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$100 Bonus for opening Bank Of America Free Checking (For Credit Card Customers Only) Archived From: Finance

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So has it been determined if its a hard pull or soft for *existing* card holders who have this offer showing on their online accounts?


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TheWalL said:So has it been determined if its a hard pull or soft for *existing* card holders who have this offer showing on their online accounts?

I live in North Jersey.

I got a hard pull on Transunion.

Existing credit card customer.


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In terms of funding the min balance for the account. Do you have to fund the money online such as transferring from an existing account or can you physically go to the bank and deposit that money?

and does anyone know when this offer expires?


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If i fund this with a credit card by doing "online transfer", does that go through as a cash advance or a charge?


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Quick and easy, thanks OP, funded with a $25. charge on a BofA CC...


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Oops! I didn't see the minimum $25 to fund, and I only funded $5.
Can I deposit extra $20 when I get the account to get the bonus?


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curiousmiles said:Oops! I didn't see the minimum $25 to fund, and I only funded $5.
Can I deposit extra $20 when I get the account to get the bonus?


Yes. You have to fund $25 within the first 30 days.


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I don't have a BoA Credit Card. Can I get in on this deal?


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mauricer said:and before someone asks.
2. According to the BOFA rep, if you are a current customer it is a SOFT pull.

The first I can attest to as i just did it, the latter I cannot comment as It doesn't reflect that fast in the CB.


Nope, it's a HARD pull, even if you're a current credit card customer.


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billybwilde said:mauricer said:and before someone asks.
2. According to the BOFA rep, if you are a current customer it is a SOFT pull.

The first I can attest to as i just did it, the latter I cannot comment as It doesn't reflect that fast in the CB.


Nope, it's a HARD pull, even if you're a current credit card customer.


Were you logged in when you signed up for the account?


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Are we sure this offer is valid for those who have not received it directly from BoA?

If it turns out to not be valid, will we receive any notification other than simply not receiving the $100?


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Warning about BofA: They charge you for everything!

Go with WAMU!


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BigBroncosFan said:Warning about BofA: They charge you for everything!

Go with WAMU!
Please stop threadcrapping. This thread is not a referendum on BOA's practices. Besides, if and when WAMU comes out with a $100 account opening special, please post it here. Otherwise, your comment is completely off topic here.


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9000 said:Are we sure this offer is valid for those who have not received it directly from BoA? I found out about the offer from this thread, opened an account and have already received the $100 bonus. Further, the terms of the offer do not say anything about receiving it directly from BOA.


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LawDawgAtl said:9000 said:Are we sure this offer is valid for those who have not received it directly from BoA? I found out about the offer from this thread, opened an account and have already received the $100 bonus. Further, the terms of the offer do not say anything about receiving it directly from BOA.
If it's only offered in certain states, you might be in one of those. Would it say if it was only offered in certain states?

The reason I'm concerned about this is that the code I was given was CH100CSP instead of CH100CTA. But my offer is vague, with a vague implication that it might or might not be free without direct deposit. But what if each code is only valid in some states? Might we lose the $100 by using the wrong code?

How long did the $100 take? Did you receive any indication that you would be receiving it, such as an email saying you qualified and had to wait 50 days or whatever?


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tim1 said:..... and($15 for online banking test drive).......

Can you please elaborate on the $15 for online banking test drive?


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dodgeman007 said:Fiver said:Can you convert an existing account to this offer?


did you even finish reading the first post?

"only valid only for new MyAccess Checking® accounts"


Depending on semantics, a conversion from another type of checking account could be taken as opening a "new" MyAccess account since I've never had one before. My question is still valid.


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9000 said:If it's only offered in certain states, you might be in one of those. Would it say if it was only offered in certain states?

The reason I'm concerned about this is that the code I was given was CH100CSP instead of CH100CTA. But my offer is vague, with a vague implication that it might or might not be free without direct deposit. But what if each code is only valid in some states? Might we lose the $100 by using the wrong code?

How long did the $100 take? Did you receive any indication that you would be receiving it, such as an email saying you qualified and had to wait 50 days or whatever?
ALL the terms of the offer can be found by following the link in the OP. BOA does not sent out emails saying that you've qualified for the offer. If you are concerned about it, after the account is established send them an email through online banking to confirm that their records reflect the offer code. I received my $100 within 2-3 weeks from account opening.


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Also posted in the BofA Master Thread.

FYI, I funded my account in April and have already received the $100 bonus.


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dustin72 said:Also posted in the BofA Master Thread.

FYI, I funded my account in April and have already received the $100 bonus.


Oops. Sorry about the double post.


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