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*UPDATE(1): Greater Philadelphia Res. ONLY*UPDATE(2)* Beneficial Bank: Open Free Checking acct. get $150

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fixfox69
2/26/07 3:17 PM
02/27/07 UPDATE: Greater Philadelphia Region Residents ONLY:
Bucks, Delaware, Chester, Montgomery, and Philadelphia counties in Pennsylvania and Camden, Burlington, and Gloucester counties in New Jersey


Check it out here:

https://www.beneficialsavings.com/splash2.html

Details about their Free Checking Acct.:

https://www.beneficialsavings.com/dp_check.asp

No minimum balance requirement
Earn a .50% APY on balances of $300 or more
$50 cash awarded after your first Direct Deposit
Free Internet Banking with Bill Payment
$50 cash awarded after paying your first bill online
Online Check Imaging
Free Check Card available
No ATM fees from Beneficial
Free initial order of checks
No per item/check fees
Monthly statements with Check Imaging
Free Telephone Banking
Free Visa Extras Program
Overdraft protection available

You get:
$50 4wks after your first Direct Deposit Transaction.
$50 4wks after your first Bill Payment Transaction.
$50 if within 60 days of acct. opening balance equals or is > $1000.
Offer exp. is 03/31/07.

I joined a month ago for $100 bonus - before they added another $50 for $1000 balance, and are now waiting for the second $50 to post to the account (sent myself a check). The first $50 for Direct Deposit posted promptly - after transfering funds from my PayPal account - so this option works.
My Checking account with Beneficial has zero fees.

UPDATE 04/06/07:
Below is a copy of my acct. activity - this will help those of you who joined see transactions date vs credits issued (per offer). $150 in the bank.
(wonder if PayPal's verification(s) would've counted as DD)


Transaction Detail

Date


Transaction Type/
Description
Number
Amount



Debits
Credits







4/5/2007
INTEREST CREDIT 0 $50.00




BILL PAY PROMOTION





3/22/2007
ACH DEBIT 0 $13.06




AC-VERIZON -ONLINE PMT





3/20/2007
CHECK 93 $1,000.00




CHECK





3/15/2007
INTEREST PAYMENT 0 $0.06




INTEREST PAYMENT





3/12/2007
DEPOSIT 0 $1,000.00




DEPOSIT





3/12/2007
DEPOSIT 0 $50.00




BONUS 50.00





3/6/2007
CHECK 5001 $90.27




CHECK





2/16/2007
INTEREST CREDIT 0 $50.00




DIRECT DEPOSIT PROMOTION





2/5/2007
ACH CREDIT 0 $40.00




AC-PAYPAL -TRANSFER





2/5/2007
ACH CREDIT 0 $0.18




AC-PAYPAL -VERIFYBANK





2/5/2007
ACH CREDIT 0 $0.09




AC-PAYPAL -VERIFYBANK





1/29/2007
DEPOSIT 0 $100.00




DEPOSIT
WikiPost
2/26/07 3:18 PM
link to application
Working Application Status Check

offer has been extended to 4/30/07
WalStMonky
2/26/07 3:35 PM
Nice find...Are they taking people outside of Delaware?

Looks like it will cost a hard pull, fwiw.
Leeskey711
2/26/07 3:47 PM
Wait a minute. . .

At the bottom of the initial page after you click the "offer link" it states:

"This authorization will not affect your credit score in any way"

So I guess "soft pull" instead?
Kingzoo
2/26/07 4:00 PM
Whether $1000 need to be kept for 60 days for the bonus?
Minoritydan
2/26/07 4:06 PM
I'm filling out the App now.

Notice in the schedule of Fee's:

Closed Account within 6 months $10.00

Be sure to check over them for yourself as there are others...


Schedule of Fees
Kingzoo
2/26/07 4:17 PM
Another good thing is first order of checks is FREE!
DPG
2/26/07 4:50 PM
I'm in. At least $100 easily.


Thanks OP!!
bterwilliger
2/26/07 6:06 PM
Thanks OP, i'm in. Keep us posted on any issues with the bonus.
WalStMonky
2/26/07 6:07 PM
Kingzoo said:

Another good thing is first order of checks is FREE!



Just what I need, two more boxes of checks. I wonder if they'd spring for 3 bonuses with a joint account?

OK DPG, spill, are you a denizen of Delaware?
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