RagingBull said:Is Sony Style the only card left from Chase with 12 months 0% APR

i think its the only one left with a $75 BT. the rest are $199+ to uncapped.

got 2 emails from citi, approved for both business cards.

ok I received the Bank Atlantic Business rewards card today w/ $15000 credit limit. Activated it. Called CSR, they will not BT to a checking account or send BT checks. They will send convenience checks but they will be at the cash advance rate. So I will have to BT it to one of my Citi cards when they come in and do a credit refund.

Also received the Chase Sony Card w/ $6000 limit. Activated it. Will make a small purchase and then pay it off, and then transfer my credit limits to it and deposit the BT check that came in the welcome package.

Also received the Kroger 1-2-3 Rewards card w/ $12500 limit. Activated it, then called a CSR. CSR Said they can't BT to a checking account, but that a few days after card activation I will receive a welcome package and it will have a 0% BT check in it, and the CSR said I can make it out to myself and deposit into my checking account and it will be at the 0% BT rate.

Oh yeah I forgot about the 0% on purchases. This morning I bought a few bucks in gas for the purchase requirement.

I just got off the phone w/ Chase. Moved $14600 from my oldest card to the Sony Style, and closed my freedom card and moved the $1100 (they will let you move everything except $500 when consolidating cards) on it to the Sony Style card. Because of the large amount, the CSR said they'd have to do a hard pull. New credit limit according to the CSR is $21,700 on the Sony Style Card, and that is also showing up at chase.com after I log in. About to go to my local bank and deposit the 0% BT check into my checking account.

Juniper I Fly Rewards card came in with my $12500 limit. Welcome package w/ the card has one convenience check. Called and spoke w/ a CSR who confirmed if I write it out to myself and deposit, it will be at the 0% BT rate. Will make it out for $6000 and go back to the bank today.

Dude, those local banks are killing you with the holds. I got snared by one of those on my first AOR. Generally, now, I do one of two methods:

1) Ideally, deposit immediately into something that will yield interest/dividends (Either local Fidelity branch, or a Citibank money market). That way, even if I have to wait out a hold, at least I'm earning something.

2) If not, I worked out that it's probably more cost effective (and less aggravating) to just mail a check to the ultimate destination (FNBO or whoever). Even factoring in the lag for mail and the cost of the stamp.

... course the one caveat is I don't know how FNBO (specifically) would react to credit card checks. They might think you're a terrorist or something.

I know, I know. But I live in Jackson, Mississippi. There are no Chase or Citi branches here. We just got a couple of wachovia branches here and thats only because they bought out one of the local banks. And we have some Regions (large regional bank) because they bought out a different small bank company. The market here is served by many small bank firms.

BOA Platinum plus MC is showing up with $5k limit on bankofamerica.com login, and so is the NFL card w/ $2500 limit. I got the Iowa card from another thread for the $250 sign up bonus, and $3500 limit on the Bass Pro card. I'll see if I can consolidate the NFL card to the Platinum Plus card, and move most of the credit limit from the iowa card and Bass Pro cards to the platinum plus card as well. waiting for receipt of the cards first.

5 cards came in the mail today.

Got the US Bank Baylor Visa w/ 15k limit, called CSR, they won't send BT checks or BT to checking, will only BT to other credit cards. So I will BT to a Citi card and do a refund.

Also got Citi Professional.

Also got Discover Miles card w/ $8000 credit limit. Called CSR and they are mailing out BT checks. I confirmed w/ CSR if I write it to myself and deposit it in checking, it will be at the 0% BT rate.

Also got the citi drivers edge card.

also got the citi AT&T universal rewards card.

BT'd $7400 from Baylor Alumni US Bank Visa to Citibank AT&T Universal Card. US Bank mails them a physical check, so I hope it posts w/ citi since its a physical check and not an electronic deposit, and my balance is $0 w/ AT&T. i guess i'll know in a week or so. Also called National City about the letter they sent me saying they couldn't verify my info. Rep said that when you apply for a lot of credit at once, their system flags it and they just want to speak to you to verify your identity before mailing out the card.

Received BOA Platinum Plus MC today. Called to activate, spoke w/ CSR. Haven't received NFL card yet but he was able to re-allocate and consolidate my cards to have $19900 on the Platinum Plus MC, and then direct deposited $9900 to my checking account.