sinik said:mikef07 said:And while you were taking the time to make peanuts with your credit cards I was working on how to get into the Urology field so that I could take my $135-$150K pay and get it to $195K first year, $225K second year, and $275K third year working 15-20 hours a week.So it only took you 20 hours of work (the time to do an AOR) to boost your pay to $140-180 an hour? You are so awesome! Where can I sign up?!



What is it you do in "the urology field" anyway? Clearly, you're not a urologist.
it's in the "how much do you make" thread. it's OT here.

sinik said:mikef07 said:And while you were taking the time to make peanuts with your credit cards I was working on how to get into the Urology field so that I could take my $135-$150K pay and get it to $195K first year, $225K second year, and $275K third year working 15-20 hours a week.So it only took you 20 hours of work (the time to do an AOR) to boost your pay to $140-180 an hour? You are so awesome! Where can I sign up?!



What is it you do in "the urology field" anyway? Clearly, you're not a urologist.

I am a BPH consultant for a medical consultant company. I go into doctors offices and sit down with them and show thme how to maximize profits based on medicare reimbursment rates and private insurance reimbursement rates. Currently there are the following procedures for BPH: Meds, Lo Energy TUMT, High Energy TUMT, Greenlight, TUNA, Indigo, and a TURP. I look at the symptoms and physiological aspects of prostates and make a recommendation to these doctors. I get paid 4% of whatever I bring in as revenue plus a 56K salary. I do not have a medical background but it is my job to know each and every pertinent study out there and the positives and negatives of these studies. I don't care which procedures a doc does, I just show him how to make the most money while keeping in mind that patient care is a priority. Most docs will do maybe 2 of these procedures. I try and get them to diversify and invest in all of these types of procedures. I am new to the Urology field so I am on the low end of compensation for this field. My partner who does the exact same thing gets 6-8% of total revenue and will pull in $385K. The largest Urology group in Texas switched over to us recently and will see an increase in profit of 1.6 million dollars this year from using us. They will gladly pay us a monthly fee to see that increase.

If yopu look at doctors pay they have gone down over the years in the last 15 years. They use every resource possible to increase profits. I work from 10-3 Monday thru Thursday and I get 12-1 off because offices are not open. People can slam me all they want but the fact is that debt for most people is not good and fiscally irresponsible. There are exceptions of course as some have recently pointed out. When i am wrong I will be the first to admit it as I have shown here in this thread.

I guess it does interest people in what I do since I have received about 15 PM's in the last week asking me how to get into this.

First of all, there is no such thing as a credit score of zero.
Credit scores range from 350 to 950 based upon credit activity, and a long period of no activity should not result in lowering a score appreciably.
You can have a "No score generated" response, which is probably what OP means, but you cannot have a zero... that's just not the way it works.

mikef07 said:When i am wrong I will be the first to admit it as I have shown here in this thread.Really? Where's your apology for this:

mikef07 said:And while you were taking the time to make peanuts with your credit cards I was working on how to get into the Urology field so that I could take my $135-$150K pay and get it to $195K first year, $225K second year, and $275K third year working 15-20 hours a week.

The fact is, having credit work for YOU can yield considerable amounts of money without, in any way, shape, or form, preventing someone from having a more traditional job. Even one in "the urology field."

faztcobra said:mikef07 said:And while you were taking the time to make peanuts with your credit cards I was working on how to get into the Urology field so that I could take my $135-$150K pay and get it to $195K first year, $225K second year, and $275K third year working 15-20 hours a week.No need to brag about your pay. It's not what you make, but what you keep. I have a feeling many people who make your supposed salary are probably in debt up to their eyeballs. Just because people have $$ doesn't mean they're not idiots.

Don't worry, not only does he brag about his salary, he also brags about how smart he is. He's just trying to be consistently obnoxious.

sinik said:mikef07 said:When i am wrong I will be the first to admit it as I have shown here in this thread.Really? Where's your apology for this:

mikef07 said:And while you were taking the time to make peanuts with your credit cards I was working on how to get into the Urology field so that I could take my $135-$150K pay and get it to $195K first year, $225K second year, and $275K third year working 15-20 hours a week.

The fact is, having credit work for YOU can yield considerable amounts of money without, in any way, shape, or form, preventing someone from having a more traditional job. Even one in "the urology field."

Agreed. My apology was earlier in this thread when I apologized for my ignorance regarding this. SIS set me straight and showed me the proof on what people were doing.

Fivefooter said:Dude...does Donald Trump have a credit score? That guy has barrowed millions and gone banktrupt at least once or twice that I can remember.
Oh great, Now he will sue you along with Rosie

scott1961 said:Fivefooter said:Dude...does Donald Trump have a credit score? That guy has barrowed millions and gone banktrupt at least once or twice that I can remember.
Oh great, Now he will sue you along with Rosie

Haha, seriously. For the record, Trump never personally went bankrupt, his businesses did. And that's a whole different thing, since he personally gained from each one of those failed businesses.

GTFan said:And there's a good reason for that - they have to pay it back in a year, not over their lifetime.[/Q

Ummm, It's been at least 6 years now since I've started to BTs for fun & profit. Not only haven't I had to pay it back, they keep lending me more. You're premise above is mistaken, and was the point of my post, though I would be willing to agree that many share this erroneous belief.</blockquote>

GettingGreen said: I don't borrow money, because it's bad mathematics to do so. I'd rather have compound interest work for me rather than Citibank.
I borrow money, pay no interest and that money is working for me and compounding interest everyday . You just prove your clueless on how to make it work for you