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Diablo's AOR [Stage 3: BT money now sitting in account] Archived From: Finance

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alert mods    
   posted: Nov. 2, 2008 @ 2:04p

Now for the November updates:
EQ: 629
EX: 600
TU: 623
PFICO: 630

EQ: 3 inqs (WTF BUMP OFF ALREADY)
EX: 16 inqs (10 in the past 6 months)
TU: 0 inqs (ALL HAIL THE HYPNOBUMP)

All of the reports now reflect the full impact of the AOR.


alert mods    
   posted: Nov. 2, 2008 @ 3:26p

DiabloD3 said:All of the reports now reflect the full impact of the AOR.I should hope so, those score are terrible. Me thinks you are on borrowed time, best be looking for the inevitable hatchets that are coming your way.


alert mods    
   posted: Nov. 2, 2008 @ 4:26p

Actually, its funny you say that... I've been waiting for the hatches for two months now. Come on banks, wheres my AA?! No AOR is complete without some!


alert mods    
   posted: Dec. 1, 2008 @ 12:26a

Hi, my third AOR is coming to its successful end in February. I have been curious how does the current crisis affect creditors' ability to issue high CLs. Any one had experience with trying to do new AORs after the market plunged?


alert mods    
   posted: Dec. 1, 2008 @ 1:35p

I wouldn't try now, p505. Wait for another year before everyone forgets about the Credit Crisis of 2008 or whatever Fox News/CNN/MSNBC is spinning this as.


alert mods    
   posted: Dec. 1, 2008 @ 9:02p

December update:
Equifax: 650, 3 inqs
Experian: 622, 16 inqs
Transunion: 631, 0 inqs
PFICO: 608

My scores have gone up since last time.


alert mods    
   posted: Dec. 4, 2008 @ 5:17p

Chase sent me a letter: they have lowered my credit limit on my Amazon card from $19.5k to $16.2k. There is currently $15,652 on it with a $616 payment pending on it.

I also noticed theres a $50 statement credit on my BoA card. I wonder what thats for.


alert mods    
   posted: Dec. 11, 2008 @ 8:58p

To all those who say you can't bump Eq using two services are wrong: it took me months, but I finally bumped all the Eq inqs off.


alert mods    
   posted: Dec. 11, 2008 @ 9:20p

Are your TU inquiries back? In the "Transunion Associate" thread people are reporting that their inquiries have come back, yet again.


alert mods    
   posted: Dec. 11, 2008 @ 9:46p

My TU inqs have been gone for a long time, and they haven't been back.... yet, anyways.


alert mods    
   posted: Jan. 3, 2009 @ 9:08a

My TU inqs are still gone if anyone cares.

Citi has recently cut my Citi Professional down to $1,970 from $10,000 and is reflected on these credit reports. I'm not sure why Ex is so low yet the others aren't (and TU has gone up significantly)

Jan update:
Equifax: 649
Experian: 604, 16 inqs, 10 that are less than 6 months old
TransUnion: 644
PFICO: 640


alert mods    
   posted: Jan. 20, 2009 @ 11:50a

Well this is interesting. I just looked at my Chase account (to see if my WaMu cards show up yet, they don't, apparently the transition is in March).... my Amazon card now has a limit of $15k, and my two other Chase cards have a limit of $4k each. I guess Chase is really sorry about loaning me that money now.

I expect both my WaMu cards to be closed as well.


alert mods    
   posted: Mar. 1, 2009 @ 6:03p

As you noticed, I have not been updating the scores. I gave up doing it because Experian has jumped ship over at myFICO, and I no longer have my PFICO score. So, screw it. It was eating into my profits anyhow.


alert mods    
   posted: Mar. 9, 2009 @ 3:53p

I've added my WaMu personal card to my Chase account, and noticed they kept it at $500. Heh.

I can't figure out how to add my WaMu Business card to my Chase account because they (very stupidly) created one for me, even though they added my WaMu personal card to my normal account fine. They kept that card at $3k.


alert mods    
   posted: Mar. 12, 2009 @ 11:04p

I may start keeping track of my score with CreditKarma, but it obviously doesn't line up perfectly.

July: 736
Aug: 757
Sep: 717
Oct: 624
Nov: 611
Dec: 624
Jan: 625
Feb: 625
Mar: 663

So, it seems I'm starting to climb back up.


alert mods    
   posted: Mar. 12, 2009 @ 11:22p

shut up already


alert mods    
   posted: Mar. 12, 2009 @ 11:23p

wow, 611! i know ex-cons with better scores! lol...mine took a 35-point hit TODAY, and i feel like an absolute deadbeat (Citi is reporting my 20k balance, but no CL!)...part of the game i guess.


alert mods    
   posted: Mar. 13, 2009 @ 1:16a

solarUS, its not a real score. Notice in November, TU was actually at 623.


alert mods    
   posted: Mar. 13, 2009 @ 5:35p

DiabloD3 said:solarUS, its not a real score. Notice in November, TU was actually at 623.
LOL, nevermind then, 623 is a million miles from 611. dont know what i was thinking.


alert mods    
   posted: Mar. 13, 2009 @ 5:45p

Diablo has 693 posts...probably all in this worthless thread.


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