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0%/low APR credit card offers for BT and purchases sorted by terms, BT savings & stoozing profit -5/28/8 update

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Great list. When do you plan next update?


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duna said:But many times even with FICO over 750 they will give you small credit lines. Thus not make it really valuable.

DiabloD3 said:I didn't see any Juniper cards listed in the big list

The only Juniper cards with 12 mo 0% BT
Rec Rewards $75 max fee
National Parks $50 max fee
Good Sam /w Rec Rewards $75 max fee

Apparently from what I've read in a few threads, they've been known to jerk people around too.

Everyone: forget I posted anything, Juniper sucks.


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DiabloD3 said:duna said:But many times even with FICO over 750 they will give you small credit lines. Thus not make it really valuable.

DiabloD3 said:I didn't see any Juniper cards listed in the big list

The only Juniper cards with 12 mo 0% BT
Rec Rewards $75 max fee
National Parks $50 max fee
Good Sam /w Rec Rewards $75 max fee


Apparently from what I've read in a few threads, they've been known to jerk people around too.

Everyone: forget I posted anything, Juniper sucks.

Juniper may suck for you, but they let me have over 43K at 0% for a year, and even let me write myself a check.


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just did that a few minutes ago. Instead moving some CL,I closed my old one.


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I applied one week ago and kept calling to check status, finally got approved today.


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My wife got this offer in the mail .. she kept it for me to look at and it looks pretty juicy --

Capital One No Hassle Miles Card (1 of 'their' miles for $1 of purchase -- effectively 1% Cash Back towards travel)
Specifically says not for business
$0 annual fee
0% purchase APR till Dec 2009
0% transfer APR till Dec 2009
No transfer fees till Dec 2009

There are plenty of cards that have three of the four benefits listed above, but rarely do I see a card with all four. I couldn't find this specific card on Capital One's site just by browsing. If you like this offer keep an eye on your junk mail!


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I'm goin down to Mexico. Every card I looked into has a 3% fee for spending money internationally. I figured that the best way around this is to write a "credit card check." Does anyone know which card will help me get 0% APR and save that 3% international charge?


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stabmaster said:I'm goin down to Mexico. Every card I looked into has a 3% fee for spending money internationally. I figured that the best way around this is to write a "credit card check." Does anyone know which card will help me get 0% APR and save that 3% international charge?


Please refer to the post right above yours. Cap One has no forex fees.


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I was able to get a 0% for 6 months with no Balance transfer fee, with a 3% minimum payment due each month on my Capital One card. I had a limit of $20K and I had 2 balances I needed to transfer that were just above that amount so I get to consolidate them into one payment and then in 6 months I will transfer them again. It was just great to be able to transfer with no fees and not have to apply for a new card. I hadnt used this Capital One card in over a year, dont know if that makes a difference as to why they offered me 0% with no transfer fee. I know its only 6 months and plenty of other cards offer it too, but I had the established high limit and dont have to worry about getting rejected or a bait and switch with some new company.


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All of the Chase cards listed now say Balance Transfer fee 3% with a minimum of $5 (no mention of a max), does Chase have any 0% BT available with a capped fee?


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There are still 2. One is the disney card; the other you'd have to search for as I don't recall what it is.


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Much obliged!


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BofA has a US Airways Dividend Miles credit card that offers 0% balance transfers for 6 months with no fee. The card has a $90 annual fee, but you get 25,000 Dividend miles with your first purchase. Link


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Would be great to get the master list updated at this point. A lot of these cards have ceased their offers I'm finding.


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zkaudio said:Would be great to get the master list updated at this point. A lot of these cards have ceased their offers I'm finding.
+1 on that! I'm trying to make my new list of cards for aor2.0


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Pardon my naivete, but by Capital One card offers 0% BT, and in the fine print it states....
All transactions with this offer are subject to a transaction fee of 2% of each transaction amount.
This fee is considered a FINANCE CHARGE.

I don't see the verbiage about this being a finance charge on my other cards. What is the difference? How does the fact that this is a finance charge affect me?

Thank you!


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madshana said:Here is a link for BOA with a 12 month 0% BT and a $0 fee cap. I just applied - so I know it is still valid.

When I called the app status number and found that I was approved - I requested a BT and they confirmed that the BT fee is $0.

Link

Thanks for the link. Applied last week, got the card last night. 0% balance transfer until 12/2009 and absolutely NO transfer fee. BOA depositing straight to my checking account. Thanks again.

Message edited by: PhiSig on 2008-11-18 07:55:40 CST
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Bump to prevent archiving.


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Yea, some of the newer offers should be added to this list (ADA Citi, BofA, etc)


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is there an updated list of 0% BT cards??


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