I finally am pulling the trigger, and thought I would post my plans for feedback from all you experts. Thanks to Tech who has helped me refine this a bit so far, and sithlordabe who had a few good travel cards I was missing and for the post format which I stole from his.
-- Personal Info --
Age: 30
Oldest revolving account: 5.5 years
Experian FICO Score: 767
-- Current Personal Cards --
AMEX Blue - 24k
Citi - 9k
BofA Choice Hotels - 13k
Ultimate Electronics - 6k
Macy's - 1500
-- Purpose for app-o-rama? --
Primary: Travel bonuses including miles and point
Secondary: consolidate and get several higher limit cards when all is said and done
Tertiary: Obtain a few 0% cards to dump into my Emigrant account for a while
-- Cards to Apply For --
Air:
Southwest Airlines Rapid Rewards Visa Signature Chase 8+8 points
Southwest Airlines Rapid Rewards Visa Business Chase Business 8+8 points
Citi Platinum Select / AAdvantage World MasterCard Citi 20k miles
CitiBusiness / AAdvantage MasterCard Citi Business 20k miles
US Airways Dividend Miles World Mastercard Juniper 15k+10k miles
US Airways Visa Signature BofA 25k miles
Alaska Airlines Visa Signature BofA 20k miles + companion
Midwest Airlines World MasterCard Juniper 20k+10k miles
United Mileage Plus Platinum Business Card Chase Business 25k miles
United Mileage Plus Visa Signature Chase 25k miles
Hotels:
Starwood Preferred Guest AMEX 10k miles
Starwood Preferred Guest Business AMEX Business 10k miles
Priority Club Rewards Visa Signature Chase 30k points
Priority Club Rewards Visa Business Chase Business 15k points
Marriott Rewards Premier Visa Signature Chase 15k points + night
Marriott Rewards Business Card Chase Business 15k points + night
Hilton Hhonors Platinum AMEX 15k points
Hilton HHonors Visa Signature Citi 15k points + Silver VIP
Misc (BT):
Advanta Platinum Business Card with Rewards Adventa Business
Advanta Life of Balance Platinum Card Adventa Business
CitiBusiness PremierPass Card Citi Business 15k points
CitiBusiness w/TYN Citi Business 15k points
FIA Elite rewards BofA 500 points
Miles Card from Discover® Card Morgan Stanley 0+12k points
Diamond reward AMEX Citi 10k points
-- $$$ and Points from App-o-rama (including max BTs on some cards) --
CardOffers.com Cash = $305
Southwest: 32 points
AA: 40k
USAir: 50k
Alaska: 20k
Midwest: 30k
United: 50k
Starwood: 20k
Priority Club: 30k
Marriott: 30k
Hilton: 30k
-- Breakdown by company if all are approved --
Chase - 4
Chase Business - 4
Citi - 4
Citi Business - 3
Juniper - 2
BofA - 4
Adventa Business - 2
Morgan Stanley - 1
AMEX - 3
AMEX Business - 1
-- Questions --
This is my first AOR, so I am interested in feedback.
- Am I being too aggressive? (25 new cards applications)
- Are there and I am very likely to be shot down on?
- Did I miss any better offers on the listed cards, or better options for cards?
- I plan to BT as much as I can to my current Citi and transferring it out to Emigrant. With only a 9k limit, is there any formula for how much I can BT to that card before they get unhappy about the positive balance?
I will likely wait until next Tuesday based on a discussion with Tech and wanting to get feedback from you all.
-- Other --
Thanks in advance for any advice, and to everyone who has posted their info in FWF. I have been reading as many as I can, and I think I have a pretty good grasp of this now.
As I move into the BT phase, I found Hindustani's detailed write-up to be very helpful. link
