TransUnion
08/28/2008 CAP ONE

TransUnion
08/28/2008 CHASE

TransUnion
08/28/2008 FIRST USA NA

Chase ID Protect is now displaying them.

Edit: Yes, there were four earlier, I'm not sure what happened to the fourth one, it was generated on the 28th like the rest.

DiabloD3 said:I'm convinced hard inqs do pretty much nothing to your score.

My balances are almost unchanged from last month, yet watch this (scores, followed by inqs)

            Equifax    Experian   TransUnion
Last month: 704, 1     701, 8     700, 0
This month: 698, 3     688, 17    704, 3

Bottom line, its impossible to identify how much effect any single item has on your score, because you history is constantly changing and aging - no two days are exactly the same.

Ouch. I just used the phone numbers as per this thread.

3 Citi denied, 1 still being processed
2 Chase approved, 1 still being processed
1 US Bank still being processed
2 BofA still being processed.

CapitalOne and Discover were insta-denied, as I mentioned previously.

Wait until the rest of your apps shake out befor emaking the decision.

DiabloD3 said:Dear FWF geniuses, Chase is still offering me BT offers on my Amazon card, which is now $19.5k... 0% /w $75 max fee and I have to pay it off before July 1st (so... 10 months), or 3.99% /w $75 max fee until paid.

Should I try for either?Wait until everything shakes out. You can reallocate from yoru new chase cards to the Amazon (or from the Amazon to one of your new 12-month offers...) for an even larger BT?

Some guy from BoA just called (didn't sound like he was having a great day), and they decided after reviewing my application that I would be denied the NEA card. He didn't bring up the other application, so I let him go, and called the BOA number in the above thread. I got a lady and she let the Platinum application go through for $5k, and then immediately offered me one of their Am3x products and got that at $2.5k. All in all, today has not been a bad day.

The 3rd Chase application is still being reviewed, and I haven't checked up on the Citi Associated card or the US Bank Irish card again yet.

So, assuming that this is all I get, I have $4.5k and $4.5k due to Chase, $4.5k due to BoA, $3k? due to HSBC, which if I keep it invested at 3.5% (not factoring in monthly payments) thats $578, plus $50 due to CardSelections, plus $50 statement credit on the BoA Platinum (which does include making a BT), minus $120 (BoA Platinum), $75 and $75 (Chase), minus $75 (HSBC): that leaves me about $627.

So I guess for my first AOR, if this is as far as I get, this isn't bad.

US Bank just emailed me denying my card. So its now down to the Associated card.

I didn't mean to really give "hour by hour" updates, I just add stuff so I don't forget to add it later on.

This is rather strange, Bank of America did hard inqs after they issued me the two cards (and processed the two applications, denying one)

Experian
09/08/2008 BANK OF AMERICA

TransUnion
09/03/2008 BK OF AMER

this is after:

Experian
08/28/2008 BANK OF AMERICA (the day of the AOR)

WTF BOA.

You can't see CS cash rewards unless you're logged in, and only some issuers have an advertising program.

You should be able to go to http://cardselection.com/issuers/chase and see in the upper right corner "Welcome, Username", and all the cards should have cash reward symbols above the apply button. If you don't see these, you're not logged in.

Double check to make sure you aren't accidentally eating cookies somewhere through maybe an over-zealous ad blocker or you simply have them turned off.