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glxpass
- Senior Member - 3K
rated:
posted: Dec. 30, 2007 @ 11:00p 
San Mateo Credit Union's CD specials have gone down slightly: 5.5% APY for 5 months (was 5.75%), and 5.25% APY for 12 months (was 5.5%). See Bank Deals post with relevant links to SMCU. In today's rate environment, these specials could end anytime. |
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Megamixman
- New Member
rated:
posted: Dec. 31, 2007 @ 9:23p
Patelco Credit Union in Alameda County,CA has a 9 month 5.5% APY $1000 Min CD.
They're currently ASI insured, but in the process of switching over to Federal Insurance. |
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ThursdaysChild
- Grumpy Member
rated:
posted: Jan. 23, 2008 @ 3:24p
WAMU is advertising a 7-month 5.10% APY add-on CD for CA, OR & WA only. If I read the small print correctly, the additional amounts can only total the original deposit. Minimum original deposit $1,000. Not available online, must be opened at "financial center" or 1-866-808-1396. |
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ThursdaysChild
- Grumpy Member
rated:
posted: Jan. 23, 2008 @ 3:30p
Wachovia 5-month CD 4.89% APR 5.01% APY available online -- rate locked if funded within 10 days from date of application. YMMV depending on zip code -- not available in all states. From this page go to "Certificates of Deposit" then "Fixed-Rate Certificates" then enter your zip code. Edit: fixed link |
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EugeneV
- Ancient Member
rated:
posted: Jan. 27, 2008 @ 1:47a
ThursdaysChild said:WAMU is advertising a 7-month 5.10% APY add-on CD for CA, OR & WA only. If I read the small print correctly, the additional amounts can only total the original deposit. Minimum original deposit $1,000. Not available online, must be opened at "financial center" or 1-866-808-1396. Monday 1/28 is the last day to apply. |
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GoodDeals
- Member
rated:
posted: Feb. 8, 2008 @ 5:36p
matt1 said:Wish I had found this sooner:
For certain Massachusetts residents and for others that work for a phone company, or any company that provides technologies for the purpose of the transmission and the processing of information, voice, data, and video:
Telephone Worker's Credit Union
APY 5.13
Min Deposit $1,000 for 12 and 18 Months
Min Deposit $500 for 24, 30 and 36 Months
APY 5.18
Min Deposit $500 for 48 Months
APY 5.23
Min Deposit $500 for 60 Months
TWCU I opened an 18 month 5.13% CD today. Very easy to open, you must open a savings account with $5.00 to join. You need to hurry for the 5.13% rate, my CSR said that their board meeets on Tuesdays to review the current rates and you would have to think that they will be going down. They will not rate lock a CD. |
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ThursdaysChild
- Grumpy Member
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glxpass
- Senior Member - 3K
rated:
posted: Mar. 8, 2008 @ 12:01a
Bank Deals Post - Cal State 9 CU - 5% APY 11-month CD Additional information from Bank Deals post: * Not on Cal State 9 CU web site; branch visit required. * Minimum 5K deposit; no maximum. * Field of membership and related information:
Membership is open to those who reside, work or attend school in the following California counties: Alameda, Contra Costa, San Francisco, Sacramento, or Santa Clara. Membership is also open to students, employees and and those in alumni associations of certain universities. See the membership page for the full details. Membership requires a $5 membership fee and a minimum deposit of $10 in the regular share savings account. Note, a $200 minimum is required to avoid $5/month fee. This is waived if you open an additional account like a CD or checking account. * CU was put into conservatorship:
One important note about Cal State 9 is that it was put into conservatorship under the NCUA on November 2007 (see post). Based on this recent news article, the NCUA management is looking into the "combination of Cal State 9 with another credit union." It may be similar to what happened to a Michigan credit union, Huron River Financial, that was placed into conservatorship in early 2007. Later in 2007 it was liquidated and acquired by another Michigan credit union (see post). Stay under NCUA limits. ETA: per pattyb53, it appears that the application can be done, or at least initiated over the phone. |
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ThursdaysChild
- Grumpy Member
rated:
posted: May. 4, 2008 @ 12:26p
If you're not already maxed out on Countrywide and are near a "neighborhood financial center" try plugging your zip code into their rate page and seeing if you can get higher rates than the internet rates. For example, in my SoCal zip code, the APY for the 12-month CD is 4.15% instead of 4.10%, the APY for the 24-month CD is 4.35% instead of 4.25% and the 36-month CD is 4.55% instead of 4.50% |
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ThursdaysChild
- Grumpy Member
rated:
posted: May. 4, 2008 @ 12:48p
With Mothers' Day coming up next Sunday, it behooves you to run right out to the nearest* Fremont Investment & Loan office, open a 12-month CD with a minimum of $10,000 new money and receive a complimentary certificate for a one-pound box of See's candy (offer good through May 9th while supplies last). Oh - the APY on that CD is 3.75% For those worried about Fremont's future, here's the press release about its upcoming sale. *Fremont operates 22 California branches located in the Central Valley and along the coast from Santa Barbara through Orange County. |
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mh83
- Senior Member
rated:
posted: May. 5, 2008 @ 12:55a
ThursdaysChild said:If you're not already maxed out on Countrywide and are near a "neighborhood financial center" try plugging your zip code into their rate page and seeing if you can get higher rates than the internet rates.
