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diazfranco
- Greedy Member
posted: Jan. 25, 2007 @ 4:57p
For those concerned about Citi not reporting credit limits on this card, it would be a good idea to do this:
1. Apply for the Citi PremierPass and get 15,000 TY points 2. Apply for the Citi Diamond Reward AMEX and get 10,000 TY points 3. Since the second one does report CLs, transfer your available CL from PremierPass to Diamond Reward AMEX. Your first card will show $0 CL. 4. Take advantage of the no-fee BT offer that the second card offers |
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JusRelax
- Happy Member
posted: Jan. 25, 2007 @ 5:00p
diazfranco said:For those concerned about Citi not reporting credit limits on this card, it would be a good idea to do this:
1. Apply for the Citi PremierPass and get 15,000 TY points 2. Apply for the Citi Diamond Reward AMEX and get 10,000 TY points 3. Since the second one does report CLs, transfer your available CL from PremierPass to Diamond Reward AMEX. Your first card will show $0 CL. 4. Take advantage of the no-fee BT offer that the second card offers
That's an ingenious idea. You get greened for it. |
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XeroK00L
- Greedy Member
posted: Jan. 25, 2007 @ 5:00p
diazfranco said:For those concerned about Citi not reporting credit limits on this card, it would be a good idea to do this:
1. Apply for the Citi PremierPass and get 15,000 TY points 2. Apply for the Citi Diamond Reward AMEX and get 10,000 TY points 3. Since the second one does report CLs, transfer your available CL from PremierPass to Diamond Reward AMEX. Your first card will show $0 CL. 4. Take advantage of the no-fee BT offer that the second card offersStep 2 and 3 can be any Citi card you want or already have. That's what I did.
And don't forget step 5: Cancel the PremierPass card. |
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RushnRockt
- Senior Member - 2K
posted: Jan. 25, 2007 @ 5:08p
XeroK00L said:
And don't forget step 5: Cancel the PremierPass card.
I find that unnecessary. It works well if you use several TY points cards to accumulate points in the fastest way possible. I am averaging 2+ points per dollar spent with my cards. |
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RushnRockt
- Senior Member - 2K
posted: Jan. 25, 2007 @ 5:11p
Please do not confuse with the offer being discussed. The offer here states that the fee does apply.
rbjrk said:CITI premierpass has no fee on BT. I used this card for BT about an year back. stomie said:Can anyone confirm no fee for balance transfers? It is not in the terms and conditions. |
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coolbargains
- Senior Member
posted: Jan. 25, 2007 @ 5:15p
JusRelax said:coolbargains said:rbjrk said:Can any one help me with a bonus thankyou points offer for citi checking account or any new offers? I tried msn, yahoo and other places,, no luck in finding a promotion code. Thanks
I think there is a 5000 extra bonus TY points if you get referred from someone..I saw this when I logged into my Elite CC acct a couple of days ago ..maybe this makes a better deal
I believe these referrals only work for credit cards, not checking accounts. I can give out referrals to anyone that needs em for PremierPass and Professional. It helps me too because I get 5k points as well. If you want a referral, PM me. If you're looking at opening a citi checking account, there's a deal for 200 dollars, but it takes some jumping through hoops here. Don't forget Google Checkout for an extra 1k TY points per credit/debit card.
Yeah I think if you click through referral link, you get a regular deal with 75 annual fee..However you still recieve the 15k + 5k points plus 12 month BT for 0% as well. I too just have referrallinks for the CC's..dont have info on Checking accts |
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maddybeagle
- Greedy Member
posted: Jan. 25, 2007 @ 5:15p
nm...folks are right. the high balance resets monthly based on other threads.....- |
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XeroK00L
- Greedy Member
posted: Jan. 25, 2007 @ 5:16p
RushnRockt said:XeroK00L said:
And don't forget step 5: Cancel the PremierPass card.
I find that unnecessary. It works well if you use several TY points cards to accumulate points in the fastest way possible. I am averaging 2+ points per dollar spent with my cards.I said so because as long as the PremierPass account stays open, it drags down your credit score by not reporting a credit line and making it look like it's maxed out every month.
diazfranco's post is for "those concerned about Citi not reporting credit limits", so my step 5 definitely is necessary. |
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coolbargains
- Senior Member
posted: Jan. 25, 2007 @ 5:22p
XeroK00L said:RushnRockt said:XeroK00L said:
And don't forget step 5: Cancel the PremierPass card.
I find that unnecessary. It works well if you use several TY points cards to accumulate points in the fastest way possible. I am averaging 2+ points per dollar spent with my cards.I said so because as long as the PremierPass account stays open, it drags down your credit score by not reporting a credit line and making it look like it's maxed out every month.
diazfranco's post is for "those concerned about Citi not reporting credit limits", so my step 5 definitely is necessary.
