markber said:Yet another card with no BT fee and 0% APR on BT (only for 6 months though). You are also supposed to get $25 ESPN gift card with the first card use.

ESPN Total Access Visa Card from Washington Mutual / Providian

https://www.providiancard.com/bap/envwa/jumpApp.jsp?offer_id=esp01I've had 2 of these ESPN cards in my family and I can confirm you don't even need to make a purchase to get the gift card, they just send it about 3 weeks after you get your card.

Red River Bank offers Platinum MasterCard Credit Card with no BT fees and 0% intro APR on BT for 6 months

LINK

markber said:Red River Bank offers Platinum MasterCard Credit Card with no BT fees and 0% intro APR on BT for 6 months

LINK
Anybody know what bank actually underwrites this?

It looks like Shell credit card from Citibank does not have BT fees for 0% 6-month promo for balance transfers. $20 annual fee is waived for the first year.

Here's a Washington Mutual ESPN-like card through Checks_Unlimited, 0%/6mo/no fee BT, with free monthly FICOs
https://www.providiancard.com/bap/ckvwa/jumpApp.jsp?offer_id=ck01&banner_id=checks/website/CKCHMPBAN016MPBTTCK0100000

With the Wells Fargo Visa Platinum Card, you are not guaranteed to get the 0% (increased from 6 to 9 months). They will approve you but it may be for the 5.9% APR. FYI, you can now transfer any number of balances during the introductory period for no fee.

I have screwed up my 0% for life of balance with Discover. I was late making the required purchase every month by one day at one time but they were kind enough to readjust my APR back to 0%. But then I was late making my minimum payment this year (for just a couple of hours) and although it's for a different reason, they said that they cannot readjust my APR back again to 0%. So much for that. That only lasted a year and I had to pay a BT fee of $75 to get that card. I wish I knew about the autopay feature before.

Oh well, i'll call them again and perhaps they'll reconsider if I threaten to move to a different CC. I found Bank of America's PetRewards® Platinum Plus® Visa® Credit Card. 0% guaranteed for only 6mos but no BT fee. 0% also on cash advance for 6 months. If you're looking for a 0% for 12 months, The only available out there are business cards (from Citi). I don't know how those work do you need to have a business to qualify for them?

PetRewards® Platinum Plus® Visa® Credit Card

Here are some other deals:
"No Fee Balance Transfer" 0% Intro APR Credit Cards Still Exist"

michal1980 said:sallie mea platinume plus mastercard.

15 billing cycle 0%
Introductory 0% Annual Percentage Rate (APR)† for Cash Advance Checks and Balance Transfers through your first 15 billing cycles* (subject to a 3% transaction fee, no less than Min $10).

Apply by Phone

Call: 1-800-932-2775
TTY: 1-800-833-6262

Please mention priority code FACERM.

https://wwwa.applyonlinenow.com/USCCapp/Ctl/entry?sc=FACERM0% only good on balance transfers with no cap on 3% fee = ripoff. For example, a $10,000 balance transfer costs you $300. Over 15 months, $10,000 at 2.0 percent interest only earns you $250. So why would anyone take up this offer (unless they were strapped for cash)?

NccOps said:Didnt see either of these listed

Farm Bureau Bank. Both 0% for 12 months. 3% fee, but max fee of $50. No annual fee.

FYI, this is handled by Barclays/Juniper.

alphaivt said:Can anyone confirm if there is a NO MAX fee on the 0% BT offers from Bank of America? They say there's a 3% fee no less than $10 but does not mention a max.
It the T&C (terms and conditions) don't state a maximum BT fee, then there is no maximum. Most BoA personal cards (except for special offers you might receive, and the NEA Worldpoints Visa IIRC) are now like this.

We threatened to close out several Citibank Credit Cards we have. In order to "save the customer account" they gave us a 1.9% life of credit line rate and a 3% Bal.Transfer fee (capped at $75).

The kicker/sweetener was the fact that they gave us close to a $30K credit line and transferred it all to our checking account for the one time BT fee of $75. We can now take the money and pay off most of our credit cards (and avoid the usual BT fee for each credit card). Pretty good deal overall.