1 Annual Percentage Yield is effective 2/18/2007 and is subject to change. A $1 minimum deposit is required to open a new account. Withdrawal limits apply. Online statements required.
2 $25 will be credited to your Complete Savings Account within 30 days of the account being funded with a minimum deposit of $1. Payments will be reported as interest income. Accounts must be opened by February 28, 2007 to quality for the $25 offer. Must be a new account opened with new funds. Offer applies to one new account per customer. Not good with any other offer. This offer is not valid for E*TRADE FINANCIAL employees.
3 For details and important information about Quick Transfer, please click here for a listing of the limitations, restrictions and time deadlines associated with this service.
4 The Annual Percentage Yield (APY) of the Complete Savings Account as of 12/20/06 is more than 6 times the national average APY for savings accounts with balances of $25,000. Source: Informa Research Services, Inc., Calabasas, CA. www.informars.com. Although the information has been obtained from the various institutions themselves, the accuracy cannot be guaranteed.
5 National average published on 12/20/06 by Informa Research Services, Inc., Calabasas, CA. Although the information has been obtained from the various institutions themselves, the accuracy cannot be guaranteed. Competitive information obtained from www.ingdirect.com, www.bankofamerica.com and www.wellsfargo.com using New York savings account rates as of 12/20/06. Rates assume balance of $1000+.
**a little update** You will receive your account number on the screen immediately after it's approved. Make sure you send in the signature card within 15 days or they will void your account.
To enter a coupon code in your post please enter the following info:
Coupon Code:
Coupon Offer:
Merchant:
Expires (optional):
Restrictions (optional):
saving...
Warning!! Not tried to crap this thread, but I recently have a very very bad experience with E*Trade. After doing some online research, I found many other people had been ripped off by E*TRADE. Please check the link below: http://www.consumeraffairs.com/finance/etrade.html
This deal is alive as of 1/17/2009! (see below)
ABA transit routing number: 256072691 Financial institution name: E*TRADE Bank
Etrade has a history of putting this same promo out every now and then. FWF'ers have collected the bonus repeatedly. It's possible to get the $25 bonus even though you got it in previous promos, and even if you still hold a Complete Savings account---just open a second (or third...) account under the same username.
The APY is not top notch but consistently competitive. Many FWF'ers appreciate the fast ACH transfers (inbound and outbound).
If this is your first etrade savings account, it will not automatically add itself to your user profile, you must add it manually. Create your login name and such and then click "Banking and Credit Cards". You will see "Add your account" with a green arrow pointing to the right - click it - put in your S.S. - Zip, and Acct # that you received with your welcome packet - and everything will show up.
I've had an etrade savings account for a while now site is probably one of the best ones I've seen for managing and moving money around customer support is very helpful over the phone and you know the bank is legit
good find I wonder if I can open a new savings account to get this bonus
I've had an etrade savings account for a while now site is probably one of the best ones I've seen for managing and moving money around customer support is very helpful over the phone and you know the bank is legit
Don't know. I got to the page to enter personal info and didn't find a link for the disclosure. I imagine it will be on the last page after you enter your information. Look for both the disclosure and the fee schedule.
I only point out to look for them. Don't know if there are such fees. But I know banks like Netbank instituted fees like $25 for closing account within 6 months and must have a minimum balance. (Note: Netbank is a horrible analogy)
If someone gets to the page with the disclosures and fees, please post in the quick summary.
1. Closing the account. 2. Getting your $26 out. I'm not sure what you are trying to imply, but: The withdrawal limits are the usual 6 per month. There is no fee to close the account (unlike the money market account), but given there is no minimum balance, what's the hurry anyway? The "quicktransfer" ACH both in and out is free.
I signed up last night. Another $25+ for nearly nothing. I am in no rush to get the funds out, either. I am actually running an effort to see how much money I can get from linking accounts. Nothing like a 2500+% return in a month.
I tried to read through all of t&c but didn't see anything about any closure fees or such. Did I miss them? I went ahead and invested my $1. Anybody else find any thing negative?
1. Closing the account. 2. Getting your $26 out. I'm not sure what you are trying to imply, but: The withdrawal limits are the usual 6 per month. There is no fee to close the account (unlike the money market account), but given there is no minimum balance, what's the hurry anyway? The "quicktransfer" ACH both in and out is free.
Thanks,
sorry for being paranoid, but never had an e-trade account. I know what the norm is, but there is nothing that requires a company to disclose up front when they deviate from the norm, hence my inquiry.
Complete Savings Account -------------------------------------------------------------------------------- Rate information: Your interest rate and annual percentage yield may change at any time. Please see the "Current Yields" disclosure for information regarding this account's current interest rates and corresponding annual percentage yields.
Compounding and crediting frequency: Interest is compounded daily. Interest will compound from the date of deposit to the last full day before the date of withdrawal. Interest will be credited to your account on a monthly basis. If you close your account before interest is credited, you will receive the accrued interest through the last full day prior to the account closure.
Minimum opening deposit: A minimum deposit of $1 is required to open this account. There is no minimum daily balance requirement.
Online statements: Complete Savings Account requires that all account statements for this and any other E*TRADE Bank account (as applicable) be delivered electronically. Account statements will be delivered online instead of via mail.
Transaction limitations: Withdrawal limits apply. Under Federal regulations related to these types of accounts, account holders are allowed up to six withdrawals or transfers (for example, using Quick Transfer) from their account in any calendar month. Inbound Quick Transfers are not subject to any limits. If transaction limitations are exceeded, we may close the account, or convert it to an Independent Checking account, or remove the account's transfer and draft capacity. Funds may be transferred to another Bank account by written request signed by the account holder(s), by telephone request through Bank personnel, or by Bank's 24 hour voice-activated system. See your Account Agreement for additional details.
Fees: $15 will be assessed per each Bank check request. One Bank check request may be requested per month. See "Additional Fees Applicable To All Accounts" for other fees that may apply
Just opened the account - I wonder how long till $25 gets credited.
Found answer: $25 will be credited to your Complete Savings Account within 30 days of the account being funded with a minimum deposit of $1. Payments will be reported as interest income. Accounts must be opened by February 28, 2007 to quality for the $25 offer. Must be a new account opened with new funds. Offer applies to one new account per customer. Not good with any other offer. This offer is not valid for E*TRADE FINANCIAL employees.
Why close this account? Just leave it open with $1.
I'm not sure thought if this account has inactivity fees if not touched for a long time. I don't think it does.
Does anyone know if there is a time limit to use the 50 free trades if opening an IRA there? - I can't seem to find it in the fine print.
Disclaimer: By providing links to other sites, FatWallet.com does not guarantee, approve or endorse the information or products available at these sites, nor does a link indicate any association with or endorsement by the linked site to FatWallet.com.
