Matrim33 said: Oops, I saw it on a list of Visa's... Unless in another year a better card comes around Fido Visa will have to do. Will be $75 less a month but that's okay I guess. 75 a year. the 15k spending threshold is an annual thing, not a monthly thing.
Does anyone have experience with the Citi Diamond Preferred card? It caught my interest because it offers 0% balance transfer for 21 months. That's the longest time period I have seen... Bal transfer fee is the usual 3%.
Rotating categories and not being able to redeem unless amount is beyond 50.00 keep it in my drawer. I got it open just for a BT in the past and have not used other than to keep it open with a few dollars here and there. April thru June will use for 5% at Home Depot though.
Thanks. Based on the description on their website it was not clear to me if I can use the redeem points to cash for purposes other than travel or not? So will they simply issue me a credit against the charges or do they need to be travel related charges.
This may be a dumb question, but is it possible to upgrade cards? I have regular BofA platinum plus card with pretty much no rewards. Would I be able to upgrade that particular card to Bank of America travel rewards?
esco23 said: This may be a dumb question, but is it possible to upgrade cards? I have regular BofA platinum plus card with pretty much no rewards. Would I be able to upgrade that particular card to Bank of America travel rewards? Is it possible? Yes. Can you? I dunno, call them and ask if you can product change to a particular card. DW did a PC a few years ago from travel rewards to cash rewards.
esco23 said: This may be a dumb question, but is it possible to upgrade cards? I have regular BofA platinum plus card with pretty much no rewards. Would I be able to upgrade that particular card to Bank of America travel rewards? Yes you can.
I live in Israel, but my income comes from the US. I've done some research and here are my findings, I'd appreciate input. I'm looking for two new cards (VISA or Mastercard, because AMEX isn't accepted in enough places)
For personal use, it looks like the CapitalOne Quicksilver 1.5% back would be the best for me, especially for all of my expenses Israel. For business use, it looks like Citi's Double Cash Back card is the best with 2% back. I could easily spend $100,000 a year on this card (except for HomeDepot and Lowes purchases where we have a ~5% store card discount). I have a Delta Gold Amex which I opened for the points. I'm going to close it soon due to the annual fee. I would like to have an Amex for certain "risky" purchases, because they have amazing charge back support (I got back over $1000 from an illegitimate plumber I hired and fired)
I don't have a car, so I don't need a gas card. I have a Penfed travel rewards, so whenever I book a flight I use that card and get ~4% on Amazon.
I do travel a bit, 2-4 times a year from Israel to the US or Europe. I usually fly the cheapest airlines I can get and use the Penfed card. I would love to rack up points
Am I missing anything here? Is there a better way for me to "earn" more?
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