For example, in my SoCal zip code, the APY for the 12-month CD is 4.15% instead of 4.10%, the APY for the 24-month CD is 4.35% instead of 4.25% and the 36-month CD is 4.55% instead of 4.50%
Very good tip ThursdaysChild. The rates for your area is enlightening. For NYC, the rates on the 12-month, 24-month, and 36-month CDs are all 5bps lower than the internet rates. And apparently at least 10 bps lower than SoCal rates!
BTW, I think you might have pressed the wrong link button, http instead of https, so your link isn’t working. Countrywide rates.
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microd
- Member
rated:
posted: Jun. 13, 2008 @ 3:13a
California only... Good for those that live near a Golden 1 CU and can get membership (if you live near one you generally qualify for membership). Costs $1 for membership:
From now through June 30, bring a non-perishable food item in to any Golden 1 branch when you open a special 75th Anniversary term-savings certificate and earn 5.00% APY for 100 days!
* Requires a deposit of funds not currently at The Golden 1
* At maturity, your term-savings certificate automatically renews at 3.10% APY for 24 months
* Open today! Only available at Golden 1 branches Minimum of $1K, no maximum stated. |
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gwu1986
- Senior Member - 1K
rated:
posted: Jun. 30, 2008 @ 12:04a
5%+ rate for 3y+ cd @ NWFCU If you are eligible to join the Heritage club or become a premier checking account user, rates can be bumped up an additional .10 or .25%. This would bring the 3yr/4yr APY to 5.115%/5.375% for 50k-99999/100k tiers, and 5 yr APY to 5.25%/5.51% for respective tiers. |
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ThursdaysChild
- Grumpy Member
rated:
posted: Jul. 13, 2008 @ 5:26p
California (and maybe Arizona) Ad in LA Times Sunday 7/13 Downey Savings 9-month CD special 4% APY, minimum $1,000, new money only. Not on their website today, so keep checking. I'm guessing rate is high because they're getting desperate for money. |
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glxpass
- Senior Member - 3K
rated:
posted: Jul. 24, 2008 @ 9:20p
California residents only: Vineyard Bank - Get to Know Us - 3-month CD, 4.15% APY, 6-month CD, 4.50% APY A minimum deposit of $1,000.00 is required to open. A Maximum of $95,000 may be deposited for single product households. If a Vineyard Bank checking, savings, or money market is opened in conjunction with this account the maximum deposit increases to $5,000,000. This promotion may end or change at any time without prior notice. Early withdrawal penalties may apply. Offer applies to California residents only. Suggestion: Don't deposit $5,000,000, even if this bank weren't in so much financial trouble due to bad real estate loans. Credit goes to: Bank Deals post. What the hey, I'll start a thread here in case this generates some interest. Pun unintended. |
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PJudice
- New Member
rated:
posted: Jul. 26, 2008 @ 10:46a
Dayton - please verify
According CSR, National City Bank, they are currretly offerring a 5 year 6% APY CD in their Dayton test market. Could expand next to St. Louis market, then country wide. Please verify, since I live neither in Dayton nor St. Louis. |
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