E-Central Credit Union
http://www.ecentralcu.org/

Super Saver Certificate 7% for 7 months. minimum AND maximum deposit is $1000. Expires 12/31/07. Only 1 super saver per member and is only available when a new checking account is opened during promotion period. New money only.

Liquid CD 5.35% APY 9 month. Minimum deposit $2000 (new money). Funds available 30 days after certificate is opened. Withdraw up to 50% of the initial deposit (penalty free) during the term. Withdrawals must be at least 7 days apart. Expires 11/16/07.

You are eligible to join E-Central if you meet one of the following criteria:
Work at one of our Select Employee Groups (SEGs).
Have a family member or household partner that’s an E-Central Member.
Belong to another credit union.
Live, regularly work, currently attend school or regularly worship in San Gabriel Valley or The City of Commerce or neighboring cities around Commerce, including the following cities: ...

For California residents: Fremont Investment & Loan (another bank in trouble for bad mortgages) has upped their 5-month CD to 5.35% APY ($10,000 minimum). The APY is 5.20% for deposits of $1,000 - $9,999.

Branches are located in the Central Valley and along the coast from Santa Barbara through Orange County. You can call 1-800-FREMONT for further information or go to fremont.com.

Georgia's Own CU - restricted to a few counties in the metro Atlanta area, 9-mth 5.75% APY CD with minimum amount $2,000.

From Sunday LA Times "California" section:
Water and Power community credit union 9 mo. 5.45% APY CD $5000 min. w/ new money (earn 5.50% APY when you open your free power checking account with direct deposit).
membership is now open to you if you live, work, worship, or attend college in the greater LA area.
Bring in this ad for thsi special rate, and your one-time membership fee of $5 is on us.
www.wpcu.org 800-300-9728
summary of fine print: all members required to maintain $25 in share savings. bring ad for special rate and valid through 12/31/07.

My 10% 3 month CD matured and I went into Bridgeview.

Their new offer is an 8 month liquid CD at 5.10%.
After establishing CD, you can add or withdraw up to $1,000 each month until term is up. Or you could choose to do nothing. Pretty good rate and option. I took half my original CD amount out and left remaining in the 8 month CD.

EDIT. Bank based in IL. Bridgeview Bank (800.794.2070). no details on website and it doesn't seem you can open the CD online either (only the standard terms and checking accounts can be opened online.)

subdude said:I'm going by today to open the 5 month CD and will post an update on the result.

Confirmed that the rates are still in effect; I should note that the numbers are APY and not APR. The cool thing is that the max deposit is $100K, unlike the 7% teaser rate of Patelco which limits you to $1K.

BTW, getting a membership and opening the CD was a breeze.

Stanford Federal Credit Union - If you find a Better Rate...We'll Beat It!

"Because we are so serious about paying the highest yields on term Certificates, we will beat any recently published rate* of any California bank. It won't be easy to find higher advertised yields, but if you do, let us know and we'll verify the rate. If that published rate is higher than SFCU's published rate, we'll beat it using one of the two options listed below."

"There are the two ways to take advantage of this program: To reward you for your active Direct Deposits into your SFCU Checking Account we will give you an additional Beat-It bonus, bringing your rate a full 0.10% above the competition! Every member of SFCU, regardless of account relationships, is eligible for our basic program, which will "Beat the Rate" by 0.05%."

Small print made larger:

"*Published means advertised via newspaper, WWW, radio or television. California based banks only. Internet-only banks and credit unions excluded. SFCU Certificates will be opened on the existing schedule of maturities. This offer applies to new Share Certificate, IRA Certificates and SFCU Certificates at maturity with comparable terms and minimum balance requirements. Cannot be used in conjunction with special rate promotions by other financial institutions or other bonus rate programs offered by SFCU such as the Step-Up and Liquid Share Certificate."

Naturally, some of the best deals are from credit unions, which SFCU excludes. The phrase "special rate promotions" leaves some wiggle-room for them, but I wouldn't hesitate to try a good California-based bank CD deal with SFCU.

caldweb said:9% APY 9-month CD for new members of Elevations Credit Union


Would be nice if you included the $2k Max, So you make about $50 over what you could get a normal CD for, Without having to open a couple other accounts

Countrywide is offering 3 month 5.50% CD here in MA, Looks like it must be opened at one of their financial centers

km said:Bridgeview Bank (Chicagoland)

Lucky 7 CD
-7 months
-7.77% APY
-$2500 minimum
-$7777.77 maximum
-must have or open a checking account at the bank w/ direct deposit
-limit one CD per household

This is a new offer and as usual it will only be available for a short time.

LINK
Copied from the sticky CD Thread, Post The Best Rates You Can Find Here! thread because if requires a branch visit to open.