Last year I got one and it was 5% - but it only lasted for 12 months. This year it's down to 6 months and it's a "limited-time promotional offer".
Here are the details:
* 0% APR on balance transfers for 12 months.
* Earn 5% Cash Back on purchases at supermarkets, drugstores, gas stations, convenience stores, and utilities including cable for 6 months, and 2% Cash Back thereafter, plus 1% on all other purchases [up to a maximum of $300 in any calendar year, payable in checks of $50 or more upon request]
* Earn unlimited Cash Back by shopping within the Citi Bonus Cash Center
* Earn Cash Back on qualifying balance transfers and eligible cash advances.
* No annual fee.


