I just opened two online CDs at Hanmi Bank (3 month and 6 month). The process was easy. Instant verification worked for me, but it turned on "bill pay" at my bank! I was told by a Hanmi rep that they "don't do that". After a bit of discussion, I think he might actually beleive that it did happen, and that I didn't do it! They also are having a bit of a problem this morning, and account numbers are not being assigned as accounts are created online. They expect to have that fixed today. I think their electronic banking help desk is getting a lot of calls this morning because I was on hold for 20+ minutes.
CD rates are still at 3.56% APY.
posted: Mar. 11, 2009 @ 11:59a
Party's over...Hanmi online CD rates have dropped way down!
desi0 said: Saehan Bank on Southern Cal has a 6 month CD at 3.29% APY. Min 10k to start and can add more later.
They require an "active" checking account. Did you get a definition of what constitutes "active"?
posted: Apr. 15, 2009 @ 1:17p
Saehan is one of Los Angeles' Korean banks.
I think the term active means some activity like once a quarter.
I opened the flexible CD plus a fee free checking account and then an installment savings account (great rates!)
I don't know how strong the bank is but its all FDIC insured.
posted: Jun. 30, 2009 @ 1:06p
Pacific Premier Bank (Costa Mesa, California) is offering a 2.5% APY 18 month CD ($10,000.00 minumum) and 2.75% APY for 2-5 year CD's (also $10,000.00 ninimum). Slightly lower rates for smaller deposits.
First Priority credit union is offering a special 9-month certificate with a 3.00% APY. This requires that you open a new checking account. Without the checking, the rate is still very competitive at 2.50% APY. Minimum deposit is $1,000. The credit union is also offering other competitive rates on its standard certificates including a 2.75% APY for 24 months. First Priority Credit Union is open to members of the Postal Community (employees, retirees, family members) as well as those that live and work in Massachusetts' Essex County or Suffolk County.
I live in Essex county and went right over an opened an account, Suffolk County covers Boston so hopefully this might be helpful for some here
posted: Sep. 10, 2009 @ 3:10p
Pacific Premier Bank (Costa Mesa, California) is offering a 2.3% APY 18 month CD ($10,000.00 minumum), a 2.55% APY for 2 year CD's ($10,000.00 ninimum) and a 2.50% APY for 3-5 year CD's ($10,000.00 ninimum). Those are down from my previous posting of their rates.
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