motionbord said:Was also told by CSR that credit card initial deposit would be considered a "cash advance".

just goes to show CSRs don't know what they're talking about half the time... i don't believe anything they say unless they can cite some terms to back up what they're saying!!

sweeety said:davef139 said:9000 said:Anyone confirm the initial cc deposit does/doesnot count as cash adv on a boa cc

i've read on other threads that funding with a boa cc will count as a purchase (up to $1000 i believe). i just funded mine with a chase cc and it showed up as a purchase.</blockquote>

how much did you fund? I read from another BoA thread that anything over $25 didn't work.</blockquote>

I also don't understand how you fund the account with a credit card. Did it give you guys an option to do so when you signed up? I couldn't find anything about it online and when I asked a CSR I was told that it would be a cash advance. If not I'll have to fund another way because I'm currently out of the country.

is there a deadline to apply for this account that we know of?!?

Does anyone know what the default pin # is on your atm card

I wouldn't waste you time on this offer, I did the $75 bonus offer, kept emailing them to find out where my bonus was. They refuse to honor it. I opened the account with $100 deposit via PayPal, even setup direct deposit which wasn't required. They claim oh I'm sorry we have no record of that promotion! What a crock, not to mention they charged me $2.00 eveytime I used someone else's ATM, no other banks I use charge this stupid fee IN ADDITION to the bank's ATM machine I used (that I can understand). Check out their response:

Thank you for your inquiry dated 6/10/07 regarding promotional
incentive. We apologize for any inconvenience you may have experienced
and we will be happy to assist you.

Upon further review, our records indicate that your account does not
meet our eligibility for the promotion in question due to the following
reasons:

- We were unable to locate a promotion code similar to the one
mentioned in the e-mail.
- There was no minimum initial deposit of $25.00 upon opening the
account.

We value you as a customer and appreciate your business. If we may be
of further assistance, please contact us again by e-mail. Thank you for
choosing Bank of America.

Sincerely,

D. Terborg
Bank of America

I told them if they aren't going to honor their promotion I will be closing my account and reporting their bait and switch "promotions" to the state.

kenblakely said:I signed up to open an account and used a Chase card to fund it. The card has been charged, but I haven't gotten any info yet on how to access the account. Status on other FatWalleteers?An ATM card and a PIN will arrive in a few days in the mail. You might need to add the account to your online profile. You can check the status of the application at 1.888.383.7500 between the hours of 7:00 a.m. and 10:00 p.m. Eastern Time Monday through Friday or between the hours of 8:00 a.m. and 5:00 p.m. Eastern Time on Saturdays and Sundays.

Does BOA actually report the bonus dollars on the 1099? That'd make this much less attractive (about 45% less attractive, given that's the marginal tax rate for me and most people..)

thought it had to be over $600?!? or is that a certain type of 1099?!?

telflonmail said:davef139 said:Does anyone know what the default pin # is on your atm card

You should get it as separate snail mail letter - usually a day before before you receive your card. (It's in one of those envelopes you need to tear the sides off )

edit: changed emotion....

I didn't get the PIN after 4-5 days of getting ATM card either. So I went to a branch today for setting up the PIN. The teller told me that this account will have monthly fee except direct deposit. However, she set up my account somehow so that the fee is deferred for 5 years. I'm still waiting for $100. Now it is week 3 after applying.