Chase "free" 3 credit reports (including scores) by transaunion

LustfortheMoment said: 1)Purchase wedding dress on Saturday.

2)Get married on Sunday.

3)Return dress on Monday and receive full refund before honeymoon.

Try following the Golden Rule; it's incorporated into the morals of most civilized societies.............

Wait wait wait...that's assuming someone would marry you?

that's assuming someone would marry you?

LOL. I have high standards. Intelligence,wit,ability to laugh at one's self, financial acumen, athleticism, love for the Red Sox, a meaningful career, Democrat, Pro-Choice, and devoid of any silly AORs.....

LustfortheMoment said: that's assuming someone would marry you?

LOL. I have high standards. Intelligence,wit,ability to laugh at one's self, financial acumen, athleticism, love for the Red Sox, a meaningful career, Democrat, Pro-Choice, and devoid of any silly AORs.....

Seriously, what's your deal? Is there really a NEED in your life that is only FULFILLED by coming into FWF threads and crapping all over them?

Why don't you go volunteer...or work a side job and donate the proceeds to charity. Do something useful with your time.

LustfortheMoment said: that's assuming someone would marry you?

LOL. I have high standards. Intelligence,wit,ability to laugh at one's self, financial acumen, athleticism, love for the Red Sox, a meaningful career, Democrat, Pro-Choice, and devoid of any silly AORs.....

Now we know why you have so much time to waste typing up a storm in FWF.

kamalktk said: dk240t said: LustfortheMoment said: that's assuming someone would marry you?

LOL. I have high standards. Intelligence,wit,ability to laugh at one's self, financial acumen, athleticism, love for the Red Sox, a meaningful career, Democrat, Pro-Choice, and devoid of any silly AORs.....

Seriously, what's your deal? Is there really a NEED in your life that is only FULFILLED by coming into FWF threads and crapping all over them?

Why don't you go volunteer...or work a side job and donate the proceeds to charity. Do something useful with your time.
LustfortheMoment has previously stated she is available for side jobs and other types of jobs.

You're killin me here

jray225 said: Ok peanut gallery lets get back on the topic.

Everybody heard that!!

LustfortheMoment I can help you with your charity efforts or better qualify for your charity efforts

LustfortheMoment said: that's assuming someone would marry you?

LOL. I have high standard
And prices?

LustfortheMoment said: that's assuming someone would marry you?LOL. I have high standards. Intelligence,wit,ability to laugh at one's self, financial acumen, athleticism, love for the Red Sox, a meaningful career, Democrat, Pro-Choice, and devoid of any silly AORs.....So where do I sign up?

On topic, though: OP, thanks for the info. It might be helpful to put "including scores" in bold or in your title, since that's what differentiates it from the free credit reports (1 from each bureau) that every consumer is entitled to without needing to sign up with any service provider. www.annualcreditreport.com

LustfortheMoment said: OK, forget the wedding dress..........

1)Purchase a $50K diamond necklace at Tiffany's on Saturday

2)Wear said necklace to a gala that evening.

3)Return necklace for full refund on Monday "because it doesn't glitter enough".....

I know that folks are slooooooow here, but are you getting the drift?????

Diamonds are forever - so tiffany's probably wont lose any value due to depreciation

LustfortheMoment said: that's assuming someone would marry you?

LOL. I have high standards. Intelligence,wit,ability to laugh at one's self, financial acumen, athleticism, love for the Red Sox, a meaningful career, Democrat, Pro-Choice, and devoid of any silly AORs.....


very lusty

Crap people, quit fighting with LFTM (love freakin the members) and SHOW HER the T&C's (I added BOLD):

5. Termination

Chase has the right to terminate this Agreement and your membership in Chase Identity Protection at any time and for any reason, including, if we determine that false information has been submitted to obtain services or benefits or technical problems prevent us from providing services to you. YOU HAVE THE RIGHT TO CANCEL THE MEMBERSHIP IN CHASE IDENTITY PROTECTION TO STOP ALL FURTHER CHARGES AND TO BE CREDITED THE THEN CURRENT MONTH'S PAID FEE AT ANY TIME UPON NOTICE BY CALLING CUSTOMER SERVICE AT 1-800-362-8182 MONDAY TO THURSDAY FROM 8AM TO MIDNIGHT EASTERN TIME, FRIDAY, SATURDAY AND SUNDAY FROM 8AM TO 8PM EASTERN TIME (EXCLUDING NEW YEAR'S DAY, PRESIDENT'S DAY, MEMORIAL DAY, INDEPENDENCE DAY, LABOR DAY, THANKSGIVING DAY, CHRISTMAS DAY) OR WRITING TO CHASE IDENTITY PROTECTION SERVICE CENTER, P.O. BOX 2058, DES PLAINS, ILLINOIS 60017-2058. MEMBERS WILL NOT RECEIVE OR BE ENTITLED TO ANY BENEFITS OR SERVICES OF CHASE IDENTITY PROTECTION ON OR AFTER THE CANCELLATION DATE.


give the op green, there is nothing shady about this.... you try it, you don't like what you see, you decide it isn't worth $12.xx a MONTH, and you cancel!!!

