I complained about the transaction denial with BOA and asked that someone worth their weight implement a form of notification to the customer using the card 1st before any denial. I specifically told them I was on vacation and in an area where the card was used in the past. The transaction amount was for typical spend too. I was with my 9 year old when my Fidelity card was denied, and had to call the bank in the parking lot in front of my kid to fix it so that he knew there was not a problem with his dad. I told the bank on the phone that I instead used one of their competitor's rewards card and they quickly apologized, at 1st not even caring. Just last week there was an announcement from Bank of America that they implemented some form of notification for the customer but you have to sign up, but there is no way for me to determine how to implement that for the Fidelity card as it seems to be off the reservation... If anyone knows how to get it working (i.e. the new notification option) for Fidelity AMEX, please shout out.
Took out the AMEX preferred card not knowing there was a fee. Took it for the 150 after 1k spend. Called & they said if the account is closed within 60 days, it's refunded. Thought I'd share that if it wasn't already.
in2dadark said: Took out the AMEX preferred card not knowing there was a fee. Took it for the 150 after 1k spend. Called & they said if the account is closed within 60 days, it's refunded. Thought I'd share that if it wasn't already. Oh I didn't notice that, thanks for the warning.
princesspool said: tjguitar85 said: I wouldn't waste my tine on any of those except Sapphire Preferred, Ink and Spark. Why not? Please explain. He's a TY point hater, he doesn't like to apply for cards with less than 400 signup bonus, and like many of us hates CapOne except find value in a 2% card. Remove the Citi cards, CapOne card, and cards with like 0-350 and you're pretty much left with those three he said.
you're focusing on % CB even though it's capped at low amounts, he (and I) focus on CB per hard credit pull. I also value mine at around $400 per pull.
Hi Guys. Wondering about getting the Fidelity Visa. 1.5cb for first 15k, then 2%. Basically I see it as a 2% back card with a $75 yearly fee as I will always use it over 15k. Is this the best CB Visa? I do a lot of spending at Costco and they will only accept Visa starting April of next year.
Also, is it a problem getting the Visa when you already have the Amex? With BOA I have the Fido Amex at 45k, and Alaska Visa at $20k. I am hoping they will be okay with me getting the Visa and if the CL isn't great they will let me move some limit around. This sound likely? I have great credit so that shouldn't affect any of this.
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