aandt1999 said:I was logging into my Citibank card online at www.citicards.com and noticed on the offers that cycle through (the 2nd offer) that they are offering the PremierPass card with a 25000 bonus, and 15 month BT (has 3%/$250 cap fee). Note it has a $75 annual fee. This still is a pretty good deal to get 25000 TY points, especially if you can find a way to avoid the annual fee. Originally link was not working but is working now.

Regarding the fee. I just swapped out my elite card (via a phone rep) to a regular one and they said that I would get a refund on the fee and that the TY pts will stay. Hope that helps.

I just tried and got the offer here: http://www.citicards.com/cards/wv/copy.do?screenID=1308&locale=en_US
I am not sure if this would work for everybody.

markkundinger said:Holy crap, 25k TY points and a 0% deal? That's pretty hot. Beats up on the short-lived Chase Freedom deal. Wonder if I can get the offer to show up right on my web browser.

Edit: okay, at this moment, it looks like citibank needs to get their site figured out:

Here is the link page to one of the working offers:
http://www.citicards.com/cards/wv/copy.do?screenID=1320

Here is the link to the busted PPE app:
http://www.citicards.com/cards/wv/copy.do?screenID=1308

Changing the numbers gets you to other random offers, but I didn't see a working PPE link.

Citi Gold is NOT a card - it is a name for account management - you need to have 100K asset with Citi then you become Citi Gold, or if you have mortgage with Citk, your mortgage needs to be 250K, then you become Citi Gold. Just off the top of my head, but you can find details on Citi site.

Nutwood said:tbuccelli said:Nutwood said:Its up and working.
ok deal. dont forget theres 75.00 annual fee. Citi is tuff on waving it even if you cancel card shortly. but you still get 175.00 worth bonus thru TY network.

Just as an FYI, Citibank will waive the $75 fee if you have CitiGold.

Which card is the Citi Gold & does it have a fee ?

ScootyPuffSr said:
1) I value $250 cash over 25K TY points. YMMV
.

25K TY pts definitely = or >, sometimes much > than $250 cash.

For starter, you can redeem GCs which at the $100 and up level, is $1 to 100pt ratio.

Then, in many cases, a ticket to domestic US, incl Alaska, excl Hawaii, and to Canada from your home airport, would be worth more than $250. 25K gets you such ticket, though you need to pay tax and fee. In the worst cases posted, the ratio is 1.5c = 1pt. In the best cases posted, the ratio can go as high as 3c = 1pt. Such tickets also earn miles as basically TY buys the ticket on Expedia. A good illustration would be using the 25K pt for a flight to Alaska in summer time (usually costs $650 and up) If you save the TY pts and redeem for international flights, the value can go quite a bit higher - such as going Europe from West Coast, or going Asia from East Coast...

The above example is for Fixed-Point redemption option. If you choose Flex-Point, then the point is valued as exactly 1c = 1pt.

tashayar said:Ooooooh, I was not planning to pull the trigger on another card but 0% for 15 months AND 25000 pts is just too sweet. Even with the $75 fee, it still means $175 in my pocket.

Decisions, decisions...

Thanks for posting all those links!

tell them to convert it to a free card after the pts post.

I guess this card would be really money for a frequent flyer. 25k points which can be redeemed for a spendy flight, but also, you can use the card to get a ridiculous effective CashBack percentage if you only use it on flights (up to the first 25k miles flown). That's equivalent of like another $200.

Ideally, you'd have another citibank card with a low/no fee balance transfer, and just realloacate credit and use that instead of the high-fee BT deal on this card. (Besides, floating a BT would make getting using the card for plane flights more difficult)

coolbargains said:Well I have to disagree with Scooty on YMMV. Its not YMMV. You can obviously get 250 worth GC or else better off an expensive flight ticket worth more than 250 bucks.

You are certainly free to disagree. I fail to see how $250 in GC are more valuable than $250 in cash. Cash in my money market account earns interest. Gift cards do not earn interest.

Credit cards earn at least 2% back, Gift Cards earn nothing. Credit cards have consumer protections, gift cards to not. Gift cards have extended warranties and best value guarantees, gift cards do not.

I don't think it "obvious" at all that one SHOULD buy a more expensive flight just because one CAN. I have tried to find a ticket where I WANTED to go for over 2 years with TY points and I have yet to find one where I could redeem > $.01/TY point.

i3ighead said:
Regarding the fee. I just swapped out my elite card (via a phone rep) to a regular one and they said that I would get a refund on the fee and that the TY pts will stay. Hope that helps.

How long did you have the PPE card before you made the swap?

ScootyPuffSr said:25k points which can be redeemed for a spendy flight, but also, you can use the card to get a ridiculous effective CashBack percentage if you only use it on flights (up to the first 25k miles flown).

I was told that loop hole had been closed from several different sources. I was told that flght points can only be matched by purchase points, NOT account opening points.

I agree one earns a ridiculous amount of flight points per $ spent for plane tickets. However, in order to redeem those points you have to earn purchase points and the effective pt/$ is not that great in my opinion for PPE.

Are you saying that you can only get the "fixed flight option" with 25k TY points if those points were accrued as purchase points? I haven't seen that anywhere in TY Network's Ts&Cs. It appears that they treat all available points in your balance the same...i.e. available to redeem for GCs, products, flights, etc.

ScootyPuffSr said:Are you saying that you can only get the "fixed flight option" with 25k TY points if those points were accrued as purchase points? I haven't seen that anywhere in TY Network's Ts&Cs. It appears that they treat all available points in your balance the same...i.e. available to redeem for GCs, products, flights, etc.


No, I'm not saying anything like that at all. Those 25K TY points are TY points and can be used any way that TY points can be used.

They are NOT, however, purchase points and therefore if you have 25K in flight points banked, waiting to be matched by purchase points, you can't (as I understand the rules) use THESE 25K TY points to pull the banked flight points into your TY point balance.

Hmmm I did not know that. My last bonus posted as purchase points but the flight points have not shown up in my account yet. I will post here and let people know if I was able to bank the flight points to match the initial bonus.