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Receive 25,000 Reward Points for NEW approved BOA credit card. Redeem for $250 cash! Archived From: Finance

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alert mods    
   posted: Jul. 10, 2007 @ 5:08p

Deferred (rejected, most likely)
Wife instantly approved for 8K


alert mods    
   posted: Jul. 10, 2007 @ 5:16p

Status phone number for deferred apps? I remember the Schwab cards had an instant status line...


alert mods    
   posted: Jul. 10, 2007 @ 5:17p

Thanks Op! 9,0000 instant approval. Green for you!


alert mods    
   posted: Jul. 10, 2007 @ 5:55p

deferred I wonder why, my scores are great but have some balance on BOfA card.

Any number to follow up before a processor rejects the app
Thanks OP.


alert mods    
   posted: Jul. 10, 2007 @ 5:56p

Sweet! Got an instant approval for both my wife and I. Easiest $250 I ever made .


alert mods    
   posted: Jul. 10, 2007 @ 5:56p

I'm in for one!

I applied through the phone number and was offered the opportunity to take some of the limit from my other BoA card (10K) to establish the new one. I split the CL into 5K for each.

I was worried that if I applied online I'd get rejected due to high balances I'm carrying on some 0%BT cards. When you apply on the phone, they transfer you to the person who pulls up your credit report, and you have a chance to talk to them about items that might cause them to turn you down otherwise (might be a good route to go for anyone with a recent AOR).

Thanks ThreeDJMay!


alert mods    
   posted: Jul. 10, 2007 @ 6:24p

Instant approval for me, my spouse, and son (college student). He actually wanted a BOA card because that's where his student checking is located. I personally can't stand BOA, so I'll be thrilled to collect $500 and then cancel.


alert mods    
   posted: Jul. 10, 2007 @ 7:17p

Deferred decision for me. I have $100K+ in BT money right now though....


alert mods    
   posted: Jul. 10, 2007 @ 7:24p

ThreeDJMay said:Yes they pulled Experian for me...
Correct me if I'm wrong, but isn't it state specific (or zip code specific) which CRA is pulled? That has been my experience (opening the "same" card from different states) and that's what the discussions/database on creditboards seem to indicate. This is to say that along with the CRA name it is important to state the state (what an interesting tautology) you indicated on the application form. In particular, I'm interested what CRA was pulled for NY, ZIP=105XX.


alert mods    
   posted: Jul. 10, 2007 @ 7:26p

Experian pull for me. I'm in Michigan.


alert mods    
   posted: Jul. 10, 2007 @ 7:53p

ShaneM said:Experian pull for me. I'm in Michigan.Aaah - I wish this was around 3 weeks ago I'm not even going to try.


alert mods    
   posted: Jul. 10, 2007 @ 8:13p

Does anyone know over what period do you have to make purchases of $250? Is it over 1 month, or over 6 months since the approval?


alert mods    
   posted: Jul. 10, 2007 @ 8:32p

miken232 said:We can always cancel once get the bonus!

that is my plan


alert mods    
   posted: Jul. 10, 2007 @ 8:33p

Thanks. In For 1.


alert mods    
   posted: Jul. 10, 2007 @ 8:35p

No instant approval I got that is because I am not a US citizen nor PR.


alert mods    
   posted: Jul. 10, 2007 @ 8:39p

cyberkost said:ThreeDJMay said:Yes they pulled Experian for me...
Correct me if I'm wrong, but isn't it state specific (or zip code specific) which CRA is pulled? That has been my experience (opening the "same" card from different states) and that's what the discussions/database on creditboards seem to indicate. This is to say that along with the CRA name it is important to state the state (what an interesting tautology) you indicated on the application form. In particular, I'm interested what CRA was pulled for NY, ZIP=105XX.
I am in Texas and i have 10 on experian and 1 each on the other 2. I tried for this one and got deffered. I know that when I disputed some info recently on experian the return address for them was in the same town that i live in (allen, tx). not sure if this is the reason for everyone pulling experian for me.


alert mods    
   posted: Jul. 10, 2007 @ 8:46p

OK, I'm new to all this. Sorry, I did this and got approved. I'm wanting to go for this offer too.

http://www.citicards.com/cards/wv/copy.do?screenID=1308

Isn't it better for your credit score to do as many apps on one day as possible? When should I cancel these cards or does it matter?


alert mods    
   posted: Jul. 10, 2007 @ 8:59p

Thanks for the link. Don't think I've been accepted as got the deferred message.

Can't win them all.


alert mods    
   posted: Jul. 10, 2007 @ 9:05p

Approved instantly with $9K credit limit. Thanks OP!


alert mods    
   posted: Jul. 10, 2007 @ 9:06p

Instantly approved, for only 2.7k. Why is the CL so low? I do have another FIA (Charles Schwarb MBNA) card with CL of 10k.


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