*Note to Tech, check and see if there is an ignore idiots and/or LFTM button in user options!*

*Note to LFTM - while we appreciate your input (NOT), if you EVER added something positive to ANY conversation here, we would all have a heart attack and DIE! SO, go over to creditboards.net, or susanpowter.com, or daveramsey, or some other "Credit cards / arbitrage / Balance transfers IS EVIL" board and spout your crap there!!!*

* 2nd note to Tech - get ready to drowned in GREEN, then get temp suspension for ATTACKING (NOT) other member... and getting response DELETED!!!*

LustfortheMoment said: Technologist, I'm NOT saying that the OP doesn't have the LEGAL right to get back his/her $12. He clearly does, just as a bimbo who borrows a new wedding dress or a diamond necklace for an occasion. The issue isn't legality. The issue is personal ethics. It appears to me that some FWFers wouldn't know an ethic if it hit them squarely in the head with a 2x4. JMHO.just leave....please

houstongirl2000 said: Actually everyone is entitled to a truly free report once a year.

The only way that I know of to get this (and not sign up for some stupid paid service) is annualcreditreport.com. I believe it's the only legit way that isn't trying to get you with fees or memberships.

That's not really true at all.

I use my three free credit reports each year and each time they fill up my screen with trial offers and one time services (fees or memberships) such that I have to be very careful to click the right button because there are a half dozen other ones more prominently displayed that will sign me up for a service.

Sorry mod, didn't see your post, as I was writing mine...

'nuf said!

dk240t said: LustfortheMoment said: Technologist, I'm NOT saying that the OP doesn't have the LEGAL right to get back his/her $12. He clearly does, just as a bimbo who borrows a new wedding dress or a diamond necklace for an occasion. The issue isn't legality. The issue is personal ethics. It appears to me that some FWFers wouldn't know an ethic if it hit them squarely in the head with a 2x4. JMHO.

This isn't even remotely a matter of ethics.

Do you know what they are selling here? They are selling a repeated monthly service? Why do they sell a monthly service when its something you only need occasionally? Because they hope you sign on and forget how to call them to cancel and keep letting them charge you. The way they market it to consumers is by a free trial. They "hope" you forget, so to speak. But they don't think its unethical to try a free trial and then cancel. And neither do I. Neither does anyone but you on this thread. Neither does any rational person.

To the staff moderator. Please note, I'm sorry. I feel the need, after seeing so many threads crapped all over by this one user, to say something. I don't post garbage, check my posts. This poster does. Please, if this person can't post anything useful, why let him/her post at all. It brings the whole forum down.

I second that.

And the more I see LTFM post the same kind of stuff everyday attacking everybody else on FWF as unethical/dishonest for simply refusing to let themselves be exploited by sneaky marketers of financial services of dubious value (like these credit scores) and/or dubious financial propositions (like CC's with T&C's that can change at any time without notice), the more I find myself suspecting that LTFM is actually one of those nasty couple of (yellow-)"journalists"/"reporters" that from time to time write ill-researched articles full of incorrect information blackening the image of the FWF community in various second-tier cheap and useless newspapers.

I can almost imagine the headlines in one such yellow "article" in some cheap newspaper: "Woman forced to leave finance forum for preaching honesty".

Anakin

doerrb said: "Do not speak unless you can improve on silence." - Quote from Buddha (cousin of jray225)

I had no idea jray225 was that old !

Anakin

Can we *please* stop attacking LFTM? She has as much right as everyone else here to express her opinion, and often has very valuable things to say -- usually *because* they're contrary to what everyone else posts. This is, after all, a forum. I myself often learn more from examining the alternative viewpoint than from doggedly focusing on my existing opinions; if anything, my opinion becomes all the sturdier because of it.

If you don't like the advice she gives, then don't follow it.

And if you think negging her to oblivion or taunting her will make her go away, you've not been paying attention.

LFTM, thanks for your thought-provoking parallel. It's an interesting way of viewing the promo offer.

...Back to our regularly scheduled programming...

Thanks, doerrb and jray.

Here's the good news. I'm generally toooooooooo busy to post during the day, so much of my posting is late at night.

Here's the bad news. My work occasionally demands that I work all night, so I'm free to post when I get home the next day.

Getting back on topic............... ETHICS are seldom discussed here. That's OK. They're not exactly high on the radar screen of most FWFers.

I wasn't kidding about the GOLDEN RULE. I try to treat corporations and businesspeople as I would wish to be treated if I were in their shoes. It's not ROCKET SCIENCE.............

If I were "Circuit City", would I want someone to buy a $1K camcorder from me to use for a 2 week vacation before deciding to secure a full refund????? NO!!!!!!!! Then why should I feel the "right" as a consumer to pull such a legal but unethical shenanigan??????????