Effective June 1, 2007, you will not earn rewards on any cash you receive in connection with a purchase at the point of sale through our cash-over feature. However you will continue to earn rewards on cash you receive in connection with purchases made at select warehouse clubs (.25%, not 1%) or discount stores. Does not apply to titanium card.
WalStMonky said:Boo hoo, I liked getting paid to get cash. Oh well, I always wondered why they did it anyway. Titanium eh?
They did it because they could not differentiate the difference between the purchase and cash over the purchase (This is a guess, not a statement of fact).
I'm hoping that if they are now able to tell the difference, that they will at least up the amount we can get at the grocery store. I'm tired of doing separate transactions if I need more than $50.
gatzdon said:WalStMonky said:Boo hoo, I liked getting paid to get cash. Oh well, I always wondered why they did it anyway. Titanium eh?
They did it because they could not differentiate the difference between the purchase and cash over the purchase (This is a guess, not a statement of fact).
I'm hoping that if they are now able to tell the difference, that they will at least up the amount we can get at the grocery store. I'm tired of doing separate transactions if I need more than $50.
it should be easy to do based on my supermarket receipt:
asdf9876 said:So uh...is this Titanium card still available? Does it offer any benefits over platinum?
It is hard to keep up with the "prestige" inflation. Green, gold, platinum, titanium, I don't think they mean that much anymore.
Don't worry, you're not missing anything it's pretty much useless save for the few occasional deals, the reason it's not affected is because it doesn't pay any CashBack, lol.
I only keep it because I've had it a long time, decent limit, & sometimes B/T offers.
Actually no the amount varies by retailer - at least in the past nob hill was $30, safeway was $50, and costco was $60. Safeway has a nice little option that pops up on the screen.
Been very nice, will miss the rewards. Will probably still do it now and then just the for convenience and tiny time value of money it provides.
BTW, does the OP or anyone else have a reference for this change?
largeeyes said:I appearantly have missed a gigantic loophole. You can get $50 over your total by doing what?...a purchase at the point of sale through our cash-over feature.
yurgreat said:gatzdon said:WalStMonky said:Boo hoo, I liked getting paid to get cash. Oh well, I always wondered why they did it anyway. Titanium eh?
They did it because they could not differentiate the difference between the purchase and cash over the purchase (This is a guess, not a statement of fact).
I'm hoping that if they are now able to tell the difference, that they will at least up the amount we can get at the grocery store. I'm tired of doing separate transactions if I need more than $50.
it should be easy to do based on my supermarket receipt:
Total: $4.86 Credit $54.86 Change $50.00
Sure, it shows that on your receipt, but Discover never got your receipt, they got a transaction total. I assume that they will now require an upgrade to something like what Walgreens has where the CC can see what's on the receipt (or at least the category for what's on the receipt).
I wonder if this also means that we won't get rewards for gift card purchases, lottery tickets, alcohol, etc....
gatzdon said:yurgreat said:gatzdon said:WalStMonky said:Boo hoo, I liked getting paid to get cash. Oh well, I always wondered why they did it anyway. Titanium eh?
They did it because they could not differentiate the difference between the purchase and cash over the purchase (This is a guess, not a statement of fact).
I'm hoping that if they are now able to tell the difference, that they will at least up the amount we can get at the grocery store. I'm tired of doing separate transactions if I need more than $50.
it should be easy to do based on my supermarket receipt:
Total: $4.86 Credit $54.86 Change $50.00
Sure, it shows that on your receipt, but Discover never got your receipt, they got a transaction total. I assume that they will now require an upgrade to something like what Walgreens has where the CC can see what's on the receipt (or at least the category for what's on the receipt).
I wonder if this also means that we won't get rewards for gift card purchases, lottery tickets, alcohol, etc....
Jut cuz they dont get your receipt doesnt mean it doesnt report, My AMEX showed a charge i did was like $11 food, $4 tip, Total: $15
newyork4me said:Does this mean that if we switch to a titanium card we will continue to recieve Cash Back? OP, could you please give a little more information?
Yeah...if you switch to titanium be assured that there will be no rewards at all...LOL..
davef139 said:Jut cuz they dont get your receipt doesnt mean it doesnt report, My AMEX showed a charge i did was like $11 food, $4 tip, Total: $15
You were able to leave a tip at Safeway?? Was that for the bagboy??
Just being sarcastic. I know that it's becoming more common for merchants to have terminals capable of transmitting the breakdown of the transaction in addition to the transaction total. That is why I am now wondering if we'll start to see gift cards and other "cash equivalent" type transactions excluded from the rewards calculation.
My gas card received the same term change... I guess i am not going to use it for gas or service anymore... sigh.... Discover comes to the end too... Even I don't really understand the text that much...
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