Edit

Forums
Finance

0%/low APR credit card offers for BT and purchases sorted by terms, BT savings & stoozing profit -5/28/8 update

  • filter:
  • Tell A Friend
  • tweet this
  • Post to Facebook
  • Text Only
  • Search this Topic »
  • Classic
alert mods    
rated:

It seems like FIA WSOP(World Series of Poker) is gone, I can't find any working application link online. I think this is the last FIA card with 12-month 0% APR BT offer + capped BT fee.


alert mods    
rated:

National City Visa

Terms from the card website:

0% introductory APR for the first 6 billing cycles from account opening on balance transfers. This introductory rate is subject to change if any payment is received after the due date, you make a payment that is not honored by your financial institution or you close your account. The introductory rate does not apply to purchases or cash advance transactions.

Balance Transfer Fee: There is no balance transfer fee with this offer. However, future balance transfers may incur a fee of 3% of the amount transferred ($10 minimum).

Message edited by: SuPrince on 2008-07-13 15:08:36 CDT
alert mods    
rated:

Chase - Audubon Nature Institute Platinum Visa

Terms:


Balance Transfer APR: Elite and Premium Pricing: A 0% fixed APR for the first 12 billing cycles following the opening of your account. After that, 10.99% variable for Elite Pricing, or 14.99% variable for Premium Pricing. Standard Pricing: A 0% fixed APR for the first 3 billing cycles following the opening of your account. After that, 19.99% variable.

Transaction fee for balance transfers
3% of the amount of each transaction, but not less than $5.00 nor more than $75.00.


alert mods    
rated:

PNC Platinum Business Rewards MasterCard

0.99% introductory APR through June 30, 2009 on Balance Transfers, 9.24% to 15.24% variable thereafter.
3% BT fee ($5 minimum, no max)
No annual fee


alert mods    
rated:

Chase Sony Visa

Terms:

Balance Transfer APR: A 0% fixed APR for the first 12 billing cycles following the opening of your account. After that, 11.99% variable, 15.99% variable, or 19.99% variable, depending on our review of your application and credit history.

Transaction fee for balance transfers
3% of the amount of each transaction, but not less than $5.00 nor more than $99.00.


alert mods    
rated:

Chase Business Rebate Card

The info about expiration date (7/31/08) came from a relatively reliable, third-party source

Terms:

Balance Transfer APR:
A 0% fixed APR for the first 15 billing cycles following the opening of your account. After that, 7.99% fixed.

BT fees:
3% of the amount of each transaction, but not less than $5.00 nor more than $99.00.


alert mods    
rated:

you should note that with the BT's each bank has different pay rates. chase is one of the higher ones and citi is one of the lower ones.


alert mods    
rated:

Elan Financial Services - Visa Business card

Balance Transfers:
0.00% for the first 6 billing cycles for balances transferred with this application2. Thereafter:
11.24% to 17.24% variable


No Balance Transfer Fees for balances transferred with this application


Annual Membership/Program Fee $0.00


alert mods    
rated:

madshana said:Here is a link for BOA with a 12 month 0% BT and a $0 fee cap. I just applied - so I know it is still valid.

When I called the app status number and found that I was approved - I requested a BT and they confirmed that the BT fee is $0.

Link

I was also approved for this card. When I called the app status number, I found I was approved with a $5,000 CL and my balance transfer for $4,000 was approved. The rep also allowed me to put through a CLI up to $8,000 and let me increase my BT to $6,000 with the promotional 0% until August 2009 with no fees.


alert mods    
rated:

Chase Rewards Platinum Visa

Terms:

Annual Percentage Rate (APR) for purchases
A 0% fixed APR for the first 12 billing cycles following the opening of your account.

Balance Transfer APR:
Elite and Premium Pricing: A 0% fixed APR for the first 12 billing cycles following the opening of your account.


Transaction fee for balance transfers
3% of the amount of each transaction, but not less than $5.00 nor more than $99.00


alert mods    
rated:

Farm Bureau Bank Platinum Mastercard

Terms:

Balance Transfers and Convenience Checks APR: 0% fixed is effective for the first twelve billing cycles after you open your account.

Balance Transfer and Convenience Check Charge: During the first twelve billing cycles: 3% of the amount of each transfer or check, $5 minimum, $50 maximum. After the first twelve billing cycles: 3% of the amount of each transfer or check with a minimum fee of $5.


alert mods    
rated:

Disney Rewards Visa

Terms:

Balance Transfer APR: A 0% fixed APR for the first 12 billing cycles following the opening of your account.

BT fee:
3% of the amount of each transaction, but not less than $5.00 nor more than $50.00.


alert mods    
rated:

what is the success rate of getting current cards to match deals being offerred to new customers? i already have this BOA card (for a long time now) and would like to get the 0% APR on purchases for 12 months. is this just a matter of calling and haggling with a service rep? thanks in advance.


alert mods    
rated:

Key Bank Platinum Mastercard or Visa

Terms:

$29 annual fee, waived for the first year

0% APR2 for 12 months on balance transfers with the Platinum Card

The minimum finance charge - $0.50. Foreign purchase transaction fee - 3.0% of the purchase amount after its conversion into U.S. dollars. The transaction fee for cash advances - 3.0% of the amount of each cash advance, but not less than $5. The transaction fee for balance transfers - 3.0% of the amount of each balance transfer, $5 minimum, $75 maximum.


alert mods    
rated:

Wachovia credit card

Promotional Balance Transfer APR: A 0% fixed APR for 12 months from the Account Opening Date ("Account Opening") on balance transfers made at Account Opening or transfers made using the Promotional Convenience Checksb that arrive with your Welcome Kit ("Welcome Kit Checks"); thereafter, your variable Standard Purchase Rate applies to any outstanding balance. Promotional rates end 12 months after Account Opening. Welcome Kit checks must be used within 90 days of Account Opening to receive the promotional rate. Welcome Kit Checks used after 90 days of Account Opening or separately ordered Convenience Checks, will post at your Standard Cash Advance APR. The 0% fixed promotional APR applies only to balance transfers and not to card purchases or cash advances. The fixed promotional rate may increase if your account is consistently past due or you make your monthly payments late.

