TYTBUDGET said:lemec said:Get up to 5% Cash Back on "everyday purchases" made at dry cleaners, gas stations, grocery stores, (snip)
And that's my problem with this card. I'll stick with my Chase Freedom card which is 3% and not tiered.

TYTBUDGET

After doing the math between the WaMu MC and the Chase Freedom, considering the extra $50 for every $200 with Chase and assuming both cards would only be used for everday purchase categories, it seems the WaMu card becomes the better deal if you spend more than around $8,800. (Though it's always good to have someone double check the numbers).

lhendricks92 said:

I calculate an even $10K - not a problem for my hungry, gas-guzzling, prescription-drug-buying, ironing-avoiding family.

HaHa! I love it!

Freckless said:Has this offer been discontinued? I can't find any of the rewards listed on the website.

Thanks!

Still valid.

EDIT: fixed link

I was approved...but only for $2500 limit which seems extraordinarily low. Is this a common experience? Any success on subsequently getting the limit raised relatively easily?

I don't believe this is valid any longer. I applied for the card from the link, and when the card arrived, there was no mention of the Cash Reward program. When I called customer support, they indicated that there is no Cash Reward associated with my account and there was only a 1% Cash Reward program, different from what is stated on the site. There was no tiers, it was 1% cash reward across all purchases.

lhendricks92 said:SeaPat said:I was approved...but only for $2500 limit which seems extraordinarily low. Is this a common experience? Any success on subsequently getting the limit raised relatively easily?

the standard advice on high CLs with WaMu is to request a BT with the application. however, i did a FWF search this weekend, and i'm convinced that using a pre-approved offer is the only way to hit 20-30K. even if you have great credit, high HHI, and request a high BT, but have no pre-approved offer, the best you can do is around 10K (but usually it's more like 5K).

also, they seem to refuse CLIs for 6 months after applying.

as always, YMMV.

Wife: FICO=784, 19 year credit history, several $30K+ existing lines.

WaMu app: not targeted, requested 30K BT. resulting CL? a measly $4K.

lhendricks92 said:FFGuru said:Good info. Thanks OP. Anyone know if there is a maximim reward?

I see no mention of a maximum reward in the Terms and Conditions page.

Nope. They only do automatic reviews. No personal request on CLI.
THe good thing is, they really pull your TU (for me) every month and raise your CL every 3-4 months (in my case).

argh! rejected!

Just went through the application - all fine, showed exactly the levels of rebates the OP gave... Tiny 3k credit line, though, but oh well.

Beware of the problems at WaMu with calculating your rebates. I received my very first statement, and right away I saw that the rebate amount calculated was way too low. Trying different combinations of possible % points (try it - it could be fun for the whole family! ), I was able to figure out that a couple of my Shell gas purchases were calculated at 0.25%, instead of 5.5%. I called CS three times. First two times they were reading me the terms, saying everything is fine. Third time, they said that they are having a problem with the rebate-calculation formula, and will fix it at some point. Advised to wait for another month, and call back if it's still incorrect. Makes me think in a month I will have to call multiple times again, and will be told to wait another month...

Just calc your rebates, to make sure they are Ok.