xoneinax said:bw4747 said:Edit: Actually, the annual fee waiver does seem to be permanent. During the application process, I pulled up the terms and conditions page, and it said "Annual Fee: none"I am still a bit skeptical that that annual fee will be waived after the first year; not a big deal, just cancel the card and get the fee back.

After clicking through the link, who in their right mind would use this link and then choose to apply for the offer on the right for just 5000 points and a non-Elite PP version ? And also, who in their right mind would create the ad for these 2 offers, with the one on the right being inferior in every possible way ?

Good questions indeed, hopefully I won't kill it for anyone since I will be trying to call in for an Upgrade. The website is legit, so makes it that much more confusing. That's one heck of a typo if that's what it is... and I would still like to see the add where it came from, oh where art thou ProBanker?

xoneinax said:After clicking through the link, who in their right mind would use this link and then choose to apply for the offer on the right for just 5000 points and a non-Elite PP version ? And also, who in their right mind would create the ad for these 2 offers, with the one on the right being inferior in every possible way ?Usually the inferior cards are for those whose credit can't qualify for the better cards.

xoneinax said:I have never read of anyone being rejected for PP Elite but approved for PP regular.Perhaps because no one cares to apply for the inferior card in the first place? I know I have never of anyone who even tries to apply for a PP regular.

XeroK00L said:Perhaps because no one cares to apply for the inferior card in the first place ? I know I have never of anyone who even tries to apply for a PP regular.I know several people who did b/c they do not want to pay an annual fee and wont charge enough on this CitiBank CC to justify it.

Xeon852 said:XeroK00L said:xoneinax said:After clicking through the link, who in their right mind would use this link and then choose to apply for the offer on the right for just 5000 points and a non-Elite PP version ? And also, who in their right mind would create the ad for these 2 offers, with the one on the right being inferior in every possible way ?Usually the inferior cards are for those whose credit can't qualify for the better cards.

They are both MC World cards. This isn't a Visa Sig vs. Plat. Plus card thing. I doubt that the credit worthiness is diff for either card - one just has crappier earning potential since it is normally free and the other isn't.Hmm OK I guess that makes sense. So in this offer the fact that the annual fee is waived for the Elite card does render the regular card absolutely meaningless.

So to summarize...

Maybe an annual fee (after the first year)
Maybe a balance transfer fee
Maybe hurt your credit

V nice post, OP.

I already have Premier Pass ( 15K TY points )... received last October ...
( funny story : called CSR after annual fee posted; I complained; CSR gave additional 5k TY points to stay at elite level; then 20 days later I called and down-graded from Elite ... pro-rated annual fee refunded ... got to keep all TY points ... hmmm ... )

Wife has Bus. Premier Pass.

... we've already collected 35K TY sign-up bonus points from these accounts, plus have FREE BT $$$ (~$23k) working

I went ahead and applied for this Premier-Pass-Elite offer for each of us.

... deferred approval ... we'll see.

... how can CITI make any $$ with all us FWF'ers .... gotta luv'em

have a profitable day

Jeff K.

chatanp said:stomie said:Can anyone confirm no fee for balance transfers? It is not in the terms and conditions.

Fore all those who are wondering about whether the a transfer fee applies to the BT offer; it's clearly stated that it does in the final bullet point below the APR info on the ad...

"Balance transfer fee applies with this offer."

Can't get any more clear than that.

-cp

in the super fine print

** ...
The balance transfer fee is 3% of the amount of each balance you transfer ($5 minimum, $250 maximum), but waived with this offer.
...

very conflicting, but I beleive the consumer would win this argument for $.00 BT fee

Updated quick summary, after numerous pestering, upgrading is not possible. Beyond that, there is still no one that knows about this particular promotion.

PorStaker said:
On another note:
"Earn 2 points for every dollar you spend at supermarkets, drugstores, gas stations, commuter transportation, and parking merchants plus earn 1 point for every other dollar you spend.*"

I love that line, they are so sneaky. I can earn two points on some purchases listed, BUT on all the other purchase I earn 1 point for EVERY OTHER DOLLAR. LOLOLOLOLOLL

I don't get it, were you trying to make a joke?
"and one ThankYou Purchase Point for every dollar spent on all other purchases."
Straight from Terms and Conditions, the front ad is not as informative as usual.