I tried to order a free credit report through Equifax. However, when I click the link "View and Print Your Online Report", the site ask me to log in. But I don't have a user id and password with them. How can i see my report? According to their website, I have to purchase their products to get registered. Is that true? I can't even find a phone number or email address to contact their customer service. Anyone can hlep?
If you need to create an account, create an account. You don't need to pay them to do so.
They will try to sell you stuff as you register. Just don't click 'purchase' on any of it, don't give them any payment information, and you should be fine.
orangecrushv
Member
posted: Mar. 9, 2007 @ 4:49p
It may just be me, but I was not able to get the free report from Equifax either. I went through the online process and then got an error stating that they couldn't process my request online and to send some ID info to them with the paper form. I sent that information in and then they sent me a letter stating that I already got my free report. I don't trust Equifax very much -- it doesn't help that I work in the mortgage servicing industry and have seen some big errors on their end...
If you need to create an account, create an account. You don't need to pay them to do so.
They will try to sell you stuff as you register. Just don't click 'purchase' on any of it, don't give them any payment information, and you should be fine.
No, you have to purchase something to become member, then you can log in. Equifax sucks.
RS4Rings
Back in Rehab
posted: Mar. 9, 2007 @ 5:06p
freeforfrank said: doerrb said: www.annualcreditreport.com - Get your truly free credit report from here.
If you need to create an account, create an account. You don't need to pay them to do so.
They will try to sell you stuff as you register. Just don't click 'purchase' on any of it, don't give them any payment information, and you should be fine.
No, you have to purchase something to become member, then you can log in. Equifax sucks. maybe on other sites but not if you go in thru the above link
ChrisV
Senior Member
posted: Mar. 9, 2007 @ 5:07p
Yeah, I noticed that about a year ago when I got my free report it never let me setup a username. So I was never to view the report again. I have since got a username with that free Paypal monitoring thing.
The Fair Credit Reporting Act (FCRA) mandates that each of the credit bureaus MUST provide you one free copy of your credit report per year.
Use the link I listed above. You do not need to pay a cent to Equifax.
freeforfrank
Senior Member
posted: Mar. 9, 2007 @ 5:13p
doerrb said: The Fair Credit Reporting Act (FCRA) mandates that each of the credit bureaus MUST provide you one free copy of your credit report per year.
Use the link I listed above. You do not need to pay a cent to Equifax.
I did. I follow every step and get to the page that show ""View and Print Your Online Report". After I clicked the link, it asked me to log in.
RS4Rings
Back in Rehab
posted: Mar. 9, 2007 @ 5:20p
freeforfrank said: doerrb said: The Fair Credit Reporting Act (FCRA) mandates that each of the credit bureaus MUST provide you one free copy of your credit report per year.
Use the link I listed above. You do not need to pay a cent to Equifax.
I did. I follow every step and get to the page that show ""View and Print Your Online Report". After I clicked the link, it asked me to log in. Not sure what you are doing wrong but I just tried, Filled my personal info then the verification and got the following because I already used my freebie this year, never asked for a log in
Our records indicate that you received your annual free Equifax Credit Report on 10/27/2006.The FACT Act provides you access to your Equifax Credit Report at no charge once every 12 months. If you were unable to view your report online, or unable to complete the online authentication and would like to request another copy of your file at no charge, please complete the form below and mail it to us. If you would prefer to request your file via telephone please call the annual credit report automated report ordering system at 1-877-322-8228.
Or contact Equifax directly (from the Equifax website):You may also call 1-800-685-1111 to order by phone.
If you think the process sucks, then follow their instructions for telling them so (from the annual credit report website):To provide a suggestion or make comments about the Annual Credit Report Request Service, send your correspondence to:
Annual Credit Report Request Service PO Box 105283 Atlanta, GA 30348-5283
freeforfrank said: I tried to order a free credit report through Equifax. However, when I click the link "View and Print Your Online Report", the site ask me to log in. But I don't have a user id and password with them. How can i see my report? According to their website, I have to purchase their products to get registered. Is that true? I can't even find a phone number or email address to contact their customer service. Anyone can hlep?
If you are getting this b/c of a recent decline, adverse action, looking for gainful employment, etc (basically, eligible free reports through the FCRA) go to http://www.equifax.com/fcra This will let you download it for free rather than requesting it by phone or mail.
Keep in mind this is DIFFERENT than the regular, one free report per year per bureau thing.
You can just call Equifax and tell them to mail one to u. They didnt charge me when I did that end of last year
TonySpero
Senior Member - 1K
posted: Mar. 10, 2007 @ 1:26a
orangecrushv said: It may just be me, but I was not able to get the free report from Equifax either. I went through the online process and then got an error stating that they couldn't process my request online and to send some ID info to them with the paper form.
Same here.
nd
Senior Member
posted: Mar. 24, 2007 @ 1:22p
TonySpero said: orangecrushv said: It may just be me, but I was not able to get the free report from Equifax either. I went through the online process and then got an error stating that they couldn't process my request online and to send some ID info to them with the paper form.
Same here.
Their website really sucks, i cant get it through there either, but when i call their 1800 (which also sucks) but i did get through the system to send me credit report.
What I find is they are willing to give you a free credit report but if you want to know your score then you have to pay - both requiring you to sign up and confirm identity.
KittyFishnets
Member
posted: Apr. 5, 2007 @ 2:33p
Just a thought, no evidence to support it... Perhaps you got tagged as a returning customer somehow? Close your browser, clear your cookies and try again.
Edit: Have you ever purchased a report or score online from Equifax? If so, you probably created an account then. Even if it was 6 years ago, they'll still have it.
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