Balance Transfer fee: 3% of the amount of each Balance Transfer or Promotional Convenience Check transfer transaction ($10 minimum, $75 maximum).


alert mods    
rated:

MTA Platinum Visa

Balance Transfer APR : 0% fixed APR for 12 months after opening your account. After that, 10.99% variable, 14.99% variable, or 19.99% variable, depending on a review of your application and credit history.

BT Transaction Fee : 3% of the amount of each transaction, not less than $5.00 nor more than $75.00

 

Balance Transfer Option: The Visa,® MasterCard,® Discover,® American Express® or any store card account(s) you list will show a credit, reducing the amount you owe them by the amount you transferred. The available credit on your new account will be reduced, just as if you had made a purchase. The balance transfer amount(s) will show up on your initial statement for your new account. Your other credit card account(s) will not be closed even if you transfer your entire balance(s). If you want to close an account, please contact the other credit card company directly. It may take up to three weeks to set up your account and post the balance transfers. Therefore, you may need to make payments to your other account(s) to keep them current. Balance transfers are contingent upon issuance of your new account. There will be a transaction fee for each balance transfer if one is disclosed in the Rate, Fee and Other Cost Information that accompany this offer. We reserve the right to decline to process any partial or full balance transfer request and will not process a balance transfer request from any other account with us or any of our affiliates.


alert mods    
rated:

USEF Visa cards

Annual Percentage Rate for Purchases:
0.00% for the first 6 billing cycles. Thereafter: 8.99% to 17.99% variable

No Balance Transfer Fees for balances transferred with this application

Balance Transfers:
0.00% for the first 6 billing cycles for balances transferred with this application. Thereafter: 8.99% to 17.99% variable


alert mods    
rated:

usdtoreros said:madshana said:Here is a link for BOA with a 12 month 0% BT and a $0 fee cap. I just applied - so I know it is still valid.

When I called the app status number and found that I was approved - I requested a BT and they confirmed that the BT fee is $0.

Link


I was also approved for this card. When I called the app status number, I found I was approved with a $5,000 CL and my balance transfer for $4,000 was approved. The rep also allowed me to put through a CLI up to $8,000 and let me increase my BT to $6,000 with the promotional 0% until August 2009 with no fees.


I am interested in a 0% APR 12 month on balance transfers card with NO balance transfer fee. IS this offer still valid? Anyone know?? Thanks in advance

I applied just now and was approved for 4K but I need 10 K. All my other CC's give me minimum 10K whats up with this low ball offer?

Message edited by: NothinisFree on 2008-08-06 19:15:08 CDT
alert mods    
rated:

NothinisFree said:usdtoreros said:madshana said:Here is a link for BOA with a 12 month 0% BT and a $0 fee cap. I just applied - so I know it is still valid.

When I called the app status number and found that I was approved - I requested a BT and they confirmed that the BT fee is $0.

Link
I was also approved for this card. When I called the app status number, I found I was approved with a $5,000 CL and my balance transfer for $4,000 was approved. The rep also allowed me to put through a CLI up to $8,000 and let me increase my BT to $6,000 with the promotional 0% until August 2009 with no fees.
I am interested in a 0% APR 12 month on balance transfers card with NO balance transfer fee. IS this offer still valid? Anyone know?? Thanks in advance

I applied just now and was approved for 4K but I need 10 K. All my other CC's give me minimum 10K whats up with this low ball offer?
NothinisFree, nothing is free here on FWF. Do a little research 1st.


alert mods    
rated:

jackcrawfish said:NothinisFree said:usdtoreros said:madshana said:Here is a link for BOA with a 12 month 0% BT and a $0 fee cap. I just applied - so I know it is still valid.

When I called the app status number and found that I was approved - I requested a BT and they confirmed that the BT fee is $0.

Link
I was also approved for this card. When I called the app status number, I found I was approved with a $5,000 CL and my balance transfer for $4,000 was approved. The rep also allowed me to put through a CLI up to $8,000 and let me increase my BT to $6,000 with the promotional 0% until August 2009 with no fees.
I am interested in a 0% APR 12 month on balance transfers card with NO balance transfer fee. IS this offer still valid? Anyone know?? Thanks in advance

I applied just now and was approved for 4K but I need 10 K. All my other CC's give me minimum 10K whats up with this low ball offer?
NothinisFree, nothing is free here on FWF. Do a little research 1st.


Thanks for the cheeky response. Little research?

I researched for HOURS before I posted. No need to be a douchebag.

I know that 12 month 0% APR balance transfer cards with no balance transfer fees are very HARD to find and in this economy, they seem to be impossible as credit card companies are weary . I searched the net and read and re-read numerous balance transfer sites and message boards.


 Close

Sign Me In
Nickname: 
Password: 
Remember My Login Information:

Forget your login information?

Not Already A Member?
Sign Up Now!

  • Quick Reply:  Have something quick to contribute? Just reply below and you're done! hide Quick Reply
     
     
    Click here for full-featured reply.


Disclaimer: By providing links to other sites, FatWallet.com does not guarantee, approve or endorse the information or products available at these sites, nor does a link indicate any association with or endorsement by the linked site to FatWallet.com.


While FatWallet makes every effort to post correct information, offers are subject to change without notice.
Some exclusions may apply based upon merchant policies.
© 1999-2009