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MOST LIKELY DEAD! Citi CashReturns MasterCard - UNLIMITED 5% cash back for 3 months Archived From: Finance

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alert mods    
   posted: Aug. 3, 2007 @ 11:46p

If you xfer more than 3k per month paypal fees go to 1.9%

Googlecheckout has no fees until 2007.

I personally send about 10k$ per month to the same person per month no ?'s asked(buisness) (you want to use a realitive\trusted friend)


alert mods    
   posted: Aug. 4, 2007 @ 8:07a

igorthesmall said:I had a notice from advanta when i signed up for my business card that I could set up my business to take credit cards for 1.64% + .25 per transaction

?? I think most merchant accounts don't allow you to charge yourself. Check the terms.


alert mods    
   posted: Aug. 4, 2007 @ 12:34p

djspray said:Intersting. Very interesting. Time to start haggling those car salesman to allow max CC charge. Or buy a bunch of bonds? Hope this card sticks around until November...

Buying bonds with CC ? They quit accepting cards back in 2003, where have you been ?


alert mods    
   posted: Aug. 4, 2007 @ 2:14p

I can't believe they really have no limits. I currently cycle around 10-20k per month through for purchases. If I do 40k in 3 month this would give me 2k in rewards. Can anybody confirm after they received the card that there is no limit. I know somebody that runs 100k on his AMEX each month for his business. Would be curious to see how citi would deal with that.


alert mods    
   posted: Aug. 4, 2007 @ 2:41p

GermanExpat said: I know somebody that runs 100k on his AMEX each month for his business. Would be curious to see how citi would deal with that.

I bet it would be hard to run $100k a month via this card unless Citi would issue you a ridiculous credit line. Citi more than likely will refuse to allow people to move credit lines over to this card durning the promo period as this card also has a 0% BT promo offer. This is just my guess but I could be totally wrong.


alert mods    
   posted: Aug. 4, 2007 @ 9:54p

Use google checkout instead, it is free.


alert mods    
   posted: Aug. 4, 2007 @ 11:20p

tedteddy
Could you elaborate more on using google check out to tranfer money? I used GCO mainly for $10 off when I bought stuff online.

Thanks.


alert mods    
   posted: Aug. 5, 2007 @ 1:27a

Got deferred but I'm sure it will not be a problem since I am down to 2 Citi credit cards at the moment. I just paid 1/4 of my daughter's tuition on Friday but I have 3 more payments to go.

Interestingly, I somehow got 5% back on my tuition payment last year on my AT&T Universal card. Not sure why that happened but I never complained. It happened twice (then they cancelled the card ).


alert mods    
   posted: Aug. 5, 2007 @ 12:12p

5% CashBack is definitely promising - a couple things I can think of - 1) Pay my MBA tuition even with the 2.5 % surcharge
AND pay my property-taxes again with the 2.5% surcharge!


alert mods    
   posted: Aug. 5, 2007 @ 12:58p

Hmmm, well my semiannual 522$ car insurance bill is due this month, I won't be able to get this card in time to use it to pay that. Other than that I (hopefully) don't have anymore major expenses for awhile.

I wonder if this offer will be around for the next month or so? Then I can use it for my Christmas shopping in December??


alert mods    
   posted: Aug. 5, 2007 @ 1:14p

Does anyone have any examples of how much of a CL they got? I have the feeling the credit lines won't be very big. After the 3 months this is a crap card.

Nothing to see here, move along.


alert mods    
   posted: Aug. 5, 2007 @ 9:27p

tuffghost said:Hmmm, well my semiannual 522$ car insurance bill is due this month, I won't be able to get this card in time to use it to pay that. Other than that I (hopefully) don't have anymore major expenses for awhile.

I wonder if this offer will be around for the next month or so? Then I can use it for my Christmas shopping in December??


On second thought, screw using this card to get 5% off my Chrsitams shopping, I'll use my Citi Driver's Edge to get buy gift cards with a 6% rebate.

This card is just good for the stuff that my Driver's Edge and my Home Rebate card won't handle, which isn't a lot, especially since at the same time I'm trying to spend 500$ on my Discover More card and 250$ on my new University of Iowa card to get their cash bonuses.


alert mods    
   posted: Aug. 7, 2007 @ 4:41p

aznbenz said:I will go ahead and add this to my list of applications to be done. Perfect for my $20k tuition and will go ahead and open a Citi checking to take advantage of this 5%.
Thanks OP. Recently I tried funding my Citi checking account through Citi CC. It failed and I was told by citicards that it was being processed as "cash advance". However I tried using a Chase CC and it was processed as purchase. Does anybody else have similar experience when funding with Citi CC?


alert mods    
   posted: Aug. 7, 2007 @ 7:53p

If I convert other Citi credit cards to this one, does Citi still pull my credit? Thanks.


alert mods    
   posted: Aug. 7, 2007 @ 8:45p

Does anyone know if Citibank imposes a limit to overpayment? If there's none, credit line shouldn't matter at all in using this card to make a big puchrase. Simply overpay enough in advance.


alert mods    
   posted: Aug. 8, 2007 @ 8:36a

Has anyone who applied got the card yet? Wondering how long it takes. Applied on 8/3 and no word yet. Could do some serious charging if I get card soon. $12k college payment due on the 15th, And this weekend is tax free here in MA, So with no 5% sales tax's means 10% off everything I buy, And I got a very big list


alert mods    
   posted: Aug. 9, 2007 @ 2:47a

scott1961 said:Has anyone who applied got the card yet? Wondering how long it takes.5 days including the weekend and you're asking this???


alert mods    
   posted: Aug. 9, 2007 @ 4:45a

motsuka said:If you xfer more than 3k per month paypal fees go to 1.9%

Googlecheckout has no fees until 2007.

I personally send about 10k$ per month to the same person per month no ?'s asked(buisness) (you want to use a realitivetrusted friend)

That doesn't sound right, i get more then that each month and i'm only at 2.2%

 

Sweet, thanks OP; i just applied for this card and got approved. First personal card with Citi. ^_^


alert mods    
   posted: Aug. 9, 2007 @ 7:26a

I have 4 other cards with Citi. Applied for this one and was deferred. Got an e-mail yesterday welcoming me to my new CashRewards card though! Will be on the lookout in the mail for it...


alert mods    
   posted: Aug. 9, 2007 @ 7:58a

billrubin said:scott1961 said:Has anyone who applied got the card yet? Wondering how long it takes.5 days including the weekend and you're asking this???
I know, I am impatient, But I just pulled my report and the new card did just show up on my report. CL's do seem low as I only got $10k but planning on moving my Diamond CL to this. So looks like I wont have card for tax free weekend but hope to have it next week to pay a college bill


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