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Bank of Toledo 3.01% Hometown Reward Checking Account (not even close to worthwhile now). Archived From: Finance

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alert mods    
   posted: Oct. 9, 2008 @ 5:33p

Nice!

Has anyone else received an email from SBoT with a subject line of "Even More Rewards" that contains the email address of every person with a Hometown Rewards Checking account?

So much for SBot respecting the privacy of my email address.


alert mods    
   posted: Oct. 10, 2008 @ 9:02a

No doubt that was intended to be bcc'd to everybody. Just be thankful you did not receive 200 reply to all messages chewing them out for making the mistake.


alert mods    
   posted: Oct. 10, 2008 @ 2:42p

Funny, I thought there'd be more Hometown Reward Checking accountholders than those in the distribution list. Perhaps not everyone was included.

If you value your privacy, this is a good reminder to set up an e-mail account for stuff like this, in case things go awry. I probably wouldn't use my FWF user name for my e-mail name, either.


alert mods    
   posted: Oct. 10, 2008 @ 2:56p

I value my privacy. Does that mean I should use an E-mail address that ties to my FW name, or to my Real name? Or just a random name?


alert mods    
   posted: Oct. 10, 2008 @ 3:01p

DavidScubadiver said:I value my privacy. Does that mean I should use an E-mail address that ties to my FW name, or to my Real name? Or just a random name?
Probably the latter, although I'd say "different" rather than "random." Look at it this way: Would you mind FW users sending you e-mails if a slip-up occurred like this one? The answer to that question would tell you which way to go.


alert mods    
   posted: Oct. 10, 2008 @ 5:17p

Since I have gmail, it went into my spam folder. Did anyone get in touch with them to teach them a lesson about bcc?


alert mods    
   posted: Oct. 10, 2008 @ 6:09p

cjdtech said:Since I have gmail, it went into my spam folder. Did anyone get in touch with them to teach them a lesson about bcc?Yes, here is Donna's response:

"I understand your concern. Corrective measures have been put in place so that this does not happen again."


alert mods    
   posted: Oct. 13, 2008 @ 8:56a

They don't actually understand the concern. Its not just that email addresses may be sold, but that some people use their banking e-mail address as their username, if not at SBoT than at other banks. That compromises 1/2 the log on security process for a lot of people.


alert mods    
   posted: Oct. 13, 2008 @ 9:04a

gwu1986 said:cjdtech said:Since I have gmail, it went into my spam folder. Did anyone get in touch with them to teach them a lesson about bcc?Yes, here is Donna's response:

"I understand your concern. Corrective measures have been put in place so that this does not happen again."
Yes, I've received the same response.


alert mods    
   posted: Oct. 15, 2008 @ 10:42a

Down to 3.01%. With what happened last week, this may be the last straw.


alert mods    
   posted: Oct. 15, 2008 @ 11:03a

Ha ha Dave, Looks like my real home town account Danvers won out, Still getting 4.01% on up to $100k


alert mods    
   posted: Oct. 15, 2008 @ 6:10p

Bah, Scott. I am getting over 6% at MidWest and 6% at Charter. 4% is for suckers.I think you can still get over 5% in Texas on up to 100k though.


alert mods    
   posted: Oct. 15, 2008 @ 7:33p

I did like the $70k cap on this account though. I have 4 $50k 4.5% accounts that I've been using, but even at 6 or 7%, I can't bring myself to do all the purchases/donations on a $25k balance. Maybe if I was on summer break and not in law school I'd be less lazy in this regard.


alert mods    
   posted: Oct. 16, 2008 @ 6:33a

DavidScubadiver said: 4% is for suckers.I think you can still get over 5% in Texas on up to 100k though.
Lets see.... Making 4% in the bank or being in the market and losing 50%? call me a sucker any day


alert mods    
   posted: Oct. 16, 2008 @ 7:47a

You're in the wrong thread, Scott. You can suggest in the stock thread that people earn money in their checking accounts, but even then, I'd say you are better off with a guaranteed 5% than 4% by banking in Texas. And, Mike, that goes nearly double for you. Their cap in Texas is 100,000 and they pay nearly double SbOT.

ETA: Sorry folks. Branch visit required. Dumb Texas.


alert mods    
   posted: Oct. 16, 2008 @ 9:05a

DavidScubadiver said:You're in the wrong thread, Scott. You can suggest in the stock thread that people earn money in their checking accounts, but even then, I'd say you are better off with a guaranteed 5% than 4% by banking in Texas. And, Mike, that goes nearly double for you. Their cap in Texas is 100,000 and they pay nearly double SbOT.

ETA: Sorry folks. Branch visit required. Dumb Texas.
Perhaps if you researched before you posted?

High Yield Checking Deals - Reward Checking, brought to you by Banking Guy.


alert mods    
   posted: Oct. 17, 2008 @ 6:38p

Looks like B of Toledo has lowered their offer to 3%.


alert mods    
   posted: Oct. 18, 2008 @ 7:50a

mikeccall said:Looks like B of Toledo has lowered their offer to 3%.
Nope, still showing up as 3.01% for me.


alert mods    
   posted: Oct. 19, 2008 @ 3:23p

bksavings said:Nice!

Has anyone else received an email from SBoT with a subject line of "Even More Rewards" that contains the email address of every person with a Hometown Rewards Checking account?

So much for SBot respecting the privacy of my email address.

cjdtech said:Down to 3.01%. With what happened last week, this may be the last straw.
Insult added to injury.


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