02/27/07 UPDATE: Greater Philadelphia Region Residents ONLY:
Bucks, Delaware, Chester, Montgomery, and Philadelphia counties in Pennsylvania and Camden, Burlington, and Gloucester counties in New Jersey


Check it out here:

https://www.beneficialsavings.com/splash2.html

Details about their Free Checking Acct.:

https://www.beneficialsavings.com/dp_check.asp

No minimum balance requirement
Earn a .50% APY on balances of $300 or more
$50 cash awarded after your first Direct Deposit
Free Internet Banking with Bill Payment
$50 cash awarded after paying your first bill online
Online Check Imaging
Free Check Card available
No ATM fees from Beneficial
Free initial order of checks
No per item/check fees
Monthly statements with Check Imaging
Free Telephone Banking
Free Visa Extras Program
Overdraft protection available

You get:
$50 4wks after your first Direct Deposit Transaction.
$50 4wks after your first Bill Payment Transaction.
$50 if within 60 days of acct. opening balance equals or is > $1000.
Offer exp. is 03/31/07.

I joined a month ago for $100 bonus - before they added another $50 for $1000 balance, and are now waiting for the second $50 to post to the account (sent myself a check). The first $50 for Direct Deposit posted promptly - after transfering funds from my PayPal account - so this option works.
My Checking account with Beneficial has zero fees.

UPDATE 04/06/07:
Below is a copy of my acct. activity - this will help those of you who joined see transactions date vs credits issued (per offer). $150 in the bank.
(wonder if PayPal's verification(s) would've counted as DD)


Transaction Detail

Date


Transaction Type/
Description
Number
Amount



Debits
Credits







4/5/2007
INTEREST CREDIT 0 $50.00




BILL PAY PROMOTION





3/22/2007
ACH DEBIT 0 $13.06




AC-VERIZON -ONLINE PMT





3/20/2007
CHECK 93 $1,000.00




CHECK





3/15/2007
INTEREST PAYMENT 0 $0.06




INTEREST PAYMENT





3/12/2007
DEPOSIT 0 $1,000.00




DEPOSIT





3/12/2007
DEPOSIT 0 $50.00




BONUS 50.00





3/6/2007
CHECK 5001 $90.27




CHECK





2/16/2007
INTEREST CREDIT 0 $50.00




DIRECT DEPOSIT PROMOTION





2/5/2007
ACH CREDIT 0 $40.00




AC-PAYPAL -TRANSFER





2/5/2007
ACH CREDIT 0 $0.18




AC-PAYPAL -VERIFYBANK





2/5/2007
ACH CREDIT 0 $0.09




AC-PAYPAL -VERIFYBANK





1/29/2007
DEPOSIT 0 $100.00




DEPOSIT

Nice find...Are they taking people outside of Delaware?

Looks like it will cost a hard pull, fwiw.

Whether $1000 need to be kept for 60 days for the bonus?

Another good thing is first order of checks is FREE!

Thanks OP, i'm in. Keep us posted on any issues with the bonus.

Minoritydan said:I'm filling out the App now.

Notice in the schedule of Fee's:

Closed Account within 6 months $10.00

Be sure to check over them for yourself as there are others...


Schedule of Fees

So, if I keep the account active for 6 months, after that, I just make a call and close it without any fees.
Am I right?

WalStMonky said:Kingzoo said:Another good thing is first order of checks is FREE!

Just what I need, two more boxes of checks. I wonder if they'd spring for 3 bonuses with a joint account?

OK DPG, spill, are you a denizen of Delaware?


Texas

Is there anywhere of checking the application status?

I just got a confirmation number. does that mean I was not instantly approved?

Out of Wallet Questions <-- WTF

That was weird.

Thanks. Done.

I can just see the account review officer tomorrow, getting to work, 'wtf?? 7340 new checking accounts from 47 states and DC??'