As of 5/7/07, the rates on Fremont's 3- 6- and 9-month CDs have fallen. The Quick Summary has been updated.

Found a good deal at a local bank I use northshore-bank
Is a 10 month 5.50% CD, $1k min $150k Max

With our “No Catch” CD, not only do you get a great rate, but you can make one withdrawal anytime during the initial term - without a penalty - No Catch! This offer is only available at our Highland Avenue office, so stop in today

This branch is located in Salem MA so might not be any good for most but only 5 minutes from my office

World Savings is advertising (Orange County [CA] Register) an 8-month CD at 5.32% APR / 5.46% APY. Not great, but it shows rates are coming up a little.

This is branch-only, $10,000 minimum but it needn't be new money.

Check their interactive web site to see what is available in your zip code. (By the way, they've previously told me you don't need to reside in that zip code, just get the CD from a branch within the zip code.)

Edit: see also discussion in BankDeals today June 22nd.

OnPoint Community Credit Union

6.00% APY* 12-month Certificate of Deposit

No maximum deposit*
Savings are federally insured*

*Annual Percentage Yield (APY) as of 7/1/07 and subject to change. Stated APY requires $5,000 new money to OnPoint Community Credit Union and a new or existing OnPoint checking account with Direct Deposit. APY is 5.75% without Direct Deposit. New money requirement waived for those who have been members of OnPoint for 10 years or more. Offer is available for a limited time and is exclusive of all other Certificate of Deposit promotions. Early withdrawal penalties apply. See Truth-in-Savings disclosure for complete terms. All deposits federally insured to at least $100,000 by the National Credit Union Administration (NCUA).

Information About OnPoint
OnPoint is Oregon's largest credit union. Membership is open to everyone who lives or works in Benton, Clackamas, Columbia, Lane, Linn, Marion, Multnomah, Polk, Washington, and Yamhill counties. Membership is also open to family members of current OnPoint Community Credit Union members.

There is a one-time $10 membership fee in addition to $5 required to open your savings account which needs to remain in that account for the life of your membership.

Edit: Forgot to add link

Mostly applicable to Californians...

The Golden 1 Credit Union is once again offering a 5-Year-CD at 6.00% APY... LINK.

You can check eligibility requirements here, or call them at 877 Golden 1.

FWIW, I opened a Cd with them the last time they offered the 5 year, 6% CD (about 2 years ago), and have had no problems with them whatsoever.

They also have a 9-Month-CD at 5.50%

WaMu's 10-month "Traditional CD" (for California, YMMV) has a 4.89% APR / 5.0% APY if you put in at least $10,000 (you can get a 10-month CD for less, but it pays 4.65% APR / 4.75% APY).

However -- if you are in CA, CT, NY or NJ you can get a 10-month 5.45% APY CD "with a little slot on its back where more money goes in" (cute, huh?). The minimum balance is $1,000 and it has to be new money.

You can add money any time you want ($100 minimum add-on deposit) but your total add-ons can only be as high as your initial balance. If you open one, find out if the add-ons have to be new money also, then come back and report.

Drawbacks: you can only open the CD at a branch or by calling 1-800-808-1396 -- there's no internet application. And you need to have a WaMu checking account.

This CD with Add-On Feature is not on the WaMu web site. It was advertised in today's Orange County (CA) Register.

Edit: according to BankDeals, the CD is also available in Oregon and Washington, and the offer ends August 2nd.

Just wanted to add that in addition to the 2 different rates I listed for Golden 1 Credit Union on July 11th, they are now also offering a 12 - 17 month CD at 5.80%

I've updated a few of the CDs in the Quick Summary - you might notice that Fremont I&S rates have fallen below 5% - I left them in hoping that the rates would go up again so I wouldn't have to retype. I also updated First Republic and La Jolla Banks.

I started updating Indy Mac and Virtual Bank but they're available to all -- is it worth keeping nationwide unrestricted CDs in the list?

First Republic Bank's Liquid CD is now a 5-month CD at 5.25% APY for California residents. See my post above for terms.

Note: this is very much YMMV. I was shown this rate when plugging in NoCal and SoCal zip codes, but not OR or WA zips (although theywere not Portland & Seattle zips). So check the First Republic web site for your area if you are interested in this CD as a short-term parking place for your cash.

For Utah FWers, First Utah Bank is offering 3-12 mo. CDs at 5.50%. If you open a checking account, the rate bumps up to 5.62%. Offer expires August 31, 2007. It looks like you must visit a branch to get the deal.

http://www.firstutahbank.com/hotrates.html