stfs said: I tried two gas stations today and they both treated the card as credit so what stores/gas stations will treat the card as debit? If not, I'm going to go to various gas stations and get my next 7 debit card transactions in tomorrow!

Some gas stations have options for credit or debit on their keypad. If you select debit, then it lets you to key in the PIN. Most gas stations in my area (Mass) only allow two consecutive transactions.

For gas purchases with credit, it takes only a day for the actual charge to appear (and the pre-authorization to disappear).

I didn't see this posted earlier- but the hard pull they do is from Equifax. I opened the account today in the branch- everything went smoothly.

Fingers crossed that they'll keep the 6% rate after the Fed meets here shortly.

BTW- the community room looked tidy- no shenanigans going on in there-

David Scuba Diver no where to be seen

scott1961 said:I need to check that out, I know I am getting Premier treatment since I always walk out with an extra lollipop, I heard Fidelity is very stingy in giving them out
scott1961 said:Can't blame the Bank, I was loopy long before I opened my account
I’m not buying it. I see a direct correlation between the time you had lunch at Danvers and the onset of your nuttiness. I’ve quoted a post above that I just saw on another thread. Need I say more?

mh83 said:dayshad said:...BTW- the community room looked tidy- no shenanigans going on in there-

David Scuba Diver no where to be seen
Did you check the men's room?
Saw this in the paper so maybe they cleaned things up?

AP

Iowa (Sep.05) - Minutes after he was arrested for lewd conduct, The unnamed prominent NY Attorney denied soliciting an undercover officer for sex in a men's bathroom of the Toledo Bank Community Center, and pleaded, "I'm not gay. I don't do these kinds of things."
He denied that he had used foot and hand gestures to signal interest in a sexual encounter, according to a taped interview released Thursday by the Iowa Police. The officer, Sgt. Dave Karsnia, accused the Attorney of lying and grew exasperated with his denials.
He never admitted in the interview to doing anything wrong and claimed his actions had been misinterpreted. However, Karsnia wrote in his report that the gestures were consistent with efforts to find a sexual partner in the men's room, But were puzzled as to what kind of sick perverted sex he was looking for since at the time of his arrest he was wearing a Scuba Suit.

scott1961 said:mh83 said:dayshad said:...BTW- the community room looked tidy- no shenanigans going on in there-

David Scuba Diver no where to be seen
Did you check the men's room?
Saw this in the paper so maybe they cleaned things up?


AP

Iowa (Sep.05) - Minutes after he was arrested for lewd conduct, The unnamed prominent NY Attorney denied soliciting an undercover officer for sex in a men's bathroom of the Toledo Bank Community Center, and pleaded, "I'm not gay. I don't do these kinds of things."
He denied that he had used foot and hand gestures to signal interest in a sexual encounter, according to a taped interview released Thursday by the Iowa Police. The officer, Sgt. Dave Karsnia, accused the Attorney of lying and grew exasperated with his denials.
He never admitted in the interview to doing anything wrong and claimed his actions had been misinterpreted. However, Karsnia wrote in his report that the gestures were consistent with efforts to find a sexual partner in the men's room, But were puzzled as to what kind of sick perverted sex he was looking for since at the time of his arrest he was wearing a Scuba Suit.Divers do it deeper. On the rest, I plead the fifth.

Regarding the requirements, Michelle told me that since I opened it up today, I have a grace period until the 15th (when the statement closes). I don't know how long it will take before the debit card arrives, but I don't anticipate a problem getting the 10 transactions met. I have another rewards checking (albeit at 5%) that requires 15 transactions- I usually complete that within 10-15 days.

BTW, Michelle asked me if I was going to blog my experience- so far it's been a ok. I looked over the paperwork last night and I feel confident with everything so far. Let's hope the 6% lasts........

dayshad said:Regarding the requirements, Michelle told me that since I opened it up today, I have a grace period until the 15th (when the statement closes). I don't know how long it will take before the debit card arrives, but I don't anticipate a problem getting the 10 transactions met. I have another rewards checking (albeit at 5%) that requires 15 transactions- I usually complete that within 10-15 days.

BTW, Michelle asked me if I was going to blog my experience- so far it's been a ok. I looked over the paperwork last night and I feel confident with everything so far. Let's hope the 6% lasts........Nothing lasts forever, but I am absolutely certain this deal like the other reward checking accounts will remain ultra-competitive and the best place to stash money, so long as the banks actually make money with the product. Having transferred over most of my banking to them I hope its the case.

76hhma said:DavidScubadiver said:scott1961 said:DavidScubadiver said: Just E-mail them and ask for a grace period for this month and they will do so since you just got the card. Usually the point of sale transactions show up the next day for me.
Toledo makes you meet the requirements for the first month? Danvers gives you a free pass for the first month.No, they give you a grace period. And if you read my very first post, you will see that they gave me a second grace period as well, as I opened the account on the 9th and my grace period ended 2 weeks before my card arrived. So they extended it. Very friendly.

It is simply one statement cycle of grace period for DBK (thus one can time the grace period by opening an account right after the closing date on the 25th), too complicated for BofT with a first three-day grace period and another grace period of a month? Opening DBK account is much shorter in time and (the pretty) debit card arrives within a week.

Just kidding, David/mh83... I am trying to stir up David's weekend DBK/BofT fight with ScottThe "complication" of two grace periods helps to keep the stupid people out of the bank. I'd be at davernsbank in a heartbeat if it wasn't hundred's of miles away requiring a branch visit! Though I do like having to make only 10 debit card transactions at SbOT, I want higher insurance limits.

scott1961 said:DavidScubadiver said:
The "complication" of two grace periods helps to keep the stupid people out of the bank. I'd be at davernsbank in a heartbeat if it wasn't hundred's of miles away requiring a branch visit! Though I do like having to make only 10 debit card transactions at SbOT, I want higher insurance limits.
I only have chump change in Danvers, real money is at BoA where you don't have to worry about insurance, Defenders account now at 5.71% APYWhat does one need to earn 5.71? I googled defender's but keep getting a BoA wildlife card.

DavidScubadiver said:What does one need to earn 5.71? I googled defender's but keep getting a BoA wildlife card.

Link to thread

Just open a Defenders of Wildlife BOA Money Market Account.