timothy86 said:Thanks Dolmar, just opened one.

Now I have an e-savings, ultimate savings and ultimate money!

Whatever one is highest I use and the rest sit at $1.

I don't know why Citibank is confusing everyone with their savings accounts.

I went from 5% -> 4.75% -> 4.5% -> 4.65% -> 5%

Wish I didn't have to have so many savings but oh well.

If Ultimate Money counts towards Thankyou points, then is there any reason to keep the E-savings acct open?

edit:
doh... I converted my checking package from EZ-checking to "The Citibank Account" last year to get the higher Thankyou Points.
i MUST have EZ-checking to go with Ultimate Money?

My CSR mail confirmed that you can have the UMA with any type of relationship (ez-checking, Citibank account, whatever). The signup deal is just to get ez-checking with no min balance or direct deposit requirement, I think.

dolmar said:So for example if you have E-Z checking, E-Savings and Ultimate Money Account you can pull out $3K total per day between all 3 accounts.
Wait, have you tried this? I would have though that the limit was per ATM card, not per deposit account. But if splitting them up this way really works, then that would be a hell of a way to do some damage at a casino. And of course, if you're at a Citibank ATM, you could even transfer the funds from the UMA to the other accounts, then withdraw (not so sure if I'd want to carry around 3 grand in 20's.)

markkundinger said:Wait, have you tried this? I would have though that the limit was per ATM card, not per deposit account. But if splitting them up this way really works, then that would be a hell of a way to do some damage at a casino. And of course, if you're at a Citibank ATM, you could even transfer the funds from the UMA to the other accounts, then withdraw (not so sure if I'd want to carry around 3 grand in 20's.)

100% sure how ATM limits work as last year while in Vegas I need cash over the weekend. I hit up an ATM for my limit out my checking account then moved money to my MMA and contunied to withdraw more cash.

zimaman said:What is this "Reserved(as of June 1)" account?

Citibank is intruducing two new levels on June 1st. Citigold Enchanced and Reserved. I posted the PDF for reserved benfits in CIS > SB thread and listed new Citigold Enchanced benfits and Reserved in Citigold thread but here they are in a nutshell.

Citigold Enchanced $500K+ with 1st mortgage balance/cash/brokerage:
6 ATM rebates per month max $10 rebates
$5K ATM limit per day per account withdrawl
free outgoing fed wires

Reseved is $500K+ cash/brokerage balances addes following:
unlimited ATM rebates per month at max rebate of $3.50 per rebate
free Quicken investor download
free SB Bill Pay
free SB Quicken bill pay
fee waivers for all brokerage annual fees
free divident re-investment
free computer checks

It doesn't matter when your statement date is, as long as you do 2 a month. You could do the two on the same day if you want.

I picked 5th and 25th only because my statements all close on last business day of each month.

Btw timothy86 you can not pay same payee 2X on the same day that will count as 1 bill pay as Citibank system will recognize the fact you made 2 payements to same payee on the same day and combine them into 1 bill pay. You can pay 2 different payees on the same day if you want or the same payee on 2 different days. As long as you make a min of 2 bill payments durning your statement for any amount you will earn 5%.

Does anyone know if I do a billpay to a Citibank credit card (mastercard - which is considered an internal transfer rather than a billpay) will it count as a billpay transaction ? I mean it is a billpay, but because it is owned by Citibank, they call it an internal transfer.

Has anyone been able to make their "Ultimate Money Account" their primary savings account for their atm card?

I called Citi asking them to do this for my account and was told they "dont support" having the UMA account as your primary savings, and you can only access the account by citibank.com, citi phone banking, or at a teller, or possibly at a citi atm, but absolutely not at a non-citi atm.

Nevermind

Kien said:Does anyone know if I do a billpay to a Citibank credit card (mastercard - which is considered an internal transfer rather than a billpay) will it count as a billpay transaction ? I mean it is a billpay, but because it is owned by Citibank, they call it an internal transfer.Billpay to a Citi Visa or MasterCard counts as an internal transfer (for TYP purposes), even if you've set the credit cards up in the bill payment section rather than linked them with your banking relationship. However, billpay to Citi AMEX counts as a normal billpay.

I have a Citi AMEX, Visa and MasterCard, so I'm speaking from personal experience.

To ATT universal card also counts as a payment.

ipmeac said:Kien said:Does anyone know if I do a billpay to a Citibank credit card (mastercard - which is considered an internal transfer rather than a billpay) will it count as a billpay transaction ? I mean it is a billpay, but because it is owned by Citibank, they call it an internal transfer.Billpay to a Citi Visa or MasterCard counts as an internal transfer (for TYP purposes), even if you've set the credit cards up in the bill payment section rather than linked them with your banking relationship. However, billpay to Citi AMEX counts as a normal billpay.

I have a Citi AMEX, Visa and MasterCard, so I'm speaking from personal experience.