I heard an ad on the radio the other day for a promotion at National 1st Credit Union, people living or working in Santa Clara County, California are elegible to join. They are celebrating the opening of their new Almaden branch and for a limited time are offering 10-month Certificate of Deposits paying 10% APY.
I haven't gone to the credit union in person yet, and their website doesn't say anything about this promotion. But I swear I heard it in an ad on the radio. I just moved to the area, so I was very interested in it, and thought some of you might be as well.
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posted: Jul. 16, 2007 @ 3:41p
scanchain
Senior Member
posted: Jul. 16, 2007 @ 4:13p
Yeah, it's true. They sent me a flyer. It's 10% for 10 months and for a $1000 CD.
If we consider a typical CD at 6% APY, this one basically gives an additional 4%. 4% for 10 months at $1000 works out to be $33 bonus before tax. Not sure if many will jump over it since it requires a physical visit.
I heard an ad on the radio the other day for a promotion at National 1st Credit Union, people living or working in Santa Clara County, California are elegible to join. They are celebrating the opening of their new Almaden branch and for a limited time are offering 10-month Certificate of Deposits paying 10% APY.
I haven't gone to the credit union in person yet, and their website doesn't say anything about this promotion. But I swear I heard it in an ad on the radio. I just moved to the area, so I was very interested in it, and thought some of you might be as well.
I don't see any deals, but that's the website, anyway.
TJtv
Senior Member
posted: Jul. 16, 2007 @ 4:21p
scanchain said: Yeah, it's true. They sent me a flyer. It's 10% for 10 months and for a $1000 CD.
If we consider a typical CD at 6% APY, this one basically gives an additional 4%. 4% for 10 months at $1000 works out to be $33 bonus before tax. Not sure if many will jump over it since it requires a physical visit.
I didn't realize it was only good for a $1000 CD, they probably didn't say that on the radio advertisement. I was going to open a CD but if you can't do more than $1000, its not that great of a deal.
Thanks for the clarification.
scanchain
Senior Member
posted: Jul. 16, 2007 @ 4:21p
soundtechie said: TJtv said: Hi,
I heard an ad on the radio the other day for a promotion at National 1st Credit Union, people living or working in Santa Clara County, California are elegible to join. They are celebrating the opening of their new Almaden branch and for a limited time are offering 10-month Certificate of Deposits paying 10% APY.
I haven't gone to the credit union in person yet, and their website doesn't say anything about this promotion. But I swear I heard it in an ad on the radio. I just moved to the area, so I was very interested in it, and thought some of you might be as well.
I don't see any deals, but that's the website, anyway. That's the one. The deal is not on the website. I can check the flyer at home. Think it expires on the 26 or so.
stook2001
Senior Member
posted: Jul. 16, 2007 @ 4:24p
Maybe more than 1 CD account be opened? Probably not...
nm.. Unless more than 1 cd at this rate can be taken out, not hot.
scanchain
Senior Member
posted: Jul. 16, 2007 @ 8:51p
From the flyer:
10% APY on 10-month certificate available to members with Checking Packages on certificates opened 7/9/07 through 7/21/07 with $1000 in new funds, subject to change thereafter. Limit one 10% APY certificate per member.
...
Checking package requires National 1st Checking account with $100 opening deposit, online banking enrollment, e-statement election, debit card, and direct deposit of full net pay or other regular monthly income. National 1st reserves the right to confirm direct deposit amount satisfies program requirements.
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