No for every single account that I have (and I tried about 20 institutions). Not even the reported positives: BofA/ING. This makes me think - do people who reported success have the accounts registered as their payment accounts? At the moment I don't have any payment account registered, which could possibly be the reason why it's not taking anything I throw at it.

Btw - this is a CitiBiz card that I'm trying to milk.

EDIT: I just tried a "mock BT" with my CitiDiv card - and it would allow me to send money to Etrade (which I have registered as a payment account) but it wouldn't send to GMAC (which I have also registered). I have not actually gone through w/ the BT.

Personal conclusion - not only does the bank need to be on a "citi-approved" list, it probably also needs to be a bank that has been set up as one of your payment accounts.

Back when this thread first appeared, I tried unsuccessfully with multiple checking accounts, some which were registered as payments accounts on my AT&T Universal card, some which were not.

Just for fun, tried again in early Nov and had no problem doing direct deposit into a Fidelity account (a registered payment account). Repeated it again in Dec & funds were deposited within 3 business days. So, if you tried and failed a while ago, you might try again.

Perhaps it's important how long the Citi account has been open or the payment account itself has been registered. Or perhaps it's completely random. It is Citi after all.

That is true, the only account I pay citi from is citizens account being doing that for over a year.
Maybe the payment account really is important.
I also have this option on my business account.

I did this a week ago, was nice, was a deposit of 10.4k into my checking the next business day after it processed.

I did a BT about two weeks ago that was deposited directly into my Commerce checking account a day or two later.

It was a Citi Professional card I've had since April.

Oops, double post.

SweetCash said:g10ny said:You may want to have a setup involving BTing to a PenFed or a DCU card, which can be automatically (and no-fee)transferred into the associated checking/savings accounts, and you already know what to do from there.

Are you implying that those cards: (1) allow negative balances, or (2) can be used to BT to a debit card associated with a checking account?

Yes and yes. Also, DCU recently started the electronic deposit service, through scanned checks. Too bad DCU is not on Billpay payee list.

thecpa said:They have an option of doing a one day transfer to an external account. DOESN'T WORK unless you've made a transfer exceeding $1000 from the external acct into Citibank exceeding a 20 day grace period.

Extracting the above tidbit from thecpa's post to formulate the theory below, could the theory explain everyone's reported experiences in this thread?

Citi ACH BT Theory:
In order for the Citi credit card BT to external ACH account to work, the receiving account must:
1. be registered as a payment account, AND
2. prior to 20 days from BT request, have been used to make a $1000+ online card payment

can anyone include a screenshot? i don't get this on my "enter transfer information" page (step 4 of 6). only have "pay up to 4 creditors" and "receive a check". am i looking on the right page?

I have the same issue as donus629. I do want to find out the variables that decide whether I get the ACH option or not though.

Do you need to charge to the cards regularly to get this option?
Do you need to have a Citi checking account linked to the card?
What about a non-Citi checking account?

Obviously, ACH is much more convenient than physical check. I find it very curious that you don't have the regular "receive a check" option. Any ideas why?