|
|
|
|
-
-
cpaynter
- Senior Member
posted: Jan. 7, 2009 @ 12:58p 
xoneinax said:cpaynter said:because I combine it with other cards which provide ... or 6% on specific categoriesWhich one pays 6%, CitiBank Driver's Edge ? Right. That program has been good to me. Between 6% off EDP and about $100 for miles driven, I racked up quite a rewards balance in my first year. Used a little for auto maintenance, but still had $487.78 in rewards left at the end of the year. I'm buying a new car right now, so I'll be able to redeem the rest of it. In the meantime, I got a new CDE card so I can get a second year of 6%. I took advantage of a 12 month no-fee 0% APR B/T offer on the first card right before the year was up, so that card isn't completely in disuse. New 6% purchases and auto repair go on the new card, so I'm building up a balance there. I think it's just an outstanding program; I can't figure out why it doesn't get more mention. I guess the redemption process may seem daunting to people, but really, it's not that bad, and for 6% back, plus up to double that depending on the miles you drive, it seems a no-brainer to me. Chris. |
-
-
cpaynter
- Senior Member
posted: Jan. 7, 2009 @ 2:53p
xoneinax said:cpaynter said:There are also general 3% cards available (like the Citi Platinum AMEX card)I suppose 3 TYP per $1 spent, is somewhat equivalent to 3%. But that only lasts for 24 months, though I guess you could always reapply for a new card.
"5 ThankYou Points for every $1 spent on purchases made at supermarkets, drug stores and gas stations and 3 ThankYou Points per $1 spent on all other purchases for the first 24 months;
1 point thereafter" True, TYP are not exactly cash, particularly with the persistent devaluations Citi has been applying to them. But I can still get restaurant gift cards at $100 for 10000 points, so to me, that's almost equivalent to 1 cent per point. At least for now... Chris. |
-
-
xoneinax
- Senior Member - 5K
posted: Jan. 7, 2009 @ 3:20p
Yeah, had not looked at it much before. I agree that the CitiBank Platinum AMEX is a very good credit card for the first 24 months. |
Close
|
|
 |
|
Not Already A Member?
Sign Up Now!
|
|
Disclaimer: By providing links to other sites, FatWallet.com does not guarantee, approve or endorse the information or products available at these sites, nor does a link indicate any association with or endorsement by the linked site to FatWallet.com.
|
|
|
|
|
