Day 7:
Just got off the phone with the Chase BT department CSR.
He was addressing both Chase personal account applications, the Chase Visa and the Chase Sony. Both accounts were approved for $11,000 each. I BT'd $9,600 each ($19,200) into my E-Trade brokerage account which I'll then use to pay down the HELOC. He asked for acct. number and mailing address so they are mailing checks, which he said would take 14-21 days to post.
12 months, 0% interest (ending on the payment due date after Jan. 11), $75 maximum BT fee for each.
I've updated the original post and added "BT Notes" to explain my conversation with this CSR.
Total new credit approved (at 0%) so far: $40,700.

Chase Sony is 0% for purchases as well, no need to time the purchase on this one.

Day 8:
Discover Card CSR called me up this morning to verify my account info and my intended BT. Confirmed my HELOC account number and address. Told me I was approved for $12,000. I asked her to transfer $9,600 to the HELOC. So that and yesterdays Chases takes care of paying down the HELOC to zero. On with the BT into Emigrant...

Just got the letter from First National Bank of Omaha. DENIED. The following reasons were listed:
Excessive inquiries within the last 6 months
Balance to limit ration on open revolving accounts in the last 6 months
Number of revolving accounts with balance utilization

Just got first card in the mail: Advanta Platinum Business Card. Approved for $12,500. I haven't had time to look into it just yet.

Chase Sony and Chase Platinum Visa cards and user agreements also came in the mail.

So that's that...

I'm just waiting for mailed responses. I'm in no real hurry, and I hate dealing with CSRs over the phone.

Quick summary is that as of today, one week later, all my existing credit card balances and my HELOC are all in the process of being BT'd to approved 0% cards. As of today, I am pleased with my AOR. After today, anything else that comes in will be gravy, and any availble BT money will go to my Emigrant savings account.

Thanks to all of you AOR'ers before me who have been patient enough to really help out us noobs. Now I need to figure out exactly how much I'm "saving" this year by not paying interest on my debts...

Thanks for the updates!

OP applied for:
Financial Rewards Platinum Plus -- 0% for 6 months -- No BT fees
Is this one of the few or only BOA BT offers with no BT fee? I see that a lot of them are 3%/no max.

Is it just me..or are the incentives for CC apps getting less and less? I recall reading a few posts where they were getting $1k+ just in incentives alone!!

Quick Process-Related Question for you experts:
So, I think I may have screwed up. I got approved for the Chase Visa and Chase Sony at the same time and then approved BTs from both cards into my HELOC.
I suppose I should have tried to consolodate the CL from one of those cards into the other and then just made ONE BT, right? Ooooops!

rasher, you are correct, the normal approach to reduce transaction fees (and max out 0%) is to consolidate into one giant line and do one giant BT. This also has the added possibility of diverting regular high rate credit lines to a 0% offer if you have multiple cards.

rasher said:Coincidentally, the wifey has a BofA Visa and a BofA (formerly MBNA) Visa and got some BT offers in the mail on Saturday. Her CL on one is $13,900 and $27,500 on the other. I suppose I should have her call BofA and reallocate the $13,900 into the $27,500 as much as possible and then take the 0% for 6 months BT deal (max. fee = $75) and get all little bit more money, huh? Seems like we could gross another $900-1000.
You could do it now, or wait until you (with permission of course) do a whole AOR for/with her. Search "tag team AOR" for my outline.