Link

Note This is a Charge Card and not a credit card. Free first year but $99 annual fee after first year unless you got a Citigold account.

Earn great rewards, access to VIP airport lounges, companion air tickets, and 15,000 bonus ThankYou Points after $300 in purchases. You will even earn 5 ThankYou Points for every dollar spent on purchases at supermarkets, drug stores and gas stations and 3 ThankYou Points on other purchases for 24 months from the date you become a cardmember. There’s no pre-set spending limit.

IMO this is pretty hot even if you pay the annual fee as it a nice way to get 5X TYP on EDS and 3X on all other purchases. Also comes with free Priority Pass membership just like Citi Chairman card. I have a felling thoses clubs are going to start to get very crowed.

"The cost of your first 3 cardmember lounge visits waived (normally $24 per visit)"

So it's quite a bit different than the Chairman Card.

Still a good deal though.

dolmar said:Note This is a Charge Card and not a credit card.Why does it have an APR? Is there a charge card version and a credit version?

The CSR gal you talked to is smoking dope. It's a regular credit card.

However, It does seem to be medium-hot. 5x points on everyday spending, and 3x points for the first TWO YEARS.

It appears the be the ghetto version of Priority Pass, where only the first 3 lounge visits are free. Still better than a hole in the head.

Plus, 15,000 TYP after spending $300, and fee-free for the first year.

I can imagine a lot of FWFers just getting this card to rack up a ton of TY points over a year or two, then canceling and repeating!

RadagastMOD said:The limit of 75,000 TYP per year is what turns me off... That is just 25,000 in 3xpoint spending... Although, getting one for me and one for the wife bumps it to 1500 a year.

Also, the typ limit is calender year based, so i could do 25k before january, and another 25k after, and close the card paying no fees...


# Earn up to 150,000 ThankYou Points in a calendar year

Huh?

For us FWF'ers, the free identitymonitor makes this card a no-brainer; basically, it pays for the annual fee by itself since we'd monitor our credit anyway! This is especially great for the B*'ers.

It's a no preset spending limit card - probably what the CSR meant by "charge card."

Good find, OP. Thanks.

dolmar said:
LOL good point. I call up Citi PB CS rep to find out if the annual fee could be waived and was told the annual fee is waived for Citigold accounts holders. Gal told me because I have both Citigold and SB FMA I qualify for the fee waiver for this card. She said to be aware of the fact this card is a charge card and not a credit card. And if I was still interested in getting it? I said yes and gal said she would take care of ordering the card for me.

So I hope the gal I spoke too was thinking about the correct card as I asked for the card with 5X TYP in EDS and 3X for all other purchases. I told her I saw it on Citicards.com

Dolmar, this is well done. For someone who is not a frequent flyer (3 or less flights per year), this type of access to airport lounges is effectively the same as the AMEX Platinum.

Could you clarify one thing for me? Did you call the general customer service number for the Citi Private Bank, or did you speak with someone in your local office? And can you confirm that the fee waiver was based merely on having CitiGold status? Or was it that you also have an account with Smith Barney? Thanks!

dragoon976 said:For us FWF'ers, the free identitymonitor makes this card a no-brainer; basically, it pays for the annual fee by itself since we'd monitor our credit anyway! This is especially great for the B*'ers.

this thread says it only allows monthly pull, which is not really effective for b*???

Thanks, Dolmar. That's a super-helpful answer.

dolmar said: Note Lawyers Citigold account via PB do not have the same benifits that Balance qualified Citigold PB and Retail Citigold account have as Lawyers do not get fee waivers for American Airlines credit cards and debit cards nor PPE cards.

This is the official line, although you'd be surprised what the CSRs will give you, if you just ask nicely.