CoastieRob said:

Just called Chase to re-allocate my CL. They did a hard pull for re-allocation. I requested BT/conv. checks and CSR offered to xfer $$ directly into my checking account, she just needed my routing #. Saves me a few days. She would not waive the $75 BT fee though. This is for a S0ny card I rec'd in Dec. I need to call Chase back to complete the BT.

Just called Chase again. They BT'd to my checking account. My CL was 18,500 after above re-allocation. CSR said "why not put all of it in there" but I kept util at 89%. BT is within 89 days of Sony card account opening, but CSR was reluctant to waive the BT fee of $75. He said he would note my account and if I was charged it I could call back in for possible refund. I'm not very hopeful but it's better than nothing.

Also applied and apprvd for this USAA credit card. Entire call took less than 3 mins. CSR said I would receive my card and $0 fee BT checks in 7 days. I plan on using 89% of that CL (~$22,000) and deposit all to USAA Performance First account. My first BT ever, so I'm just double checking everything. I was about to do an all-out AOR but decided against it for a few reasons.

BofA Star Wars Platinum Plus Mastercard Application
0% | 12 | $0 | 3% | $75 | Bank of America | Star Wars Platinum Plus Mastercard


I didn't see the $75 cap, did they change it?

The Citi Platinum Select now has a minimum $5 - max $250 BT fee on the intro.

Terms and Conditions for Citi Platinum Select

"0% | 12 | $0 | 0% | $0 | Citibank | Citi® Platinum Select® Card"

and a $75 max on Citi Diamond Preferred..

Citi Diamond Preferred Terms and Conditions

Got a pre-approved offer from SunTrust today for 0% APR on purchases and BT's with NO-FEES on BT's for the 1st 3 months...same deal appears to be available on their website...NO FEES on BT's if your account is opened prior to May 1, 2007. I know SunTrust's card was serviced by FIA previously, but I'm thinking that may no longer be the case now...the letter I got seemed to indicate this was a new line of cards they were issuing, but I'm not sure who is behind them, or if SunTrust is doing it in-house.

EDIT ==> Found This ==> Cards are issued by InfiBank, N.A., Atlanta, GA 30305.

EDIT ==> a little more info on the SunTrust/InfiBank deal (yes, it is relatively new...guess SunTrust didn't like having a major competitor BOA service their cards)... http://www.infibank.com/news.php?article=161

Tried to link to credit card page but not successful...goto Suntrust.com, then Personal, then Credit Cards....

http://www.suntrust.com

Introductory 0% APR1 for 9 months on purchases from account opening

Introductory 0% APR1 for 9 months on balance transfers starting from the date of the first transfer (balance transfers must be made in the first 3 months from account opening)

In order to maintain these rates, you must make payments when due and stay within your credit limit. The Introductory 0% APR does not apply to cash advances. Payments are allocated to balances starting with the lowest APR first. The Balance Transfer Transaction Fee is the greater of $10 or 3% of the transaction. However, for Accounts opened prior to May 1, 2007, there are no Balance Transfer Transaction Fees for Balance Transfers made within the first 3 months after your Account is opened.

markkundinger said:Too bad there's no indication that the 9 month Suntrust deal has a cap on the 3% BT fee, otherwise it would be a decent deal.

Did you attempt to read my post ? What part of "no Balance Transfer Transaction Fees" don't you understand ???

However, for Accounts opened prior to May 1, 2007, there are no Balance Transfer Transaction Fees for Balance Transfers made within the first 3 months after your Account is opened.

It's part of footnote 1 at the bottom of the page for the SunTrust Platinum Visa® with SunTrust Rewards.

kamalktk said:mungbai said:Just got a BOA offer in the mail: "Bank of America Platinum Plus Mastercard": 12 months, 0% on purchases and BTs, no balance transfer fee.
I got this one as well a few days ago. My score just returned to over 700 following an AOR a while ago, so perhaps that score's a trigger for this offer.

Just chatted with BOA CSR and was offered this Link for the BT offer on BOA Plat Plus Mastercard.

I have two Visa cards with them. Can I transfer Credit Lines from my BOA Visas over to the MC?

Thanks

Great thread. Thanks

Is there any discover personal card left that does come with no balance transfer fee.

I see people have been able to get the First National Bank of Omaha card with 0% BT for 15 months but all I am seeing now is 12 months....anyone have a link for 15 months that still works or did this card disappear?

Thanks

Seamanser

Where did you find the FNBO card with 15 mos and no BT fee?