I got an ambivalent respnse... no instant approval, but no careful worded statement saying theyre "considering" my app

It just says ill get letter <30 days

mid-700s score, high HHI (single), sufficient credit length

No instant approval for me.

I, like some other posters, didn't get an instant approval either. I'm guessing it's because I checked self-employed (or that the income level associated with my self-employment).

desisatguru said:bofa.com here says nothing abt 25000 points

may be its because of offer code or so.i donot trust bofa

*sigh* Here we go again...
This is about the time in one of these threads that some people get nervous and start calling CSRs.
Then the CSRs, who typically don't know anything more than the script in front of them, give all sorts of erroneous info.
As with all these offers, the key is patience. Submit the app, follow through with the requirements, and then wait for the promo.
Only then, if the promo doesn't materialize, do you need to worry. 9 times out of 10 it is never an issue.

asharerin said:Cheers OP the wifey and I instantly approved. Easy $500. Thought my 80 plus experian inquiries from AMEX promos would scare them off but as usual the credit card banks are too greedy for their own good.

Maybe BoA did not pull from experian this time. Lucky you!

got instant approval.

can we apply both cards to get $500?

guess u can't
"If you don't carry a UI credit card or have a non-rewards UI card, you can apply ..."

Anyone able to save this page with 250K points still mentioned?

Thats funny, it did that to me too. The terms and conditions at the bottom still say 25,000 points credited after 8-12 weeks though, so it should not be a problem. I applied and instant approval, here's to $250.

I got instant approval but my wife was deferred. Maybe because I put down her income alone (very low) and included mine as household. But I usually get deferred approval because I have a fraud alert in my credit file. I guess not from whereever they pulled it.

sydnie said:chaalu said:wsailor said:Anyone got this?
The application you requested
is currently unavailable. . .

Thank you for your interest.

I got the same response. Wonder why???

I got that using Netscape, but then it worked in IE. Maybe coincidence (that it came back into operation at the instant I switched browers) but more likely brower/security level issues, I have Netscape security set "higher" than IE*

* Reasons of my own choosing which I'd rather not get into here, I hate IE as much as anybody so please let it go.

I got the same message in both firefox and IE.

UPDATE: Finally got through after several trials. No instant approval for me, though.

acura03 said:Just a Heads up.

Anyone able to save this page with 250K points still mentioned ?
When I tried to do it (both firefox & IE ) the print preview ignores
the "Get 250K points" portion of the page - one just below the card image.

Same thing here. If you are really paranoid, I think you can first print out the page in PDF and then make a screenshot of your web browser to include the "Get 250K points" image.