home rebate card http://hhonorscard.com/us/cards/cardserv/homerebate/index.jsp


Earn a FULL 6% rebate on Internet connections, telecom services, cable, satellite (including other pay TV and radio services), and utilities for 12 months†

Earn a FULL 1% Rebate on all eligible purchases†

Rebates applied to your outstanding mortgage principal

No cap or limits on the amount of rebates you can accumulate in a year


Thanks! I checked this out. The only drawback that I can see is that its only good for 1 year and seems to exclude wireless service. However, this may be only remaining option.


Yeah, SimplyCash is a good replacement for wireless. Citi Dividend now gives double rewards on cable (including cable Internet).


I remember getting 2 invatation with Advanta a while back, 1 with the 5%/1% $300 cap/year (w/o the $25/month cap they later implemented) and the other was the tiered structure. I loooked thru the last 3 statements and haven't seen any notification. They maybe maintaining 2 different programs still.


The AMEX Business Gold has 5 Reward Points for (all) AT&T. I'd post my experience but I only just got approved, and have to wait for the points to show up on the charges I just placed yesterday.

Tytie


Just received my card a week ago and the brochure confirms "Earn the highest Cash Back on items you purchase most often - with no annual fee and no earnings limit" and lists gasoline, office supplies, computer equipment, utilities, etc. as earning 5%. I don't have a business but am hoping if I pay my home utility I'll still get the rebate. If so, I wind up making more money actually using the card than having 9900 in the bank from the BT earning 6%. Boy, was that counterintuitive.


I got suckered into the new Advanta program. The tiering structure makes it one of the worst Cash Back credit cars out there for the average person. Their nice glossy brochure and, to a lesser extent, Web site is very misleading in my opinion as it does not direct you specificy to the fine print when they cite the 5% or 6% Cash Back in the bonus categories. Instead they label the column "Get maximum Cash Back" and list 5% under it meaning if you earn (i.e. achieve) the maximum Cash Back tier, you will get the 5%. The average person (self included) would proably interpret that a little differently. Border line scam in my book. Will never do business with these guys again! (unless of course their old program comes back and then I might have no choice).


thats for NEW applications. also, it has NO cap on 50k whereas the program you are thinking of still exist and has a cap of $25 per month


Got the tiered card a few months back ... a quick call to CS and a comment that I will close the card got me into non-tiered program for 5% on utilites. Granted, it is only limited to $15/month (works for me, i don't have more than 300/month in utilities i can charge).


So, in conclusion, we only have a few options for utilities, and none are really as good as Advanta's?

- Citi Home Rebate (need mortgage, only 12 months)
- AMEX SimplyCash or Hilton (wireless)
- Citi AT&T Universal card (AT&T services... sometimes)

That's it?


markkundinger said: Citi Home Rebate (need mortgage, only 12 months)

Several of their ads state that if you don't have a mortgage, you can use the money to save for your dream house -- unfortunately, all of said ads (at least the ones that I'm aware of) offer the 6% for the first 6 months only. The 12 month deal on the Citi site doesn't mention this possibility at all. I called Citi twice, and had two different CSRs tell me I could get a statement credit, but I'm not sure I believe them. Also problematic is the fact that aside from comcast, my other utilities only let me pay by CC through a third party. Not only am I unsure whether the transactions would be correctly coded as utilities, but any rebate I could realize would be greatly diminished by processing fees. I decided it wasn't worth getting the card for these reasons, and am just sticking to the 2% back from my Citi Dividend.




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