Did Citi in the past report the old account's history in the new account? I don't want to lose the credit history of the old account.

Just got this in the mail aswell. I'm going to go ahead and do the "upgrade". I've wanted paypass.

Here is mine, it is better than my current card.

Dividend Platinum to Citi Dividend World Mastercard

Same 2% on usual stuffs, 1% other

extra stuffs on top
-No preset spending limit
-Auto Insurance
-Lost Luggage Coverage
-Trip cancellation coverage
-Roadside Assistance
-Price Protection within 60 days
-Theft, fire or accidental breakage coverage
-Paypass
-Personal Concierge service
-no annual fee

I also got this offer. I may take it for the "Personal Concierge" service.

Enjoy exclusive complimentary 24/7 assistance with dinner reservations, entertainment and travel recommendations, and other helpful services around the world.

The only caveat is kind of expected:

The cost of any goods or services purchased in this program would be billed directly to the cardholder's World MasterCard card.

Does anyone have any experience with the World MasterCard concierge? How does it compare to services offered by other cards?

janwad said:I just got my conversion notice. The main thing I noticed is the new card will have 'pay pass' so it broadcasts your info and you can just tap a reader instead of swiping the card.

No thanks, no way. My dividend card is one of my oldest and I hate to lose it.

It says the 'no preset spending limit' just means that each billing cycle, you have to pay off the amount that you spend over your actual limit.

Received the letter also.

I think that this is just a ploy to get cards over to contactless payments. I've used my AMEX blue RFID 0 times, I would image this would be the same.

Lose credit line reporting like Citi Premierpass
Gain "pay pass"

Sticking with the old until forced to switch.

Got the same letter.
I've had my Diamond Preferred for about 3 years and still get the 5%, so it would definitely be a bad deal if the new card lowered it to 2% or 1%. However, the letter does specifically say that you will continue to earn TY points "at the same rate" as you do today. I suppose if they lowered it, we could point to this letter and contest it. Not sure if I will upgrade yet.
Also, the letter also explains the no preset spending limit thing. Seems like there is a limit as before, except that you can go over it up to an amount that is determined by how "good" you've been... and also the amount over the limit has to be paid back on the next due date. I.e. you can go over the limit, but you can't keep a balance over your limit. My take anyway.

Are you guys getting a new credit card number with this offer? I received the same letter for the conversion, but I also got the new credit card on the same day and it has a new number on it. Wondering if accepting the offer would affect average age and credit score- It's not clear if they are cancelling the old account and issuing a new one or just changing the existing one.

I check the Citi site and did not see the Citi Dividend World MasterCard listed. Don't really see the added benefits the way that I use my card. Looks like a lot of "available" services that are just billed to your card at high rates I presume. If the Cash Back % was higher, then maybe, but since its the same, I'll pass.

FatNYC said:I still have the old Dividend card that gives me 5% back in TY points for gas, groceries, pharmacy, etc.I assume that you mean your old Dividend card gives you 5% CashBack, not 5% back in TY points.

gizmotoy said:Although it is possible that these will not show up as another tradeline, you'd have to call Citi to confirm. It is possible to get a new account number while retaining your original account opening date, which may be important to maintain your credit score. Citi lets you jump around between cards pretty freely. My wife's switched cards 2 times now and still maintains her original account opening date even though it is a new physical account number.YMMV, but my experience was the same. I switched from Platinum Select *Visa* to Diamond Preferred Rewards *AMEX*, and still have the account history. The only thing that changed was the number on the credit report.