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MOST LIKELY DEAD! Citi CashReturns MasterCard - UNLIMITED 5% cash back for 3 months Archived From: Finance

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glxpass said:6/12 - Applied for card.
I'm assuming Bridgetrack link? Report back after you get your first statement. Congrats!


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I requested pdf copy of my statement but it would not say anything. I called CSR, and I verified that I get 4% bonus (total 5%) Cash Back. I used the bridgetrack link.


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lhendricks92 said:glxpass said:6/12 - Applied for card.
I'm assuming Bridgetrack link? Report back after you get your first statement. Congrats!

Yes, I used the bridgetrack link, and updated my post with that information. Thanks!


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Can I have two cashreturn at the same time. Because the statement of the 3rd month of my first cashreturn card is still 20 days later but my 5% grace period is expired today. I want to apply for the 2nd one and consolidate the credit line with the new one. Does anyone has two cashreturn at the same time?


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My 90 days expired on the 18th. I want to get another card but I have 22 inquiries on EQ and Citi always pulls from them for me. On one hand I'm afraid to try to apply since I'm trying to bump some of those off in the meantime but I'm also afraid if I wait too long the bridgetrack link will go away.


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Also used the bridgetrack link in late May. Approved within 10 days (non-instant). Got low 4-digit line, moved from two cards to mid-5 digits, called CSR twice, both of which confirmed 4% bonus (i.e., total of 5%) for the first 90 days from the day was approved.

Thanks all for putting together the info in this thread, and special thanks to lhendricks for pioneering the thread.


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porkipine69 said:linky poo

So....I went away for a couple weeks from this thread; let me get this straight:

People are applying a SECOND time for this card and getting 3 months all over again? If that's the case, I can't wait to get another $4k+ in rewards!


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HappyGuy said:ecjjones said:Anyway to rinse and repeat if I am a single?

Call citi and convert this card to any other citi card. Once conversion is completed reapply for the 5% card.

Anyone know if the conversion triggers a hard pull?


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MegaKimcheeLove said:elleve said:

I do this all the time already, it's no big deal. they take about 2.9% , but wats up with the 4 transactions a month?. never heard dat one before.

if u really are limited to 4 transactions, can add obopay into it, they take 1.5% but i think they limit you to a certain $ amount a month.


Sorry - should be clearer. You can make as many transactions as you want in a month, but the T&C states that you can only make 4 PAYMENTS to your credit card balance in a billing cycle.

So if your CL is $5,000, you can't keep charging and paying it off unlimited times in a month. You can only post 4 payments against your balance in a month

MegaKimcheeLove,

I am now starting to read the T&C online but nowhere can I find the 4 payments limit per billing cycle wording. Is it on the paper T&C that came with the card? Sorry to ask here since I cannot find my copy.

Thanks.


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yoyo2 said:MegaKimcheeLove said:elleve said:

I do this all the time already, it's no big deal. they take about 2.9% , but wats up with the 4 transactions a month?. never heard dat one before.

if u really are limited to 4 transactions, can add obopay into it, they take 1.5% but i think they limit you to a certain $ amount a month.


Sorry - should be clearer. You can make as many transactions as you want in a month, but the T&C states that you can only make 4 PAYMENTS to your credit card balance in a billing cycle.

So if your CL is $5,000, you can't keep charging and paying it off unlimited times in a month. You can only post 4 payments against your balance in a month


MegaKimcheeLove,

I am now starting to read the T&C online but nowhere can I find the 4 payments limit per billing cycle wording. Is it on the paper T&C that came with the card? Sorry to ask here since I cannot find my copy.

Thanks.

The four payment limit is referring to making four payments by logging into citicards.com and paying your CashReturns card that way. It doesn't mean that you can only make four payments per month to the card. For example, I've made many payments per month to my CashReturns card by both paying from citicards.com and my BoA on-line banking.


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Has anybody used this credit card to move money between accounts on Paypal? The paypal standard fee appears to be 2.9% so there is an opportunity to skim some money off via the transfer if it is allowed by Paypal. Also, there appeas to be a 'merchant rate' if your volume is above $3000 per month but I haven't been able to find out what this rate is.


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Applied 6/6 using bridgetrack link. Statement closed 6/19. Got pdf view of it today. I got full 5% CashBack.


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Tried the 1388 link and got a blank screen. Is it still working?


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Tried the 1388 link and got a blank screen. Is it still working?


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if we pay off the balance right away without waiting for the statement date, are we still eligible for the 5% rebate?


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shade45 said:if we pay off the balance right away without waiting for the statement date, are we still eligible for the 5% rebate?
The rebate isn't based on balance owed; it's based on purchases made. Whether you off the balances immediately or wait for the statement until making a payment, it has no effect on the rebate. Many pay off their balances several times a month in order to reap the maximum Cash Back benefit from the card. That procedure allows you to make purchases over the course of a month whose total exceeds your credit limit. Of course, your balance should never exceed your credit limit, and you can't use overpayments in order to artificially increase your credit limit, i.e. making unpaid purchases whose total exceeds your CL.


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glxpass said:shade45 said:if we pay off the balance right away without waiting for the statement date, are we still eligible for the 5% rebate?
The rebate isn't based on balance owed; it's based on purchases made. Whether you off the balances immediately or wait for the statement until making a payment, it has no effect on the rebate. Many pay off their balances several times a month in order to reap the maximum Cash Back benefit from the card. That procedure allows you to make purchases over the course of a month whose total exceeds your credit limit. Of course, your balance should never exceed your credit limit, and you can't use overpayments in order to artificially increase your credit limit, i.e. making unpaid purchases whose total exceeds your CL.

Thanks for the info.


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duhmel said:Tried the 1388 link and got a blank screen. Is it still working?

duhmel said:Tried the 1388 link and got a blank screen. Is it still working?

no, see the OP.


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lhendricks92 said:duhmel said:Tried the 1388 link and got a blank screen. Is it still working?

duhmel said:Tried the 1388 link and got a blank screen. Is it still working?

no, see the OP.

I used the last link in the OP (not 1388) on about 6/12 and was able to register and be approved. I am waiting for my card. Just checked the link that I used and now I get a blank page. Just checking to make sure it isn't my firewall blocking the page.


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I applied using the bridgetrack link on 6/17, received instant approval. Just received card today - called and confirmed that the card has 5% rebate for 3 months on all purchases.

Looks like the bridgetrack link is now not working anymore.

So finally dead? Anyone has a cached version of that link page?


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