It's Alive! Citi PremierPass Elite W/ 15,000 bonus TY points and annual fee WAIVED!!

BillLumberg said: XeroK00L said: PremierPass sucks...with no preset spending limit it does not report any credit limit to the CRAs, dropping my credit score by 9 points or so. I cancelled the card immediately after I got my 15,000 TY points and my score went back up to where it was. I say get the points by all means, but don't keep the card!

Crap, can anyone else confirm this? I'd be all over this card if this weren't true!Yes it's confirmed in this thread:
http://www.fatwallet.com/t/52/644364/

The supervisor I spoke to in my cancellation process also confirmed this and admitted that there's nothing that they can do or will do--it's their policy not to report a credit line for this card even though the card has a "revolving credit line", meaning that you may spend over that limit, but you must pay down the card below the revolving credit line by due date.

XeroK00L said: BillLumberg said: XeroK00L said: PremierPass sucks...with no preset spending limit it does not report any credit limit to the CRAs, dropping my credit score by 9 points or so. I cancelled the card immediately after I got my 15,000 TY points and my score went back up to where it was. I say get the points by all means, but don't keep the card!

Crap, can anyone else confirm this? I'd be all over this card if this weren't true!Yes it's confirmed in this thread:
http://www.fatwallet.com/t/52/644364/

The supervisor I spoke to in my cancellation process also confirmed this and admitted that there's nothing that they can do or will do--it's their policy not to report a credit line for this card even though the card has a "revolving credit line", meaning that you may spend over that limit, but you must pay down the card below the revolving credit line by due date.

Thats true though...How much do you think this effects the score..I did not find any strategy in the linked thread above..Do you know of any good strategy..seems like its the case with all signature CC's

Best Value Guarantee a.k.a. price matching.

coolbargains said:
Thats true though...How much do you think this effects the score..I did not find any strategy in the linked thread above..Do you know of any good strategy..seems like its the case with all signature CC's

Having a long enough credit history with several cards is sufficient enough. I had several cards not reporting credit limit and only reporting highest balance and still I managed a 731 score. If you don't obsess about the credit score, you should be just fine. A few points will not kill you, I promise.

coolbargains said: s0ssos said: cmai97 said: One thing that the PremierPass offers above and beyond is the BVG, which is rarely found on a no fee card.

not anymore. wamu's free gold check card gives you that

But Wamu hardly offers any good rewards programThe best BVG card should be the Fidelity 529 World Mastercard with 2% back and internet price matching. Too bad it's giving just 1.5% back and is a less widely accepted American Express card now.

signed up - $12100 in debt on another citi card with $15,500 credit line lol wish me luck.

rbjrk said: Can any one help me with a bonus thankyou points offer for citi checking account or any new offers? I tried msn, yahoo and other places,, no luck in finding a promotion code.
Thanks

I think there is a 5000 extra bonus TY points if you get referred from someone..I saw this when I logged into my Elite CC acct a couple of days ago ..maybe this makes a better deal

Can anyone confirm no fee for balance transfers? It is not in the terms and conditions.

CITI premierpass has no fee on BT. I used this card for BT about an year back.
stomie said: Can anyone confirm no fee for balance transfers? It is not in the terms and conditions.

coolbargains said: rbjrk said: Can any one help me with a bonus thankyou points offer for citi checking account or any new offers? I tried msn, yahoo and other places,, no luck in finding a promotion code.
Thanks

I think there is a 5000 extra bonus TY points if you get referred from someone..I saw this when I logged into my Elite CC acct a couple of days ago ..maybe this makes a better deal

I believe these referrals only work for credit cards, not checking accounts. I can give out referrals to anyone that needs em for PremierPass and Professional. It helps me too because I get 5k points as well. If you want a referral, PM me. If you're looking at opening a citi checking account, there's a deal for 200 dollars, but it takes some jumping through hoops here. Don't forget Google Checkout for an extra 1k TY points per credit/debit card.

diazfranco said: For those concerned about Citi not reporting credit limits on this card, it would be a good idea to do this:

1. Apply for the Citi PremierPass and get 15,000 TY points
2. Apply for the Citi Diamond Reward AMEX and get 10,000 TY points
3. Since the second one does report CLs, transfer your available CL from PremierPass to Diamond Reward AMEX. Your first card will show $0 CL.
4. Take advantage of the no-fee BT offer that the second card offers

That's an ingenious idea. You get greened for it.

