Alimo said:Not sure about the Starwood card. If you're making a decent amount off bonuses, then it's fine. For the CitiBus TYN card, click on the card and click "Apply Now." When the application loads, either press Back on the browser or close the window/tab. A pop-up will come up with an offer to get 5000 additional TYP's on top of the 10k original TYP's. Basically, the pop-up link gives you 15k TYP's instead of 10k.

They give you 15k TYP up front now, and the popup opens then immediately closes when you navigate away (it almost looks like the website development team 'shorted out' the page that opens in the popup with javascript that automatically closes the window onLoad instead of just removing the popup javascript on the application page; its not a popup blocker doing this).

For the Citi PremierPass card, ask in the newbie thread if you apply for the PremierPass Elite card and get denied, whether you automatically be considered for the regular PremierPass card. If yes, go for the PremierPass Elite AMEX card. It has a $75 annual fee but you get 20k TYP's instead of 10k. After the first year, downgrade it to the regular PremierPass card.

Will do...

Also, if I see right, you don't have a good every day card. I think you'll need good scores for the Citi Platinum AMEX card, but if you get it, it's a really nice card. 15k TYP bonus, $125 annual fee waived for 1st year, lots of benefits, and for the first 24 months you get 5TYP's for every $1 spent on supermarkets/drug stores/gas stations and 3TYP's for all other purchases.

I do have a good collection of everyday cards. My Citi Rewards card pays me 5% for groceries (which thanks to Bush/Iraq/Congress/An invisible pink unicorn/etc groceries have skyrocketed even after I've cut back my delicious eating habits), my Household card does 2% on everything, and my Amazon card (which I do a fair bit of purchasing through Amazon) pays me 3% on Amazon purchases. That Citi Platinum AMEX pays 5% on groceries and 3% on everything else (for 24 months), so the only card it'd really replace is my Household 2% card.

If you're a college student, Citi's mTVU card for college students is a good rewards card as well.

I'm not a college student.

Don't load up on Citi cards and apply for like 6 cards, but consider the ones that are good everyday cards.

I'm not. As far as I know, I can do 2 personal cards, 2 Professionals, 2 business cards, and 1 Associated Bank. I currently have 1, 1, 0, and 0 (in that order), so I still have room for 1, 1, 2, and 1 (in that order), and I'm not going after another Pro (I think I'd be denied because my current Pro is only 6 months old)

One last thing; don't get your hopes up for any of the business cards. The Citi Professional card might help but I wouldn't be so sure. Just know if you get any, you're lucky.

I have a WAMU Bus, so its not like my Bus report is empty (though I haven't figured out how to actually check it). And my Citi Pro reports to my personal report anyhow, its really a personal card issued by Citi's bus credit department.

Well, when I got my Pro card that trick was available, and there wasn't a straight forward method. Now, if I just go straight through citicards.com to apply (no special offers or links) it offers me 15k TYP straight up for the CitiBus TYN. Maybe something new?

markkundinger said:That's for the business card, not the pro card.

Why are you still posting when you haven't finished submitting your apps yet?

This isn't an AOR thread:

craftsmd said:DiabloD3 said:BTW, elleve, don't you have anything better to do than red my posts in my own AOR thread?

Probably because this isn't an "AOR Thread"...it's more of a slow-motion train wreck in progress...

I was under the impression you were a college student and I've been approved for a Professional card but not Business so I was just going off my experience. What I meant with applying for 6 Citi cards was taking what you had listed plus taking mine/other's recommendations (if they give any).

Anyway, your AOR looks to be pretty thought out. Good luck with paying off the current balances and getting it started.

Change *which* TYP deal? Citibank has been offering 15k on Citibusiness and CitiProfessional cards for 2 years now, it's been a fairly stable deal.

Ugh. My balances are not as low as they should be, my credit score (all three are between 700-710) are not as good as they should be, but I'm going to try and see if I can do this. I'm seriously tired of waiting, and the fact that this is clearly an imperfect AOR situation should provide interesting data points.

Also, I'm going to try shuffling Citi money through my HSBC debit card, it should still work if it worked for others recently in the past few months.

DiabloD3 said:AMEX Blue... denied. (This is not turning out well at all)

Citi Business TY... further processing needed (probably denied)
Citi Professional (wasnt on list, trying anyhow)... further processing needed (probably denied)
Citi Associated Bank card... further processing needed (probably denied)
Citi PremierPass AMEX... further processing needed (probably denied)

Discover More... further processing needed (probably denied)
Skipping Discover Business

Chase Business Rebate... futher processing needed (probably denied)
Chase Platinum Mastercard... APPROVED, HOLY CRAP
Chase Platinum Visa... APPROVED, HOLY CRAP

Skipping US Bank Linux
US Bank Irish..... further processing needed (probably denied)

BOA NEA.... further processing needed (probably denied)
BOA Platinum Plus.... further processing needed (probably denied) (used [S=this link]https://wwwa.applyonlinenow.com/USCCapp/Ctl/entry?sc=FAAH8J[/L] instead)

Capital One Business Platinum No Hassle Cash... denied.

This AOR seems to be a failure.Although they both start with "d", 'deferred' in no way indicates 'denied'.

Oh f#@%.

Current Inqs:
Equifax: 2 (up from 1)
TransUnion: 4 (up from 0)
Experian: 17 (up from 8)

I wonder if I could dispute hard inquiries and get away with it.

Glich99, whats the big DB that everyone is using for pull reports? I know creditboards has one, but I don't think anyone adds to it anymore

DiabloD3 said:
Edit: I tried something really funny to see if it'd work... I applied for an HSBC Platinum 12 mo 0% BT /w $75 max fee right after I made this post, and they approved it for $3500. I guess space monkeys can work both ways, that makes three cards I know I've been approved for.

Personally, it sounds like you may have an addiction. You really shouldn't be applying for credit for fun, without a plan. Please pull back and breathe.