Yes I am a new member so make of me what you will but I signed up for the MMA about 10 months ago and its doing just fine for us.

I have been watching all these chats and blogs and stuff for about the same amount of time and the one thing that I have not seen yet is someone who is on the program and thinks it doesnt work.

If this was such a scam you would think they would be all over the place.

It seems to me that most people who are naysayers about the program have not tried it, have not really researched it and honestly know nothing about it. they seem to have a such a big personal ego that it seems they couldnt have possibly missed something like this as smart as they are.

As I said im a new member and of course im biased as I am on the program but I dont sell it, its just doing its job for me.....I dont really care if you buy it or not.

Max

Still waiting...

Some one is ready to listen and learn, Great

Do the math, do the math... show me show me... prove it… almost everyone on this blog is wasting their time either asking to see the math or wasting their time proving it. The math is simple, one plus one equals two… pay your mortgage in 30 years and pay double the cost of your home or pay it in 10 years and save, yes save thousands, not to mention you will have NO mortgage, just taxes, insurance and the regular keep up cost.. you can rent out your home make a profit and buy another home and do it all over again three times in the same about of time you would have paying the 30 year mortgage. There is no need to give dollar figures and scenarios. So this is for people who have a 30 year fixed mortgage and who need to know how they are getting ripped off and want to know how to beat the system saving thousands.

Why waste your time with the detail numbers in order to get the most out of this concept, that is the reason why you buy the program and the cost, well investing $3,500 to save $200,000 or more is a great investment… and about the commission the reps make, well that’s great, you mean I can become a rep too and share this program with a few family and friends and make enough to cover the cost of the program or more and I can feel great about it knowing I have helped them out and I can show them the same, that’s the math I like. MLM (Network Marketing) is the future for those of you fools who do not see it and this is only a 2 tier commission structure. Network Marketing has made more millionaires than doctors, lawyers and CEO’s put together, however this is not about MLM’s, so I will go back to the MMA and save that for another blog. Back to the “math”

Question 1; does anybody know how much interest one would save it they paid just one time lets say $5,000.00 to their 30 year fixed mortgage in one month?

Question 2; does anybody know how much interest you pay when you take out $5,000.00 in a traditional HELOC and pay it off right away?

It’s simple math, who has the answers?

The hard math that all you are trying to figure out is regarding compound interest and time, the banks know this math all to well and I cannot blame them, their smart, I just don’t get it when people learn about this and still think paying off their mortgage in 30 years is fine, they think that the tax advantages is a great savings. Do I need to know the compound interest calculations regarding the most efficient time to pay my mortgage in order to beat the system and spend time calculating that, no...? let the program do it as one person mentioned people have paid that and more to financial advisors which most of them do not tell you what I am telling you know for free and then offer you commission as well! It’s simple, don’t be a fool. I am waiting for the answer to the math questions above this way I will know who I can continue this thread with and who I can ignore.

E101 said:Some one is ready to listen and learn, Great

Do the math, do the math... show me show me... prove it… almost everyone on this blog is wasting their time either asking to see the math or wasting their time proving it. The math is simple, one plus one equals two… pay your mortgage in 30 years and pay double the cost of your home or pay it in 10 years and save, yes save thousands, not to mention you will have NO mortgage, just taxes, insurance and the regular keep up cost.. you can rent out your home make a profit and buy another home and do it all over again three times in the same about of time you would have paying the 30 year mortgage. There is no need to give dollar figures and scenarios. So this is for people who have a 30 year fixed mortgage and who need to know how they are getting ripped off and want to know how to beat the system saving thousands.

Why waste your time with the detail numbers in order to get the most out of this concept, that is the reason why you buy the program and the cost, well investing $3,500 to save $200,000 or more is a great investment… and about the commission the reps make, well that’s great, you mean I can become a rep too and share this program with a few family and friends and make enough to cover the cost of the program or more and I can feel great about it knowing I have helped them out and I can show them the same, that’s the math I like. MLM (Network Marketing) is the future for those of you fools who do not see it and this is only a 2 tier commission structure. Network Marketing has made more millionaires than doctors, lawyers and CEO’s put together, however this is not about MLM’s, so I will go back to the MMA and save that for another blog. Back to the “math”

Question 1; does anybody know how much interest one would save it they paid just one time lets say $5,000.00 to their 30 year fixed mortgage in one month?

Question 2; does anybody know how much interest you pay when you take out $5,000.00 in a traditional HELOC and pay it off right away?

It’s simple math, who has the answers?

The hard math that all you are trying to figure out is regarding compound interest and time, the banks know this math all to well and I cannot blame them, their smart, I just don’t get it when people learn about this and still think paying off their mortgage in 30 years is fine, they think that the tax advantages is a great savings. Do I need to know the compound interest calculations regarding the most efficient time to pay my mortgage in order to beat the system and spend time calculating that, no...? let the program do it as one person mentioned people have paid that and more to financial advisors which most of them do not tell you what I am telling you know for free and then offer you commission as well! It’s simple, don’t be a fool. I am waiting for the answer to the math questions above this way I will know who I can continue this thread with and who I can ignore.I am sorry, I am a simple person, math was never my strong suit, and even this simple math is too hard for me. Could you walk me through this, step by step?

Thanks in advance!

Otherwise I think the answers are

1) If I pay $5000 to my mortgage I will save alot
2) And if I take out an HELOC for $5000 and pay it off right away it will cost me $0

Is that right?

If this fool(me) has $200,000 in principal on my mortgage left the only way to get rid of that principal is for this fool (me) to pay $200,000. This fool don't need software to do that. The sooner this fool pays it off the less interest this fool will pay. This fool don't need software to do that. Now if your software spits out $200,000 to apply to this fool's principal I am in and this fool guarantees I can get every poster here to commit as well. You just said software will tell this fool how much this fool can pay over 10 years to get rid of my mortgage. This fool can look at an amortization table or a calculator and do the same thing.

Darn I am a FOOL

E101 said:Good question now someone is thinking. The reason why not just pay off the mortgage quickly is because most people can’t afford or if they can do not have the discipline to do so and further more do not have the time to calculate how to do it in the most efficient matter with the money they earn and the money they need to spend. We are talking real world here not just math equations.

So if I can't afford to pay an extra $100 mortgage your software is going to get me $100. Expenses right now are $3000 and housing payment is $1000. I take home $4000. please tell me how the software can help me.

If you had $200,00 to pay off your mortage and you paid it then you are no fool at all, good for you but I am pretty sure most of us do not have that kind of money, this is were the MMA comes to play.

You will need more than an extra $100.00 a month to pay off your mortgage in 10 years or less.

E101 said:If you have such a budget then the program will not help you, neither would any program, you have any discretionary income. You need more income; I suggest you start a home based business.

So if I have discretionary income of $1000 your software will tell me to pay the $1000 towards my mortgage. I need software to tell me that?

E101 said:Good question now someone is thinking. The reason why not just pay off the mortgage quickly is because most people can’t afford or if they can do not have the discipline to do so and further more do not have the time to calculate how to do it in the most efficient matter with the money they earn and the money they need to spend. We are talking real world here not just math equations.You are talking to FWF here, not the mythical "typical American".

On any forum, it's common courtesy to search and read the existing thread first and you calling people fool? You have add nothing new and we see the exact MLM sales pitch before.

Hell, give me $3500 and One of These I'll make sure you pay off your mortgage sooner.