Well you re right..but people who have well established credit or who dont care much about +- 10 points on their CR, then its a good deal...coz it really gives you 2 points virtually everywhere (taking into acct the flight points) |
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JusRelax
- Happy Member
posted: Jan. 25, 2007 @ 5:27p
coolbargains said:Well you re right..but people who have well established credit or who dont care much about +- 10 points on their CR, then its a good deal...coz it really gives you 2 points virtually everywhere (taking into acct the flight points)
Yeah, I applied, and I hope I get approved! But I performed a rolling AoR recently (from November till now... yeah, I know, shoulda all done it in one shot), so I dunno... I'll call and ask them if my application was approved or not by the end of the day. I currently have their normal PP card.. which I thought is pretty good, but this PP Elite without annual fee would be AWESOME. I was thinking of refinancing my home with Citi in order to get the PP Elite fee waived as one of the perks; I may not have to do that anymore! |
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coolbargains
- Senior Member
posted: Jan. 25, 2007 @ 5:35p
JusRelax said:coolbargains said:Well you re right..but people who have well established credit or who dont care much about +- 10 points on their CR, then its a good deal...coz it really gives you 2 points virtually everywhere (taking into acct the flight points)
Yeah, I applied, and I hope I get approved! But I performed a rolling AoR recently (from November till now... yeah, I know, shoulda all done it in one shot), so I dunno... I'll call and ask them if my application was approved or not by the end of the day. I currently have their normal PP card.. which I thought is pretty good, but this PP Elite without annual fee would be AWESOME. I was thinking of refinancing my home with Citi in order to get the PP Elite fee waived as one of the perks; I may not have to do that anymore!
Good for you |
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abalazs
- Member
posted: Jan. 25, 2007 @ 6:13p
I applied and checked the status and got flagged for too many applications within 60 days. Anyone find a way around that limit? I tried talking my way out of it and the CSR indicated that it was just company policy... anyone have any success pushing the issue with a supervisor? I'd really like the extra 15000 points but dont want to wait 2 more months to apply. |
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pilsah
- Senior Member
posted: Jan. 25, 2007 @ 6:14p
Thanks OP. Great way to rack up some more quick points. I can't believe how good of a deal the TY points are. I priced out round trip airfare to Hawaii from Seattle the other day. Paying cash, I got a range of $600 - $1,000 per tick through a Orbitz and expedia. Then I tried the TY points Expedia search and found I could get a round trip tick for 35,400 TY points. What a deal. If my wife and I both get approved, then we will finally have plenty of points to go to Hawaii. |
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s0ssos
- Senior Member - 1K
posted: Jan. 25, 2007 @ 6:20p
maddybeagle said:also, you could just max out the card and pay some of it back so that your high balance is your limit....ala crap 1....
i don't think it works that way. every single month you get a new max and new amount spent on card. |
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JusRelax
- Happy Member
posted: Jan. 25, 2007 @ 6:21p
Approved for 11k. Thanks OP. I wish I could give you more green! |
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stomie
- Member
posted: Jan. 25, 2007 @ 6:24p
RushnRockt said:Please do not confuse with the offer being discussed. The offer here states that the fee does apply.
rbjrk said:CITI premierpass has no fee on BT. I used this card for BT about an year back. stomie said:Can anyone confirm no fee for balance transfers? It is not in the terms and conditions.
The balance transfer fee is 3% of the amount of each balance you transfer ($5 minimum, $250 maximum), but waived with this offer.
IS THIS CORRECT OR INCORRECT? |
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RushnRockt
- Senior Member - 2K
posted: Jan. 25, 2007 @ 6:28p
s0ssos said:maddybeagle said:also, you could just max out the card and pay some of it back so that your high balance is your limit....ala crap 1....
i don't think it works that way. every single month you get a new max and new amount spent on card.
It is not true in general and I did not find that to be true in case of CapOne and Citi PP either. Please do not mislead. |
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hkarpf6045
- Member
posted: Jan. 25, 2007 @ 6:51p
RushnRockt said:s0ssos said:maddybeagle said:also, you could just max out the card and pay some of it back so that your high balance is your limit....ala crap 1....
i don't think it works that way. every single month you get a new max and new amount spent on card.
It is not true in general and I did not find that to be true in case of CapOne and Citi PP eithe. Please do not mislead.
I actually have the premier pass elite, and it is true, every month the balance/max are the same and they are the balance for that month. |
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RushnRockt
- Senior Member - 2K
posted: Jan. 25, 2007 @ 7:12p
Back on topic:
Has anyone managed to UPGRADE their card? |
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xoneinax
- Senior Member - 5K
posted: Jan. 25, 2007 @ 7:28p
bw4747 said:Edit: Actually, the annual fee waiver does seem to be permanent. During the application process, I pulled up the terms and conditions page, and it said "Annual Fee: none"I am still a bit skeptical that that annual fee will be waived after the first year.
After clicking through the link, who in their right mind would use this link and then choose to apply for the offer on the right for just 5000 points and a non-Elite PP version ? And also, who in their right mind would create the ad for these 2 offers, with the one on the right being inferior in every possible way ? |
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