MikeR397 said:First, thanks for linking the business card thread to your business-o-rama. You appear to have a perfect opportunity to get some major business credit and many others will likely use this thread as a basis for thier business-o-rama's (so the link is in a good place). I'm anxious to see what kind of credit lines you get with those spectacular vitals. Good luck.

Mike is one of the biggest advocates for business lines as we all know. Green for both your post(s).

I have had mixed results so far with business lines I reported $0 income and 0 years in business for my AOR.

Updated for the *cool kids doing AORs*...

lhendricks92 said:Question on the CapOne...were you responding to a pre-approved offer? My wife just applied and she got the minimum line. (Her credit profile is similar to yours.) Even requested a fat 20K BT. Granted, this was at the end of a massive A.O.R., but c'mon!No - I have never owned a Capital One card - not for lack of junk mail. I just applied through cardselection.com on a whim. Sorry to hear your wife got the measly line. I am guessing HHI is the biggest factor?

The BankAtlantic card app link I've found requires an Associate # Id on it. Did you just leave this blank?

https://www.juniper.com/app/japply/WebAppGate.jsp

WWScoobyDo said:The BankAtlantic card app link I've found requires an Associate # Id on it. Did you just leave this blank?

https://www.juniper.com/app/japply/WebAppGate.jspYes, blank. Good luck!

Congrats on braking the previous 20k Bank Atlantic BT limit. Hopefully they have finally got rid of that stupid limit. This is turning out to be a great business AOR. I'll put a link here in the quick summary on my "how to do a business AOR page".

babaamit said:Also I have successfully gotten 2 citi biz cards (also for sister) Very good to hear! Can you comment on which 2 citi cards and any pecularities on when/how you applied for them? I applied for CitiBusiness and CitiBusiness w/TY Network on the same day via the online application. I got a letter stating something to the effect that Citi noticed I already had one app under consideration; consequently the second app would be terminated.

The Citibusiness BT terms struck me as interesting, so I'm posting them:

"If, within 12 months from the date of account opening, you make any balance transfers in response to the solicitation offer you received, this rate [0% in table] will apply to those balance transfers for 12 months from the date of that first balance transfer. After that, the purchase rate will apply."

EDIT: deleted prior interpretation.

Venturion said:Okay - I'm in a snafu with American Express. Got four cards:

1. Delta Biz - $3K
2. Blue Cash Biz - $4K
3. Platinum Biz - $19.8K
4. Platinum FreedomPass Biz - $33.5K

AMEX has offered to reallocate credit lines. The problem is that all of them have crappy BT rates. The best is 4.99% for life. Any suggestions? Thanks. I have an existing Blue Personal card in case that information is useful.

.. but why did you apply for cards with crappy BT rates? Utilization is not of much importance on business cards... bonuses? In this situation, I'd reallocate (or, rather, consolidate) to 1-2 cards that have the benefits (points, etc.) that suit you best and close the other ones (hey, it's Ok to close business cards, isn't it?!) 4.99% BT rate will only be viable to you (with the HHI you indicated) when HYS APY go above 8%.

Venturion said:I am thinking of applying for inNYC for 0% for six months and then reallocating the biz lines to it for the BT (if possible). Open to other ideas...

That's the way to go. If an Am.Ex FR wouldn't cause you much headache, then go for it.

Personally, I'm inclined to use Am.Ex crack solely to create one or two lines with big credit limits and no utilization. But that's just me.