XeroK00L said:

And don't forget step 5: Cancel the PremierPass card.

I find that unnecessary. It works well if you use several TY points cards to accumulate points in the fastest way possible. I am averaging 2+ points per dollar spent with my cards.

JusRelax said: coolbargains said: rbjrk said: Can any one help me with a bonus thankyou points offer for citi checking account or any new offers? I tried msn, yahoo and other places,, no luck in finding a promotion code.
Thanks

I think there is a 5000 extra bonus TY points if you get referred from someone..I saw this when I logged into my Elite CC acct a couple of days ago ..maybe this makes a better deal

I believe these referrals only work for credit cards, not checking accounts. I can give out referrals to anyone that needs em for PremierPass and Professional. It helps me too because I get 5k points as well. If you want a referral, PM me. If you're looking at opening a citi checking account, there's a deal for 200 dollars, but it takes some jumping through hoops here. Don't forget Google Checkout for an extra 1k TY points per credit/debit card.

Yeah I think if you click through referral link, you get a regular deal with 75 annual fee..However you still recieve the 15k + 5k points plus 12 month BT for 0% as well. I too just have referrallinks for the CC's..dont have info on Checking accts

RushnRockt said: XeroK00L said:

And don't forget step 5: Cancel the PremierPass card.

I find that unnecessary. It works well if you use several TY points cards to accumulate points in the fastest way possible. I am averaging 2+ points per dollar spent with my cards.I said so because as long as the PremierPass account stays open, it drags down your credit score by not reporting a credit line and making it look like it's maxed out every month.

diazfranco's post is for "those concerned about Citi not reporting credit limits", so my step 5 definitely is necessary.

coolbargains said: Well you re right..but people who have well established credit or who dont care much about +- 10 points on their CR, then its a good deal...coz it really gives you 2 points virtually everywhere (taking into acct the flight points)

Yeah, I applied, and I hope I get approved! But I performed a rolling AoR recently (from November till now... yeah, I know, shoulda all done it in one shot), so I dunno... I'll call and ask them if my application was approved or not by the end of the day. I currently have their normal PP card.. which I thought is pretty good, but this PP Elite without annual fee would be AWESOME. I was thinking of refinancing my home with Citi in order to get the PP Elite fee waived as one of the perks; I may not have to do that anymore!

I applied and checked the status and got flagged for too many applications within 60 days. Anyone find a way around that limit? I tried talking my way out of it and the CSR indicated that it was just company policy... anyone have any success pushing the issue with a supervisor? I'd really like the extra 15000 points but dont want to wait 2 more months to apply.

maddybeagle said: also, you could just max out the card and pay some of it back so that your high balance is your limit....ala crap 1....

i don't think it works that way. every single month you get a new max and new amount spent on card.

RushnRockt said: Please do not confuse with the offer being discussed. The offer here states that the fee does apply.

rbjrk said: CITI premierpass has no fee on BT. I used this card for BT about an year back.
stomie said: Can anyone confirm no fee for balance transfers? It is not in the terms and conditions.

The balance transfer fee is 3% of the amount of each balance you transfer ($5 minimum, $250 maximum), but waived with this offer.

IS THIS CORRECT OR INCORRECT?

RushnRockt said: s0ssos said: maddybeagle said: also, you could just max out the card and pay some of it back so that your high balance is your limit....ala crap 1....

i don't think it works that way. every single month you get a new max and new amount spent on card.

It is not true in general and I did not find that to be true in case of CapOne and Citi PP eithe. Please do not mislead.

I actually have the premier pass elite, and it is true, every month the balance/max are the same and they are the balance for that month.

bw4747 said: Edit: Actually, the annual fee waiver does seem to be permanent. During the application process, I pulled up the terms and conditions page, and it said "Annual Fee: none"I am still a bit skeptical that that annual fee will be waived after the first year.

After clicking through the link, who in their right mind would use this link and then choose to apply for the offer on the right for just 5000 points and a non-Elite PP version ? And also, who in their right mind would create the ad for these 2 offers, with the one on the right being inferior in every possible way ?