Man, that was easy - went from $6k to $22k credit. Thanks op/FatWallet!

5,400 => 24,900

Thanks.

I guess it helps your FICO and future AOR's

Not to rain on everybodys parade. But, What do you think the chances on AMEX seeing all this activity and starting financial reviews?
I did one increase so far, but I choose to only do a moderate one.

Bring on the FR. Nothing I told them is false. And now would be a good time to ask for this info, since I'm already gathering it for the IRS / EDD / FTB.

I have a Starwood AMEX w/50K line. Asked to go to 60 and they request IRS 1040 for past two years. Not sure if I will do it. Generally I spend an average of 40-50 a month paid in full every month on the card. The Starwood rooms are worth it for me.

Rob

Has anyone gotten an instant raise on a business card?

You think this will work on an AMEX card I just got a few days ago with a $6400 limit?

I will wait. My AMEX won't report until April 1st if I do it now anyways.

pushback said:Can someone tell me what the excitement is about? I mean, unless you don't have enough of a limit to handle your monthly expenses or you can pull on it for free balance transfers to stick into the market or some other asset asccount, why request an increase? I mean, it’s not like its increasing your net worth or anything--its just some imaginary number. Do you get warm fuzzies by having AMEX validate you? I'm not trying to be an ass--just trying to understand why it’s such a victory to get a CL raised from 15K->25K when you only spend 5K/month.

Personal validation, status in the troop, and it's a flippin chick magnet!

OK, wifey just got an In:NYC AMEX with a 0%/no BT fee and we can reallocate, but that's really minor compared to the above.

But then again, I decided to wait until Tuesday for AMEX. Thought I'd wait and see if everyone here gets FRed and also a payment will be credited Monday night. However, I did go to the BofA website and got 11,800 in approved increases, told they'd get back to me on the 4th request. They just last week gave up a new card with 25k limit. That was the account that didn't get an instant increase. I might have done better had I actually requested a specific number, every single increase was increased 20% rounded up to the next $100.