The YMMV, Geographic/Membership Restricted CD Rate Thread (user updated)

I just opened two online CDs at Hanmi Bank (3 month and 6 month). The process was easy. Instant verification worked for me, but it turned on "bill pay" at my bank! I was told by a Hanmi rep that they "don't do that". After a bit of discussion, I think he might actually beleive that it did happen, and that I didn't do it! They also are having a bit of a problem this morning, and account numbers are not being assigned as accounts are created online. They expect to have that fixed today. I think their electronic banking help desk is getting a lot of calls this morning because I was on hold for 20+ minutes.

CD rates are still at 3.56% APY.

Saehan Bank on Southern Cal has a 6 month CD at 3.29% APY. Min 10k to start and can add more later.

More rate drops for Hanmi online CD rates (as of 4/10/2009)

Internet CD

Term       Minimum Funding  Interest Rate  APY    
3 Months   $1,000           1.50%          1.51% 
6 Months   $1,000           1.75%          1.77% 
9 Months   $1,000           2.25%          2.28% 
12 Months  $1,000           2.50%          2.53%

Link to rate page.

Saehan is one of Los Angeles' Korean banks.

I think the term active means some activity like once a quarter.

I opened the flexible CD plus a fee free checking account and then an installment savings account (great rates!)

I don't know how strong the bank is but its all FDIC insured.

East Boston Savings Bank

Has a decent new branch promotion, 14 months 2.55%
You must open at the Lynn MA branch. Have been offering this for over a month but was told it's suppose to end 7/23

Bank Deal Guy Listed a great deal today,

First Priority credit union is offering a special 9-month certificate with a 3.00% APY. This requires that you open a new checking account. Without the checking, the rate is still very competitive at 2.50% APY. Minimum deposit is $1,000. The credit union is also offering other competitive rates on its standard certificates including a 2.75% APY for 24 months. First Priority Credit Union is open to members of the Postal Community (employees, retirees, family members) as well as those that live and work in Massachusetts' Essex County or Suffolk County.

I live in Essex county and went right over an opened an account, Suffolk County covers Boston so hopefully this might be helpful for some here

Are we going to continue updating this thread, or just rely on BankingGuy's info? Should we wait till we see what his new blog looks like once he transitions from BankDeals.blogspot?