received BT checks from Citi for the Professional and AT&T Universal cards. Waiting for small purchase on Professional card to clear and then pay off (so i will get the 15k TY points) and then write a check for $1200 and deposit. Also received BT checks for the AT&T universal card. waiting on the Baylor University BT to go through, and then will write a check for 7400+1750.

Squeezer99 said: Waiting for small purchase on Professional card to clear
You're not waiting for your statement or anything are you? You can pay the card off to a zero balance immediately (like today or tomorrow) and then run and do the advance. No need to wait for statement cycle.

markkundinger said:Squeezer99 said: Waiting for small purchase on Professional card to clear
You're not waiting for your statement or anything are you? You can pay the card off to a zero balance immediately (like today or tomorrow) and then run and do the advance. No need to wait for statement cycle.

no i'm not waiting for the statement. i bought a few bucks in gas friday morning on it, and it hasn't shown up on the unbilled charges yet, i'm hoping tonight it will so I can pay it off tomorrow, and it takes a day or 2 for citi to process payments from my bank, and then i'll use the BT check.

markkundinger said:When I bought gas over the weekend on my citibank card, I just kept the receipt. Went hope, fired up the billpay program, and sent a payment. The actual charge and the payment both posted on the same day. Problem solved.

Hm-m ... last time I tried that CITI's interface did not allow me to pay more than the current balance was, in other words I had to wait for the transaction to post first and only then could submit the payment ...

depositted BT check from Citi Professional card for $1200.

my $9900 is showing in my checking acct from BOA. already have transfers of $6100 and 13700 going to FNBO. still have some holds, waiting on other checks, deposits, etc.

received $2600 check today from citi. got national city visa today. called them, they can send a BT check to me, requested $4k check.

dmlavigne1 said:Which Baylor card did you do? They all seem to be uncapped on the BT fees

the platinum visa. read down in the terms and conditions, its no fee for the first 12 billing cycles.

i don't think I need to post in this thread anymore. My AOR is basically done. other then depositing a check made out for $9200 in the last post, the $14750 BT from the bank atlantic biz card says completed on bank atlantic's web site. just gotta wait for it to post to my citi premierpass card, then request a BT check from it for $14750 + 5900 and deposit. and thats it for getting $ off the cards, total AOR $ i got from the cards will be $74350. Then its just a matter of paying the minimums each month by taking $ for each card out of high yield savings. in 5 months from now call national city and find out the exact day I need to pay off the card before my BT accrues interest, and then pay it off a couple of days before hand. and do the same thing in early June for all the other cards (since all the rest had 12 month/cycles/statements BTs) and pay them off. then wait a month or so for credit reports to be updated, and do another AOR in a year Also, I have to pay off and cancel the premierpass card before 12 months because it has a $75 annual fee.

markkundinger said:Would you care to post a summary with how much you advanced on each card, and an estimate of what your global utilization is going to look like on your credit report?
I'd like to see one too!